Latina Financial Education, Investing & Wealth Building: MoneyChisme

Share Your Thoughts! Aunque las recesiones son parte natural del ciclo económico, pero las decisiones políticas actuales podrían estar acelerando la llegada de una crisis en 2025. Aprende como proteger tu dinero con estos tips.  En este episodio, exploramos estrategias clave para proteger tus finanzas y aprovechar oportunidades incluso en tiempos de crisis: Fondo de emergencia más sólido  Aprovech...

Share Your Thoughts! Let's talk about to to prepare for a recession in 2025. With this current administration, the effects of their decisions are having some negative economic impacts. This may lead to a recession. So how do you recession-proof your finances? I break down how to prepare for a potential 2025 recession with practical strategies anyone can implement. I also cover: • Understandin...

Share Your Thoughts! In this episode we get into how Facebook ads can be a game changer for your business. Stacy Reed, a Facebook ads expert, shares how it can skyrocket your business visibility and drive real sales growth . She reveals the must-know strategies for leveraging paid advertising while maintaining authenticity in your brand presence. Whether you’re a small business owner or entreprene...

Share Your Thoughts! Is debt really the enemy? In this episode, I break the myth that all debt is bad and show you how smart borrowing can be a powerful tool for building wealth. Learn how good debt can fuel real estate investments, business growth, and financial freedom when used strategically.  What You’ll Learn:  Good Debt vs. Bad Debt – What’s the difference and why it matters How to Overcome...

Share Your Thoughts! You may think that financial planning is for those with million dollar net worths, but it is for everyone! Nadia Vanderhall, a financial planner and founder of The Brands and Bands, shows us how financial planning can empower YOU to take control of your financial future through actionable strategies and a shift in perspective on retirement. In this episode we cover: What is fi...

Share Your Thoughts! Cual es la diferencia entre la deuda buena y la deuda mala? Cómo entender esta distinción puede ayudarte a generar riqueza. Hablamos sobre cómo aprovechar estratégicamente la deuda, especialmente a través de la inversión en bienes raíces, y desmitificamos el miedo a pedir préstamos. Temas que discutimos: El estigma de la deuda y cómo cambiar tu mentalidad sobre el dinero Difer...

Share Your Thoughts! Should you hire a property manager for your rental properties? My answer is yes! There are so many benefits of having a property manager versus managing the rentals yourself.  In this episode I go over: What is a property manager?  The legalities of managing your own property Property Management fees The benefits of hiring a property manager How to find a good property manager...

Share Your Thoughts! Many small business owners often overlook how important bookkeeping is and leave it until tax season. However, bookkeeping is crucial to run a successful and profitable business. Yaremi from QB Numbers explains the importance of keeping books updated, distinguishing between roles of bookkeepers and accountants, and offers actionable advice on hiring and maintaining financial h...

Share Your Thoughts! Es hora de que la comunidad latina aprenda cómo invertir y generar riqueza. Pero muchos no saben cómo crear un plan de inversión para empezar a invertir. Bueno, ¡estoy cambiando eso! En este episodio les doy el chisme sobre: • Importancia de comprender su "por qué" al invertir  • Cómo hacer un análisis de brechas de dónde quiere estar y dónde se encuentra ahora • Opc...

Share Your Thoughts! It's time that the Latino Community learns how to invest and build wealth. But many don't know how to create an investment plan to start investing. Well I'm changing that! In this episode I am giving you the chisme on: • Importance of understanding your "why" in investing  • How to do a gap analysis of where you want to be and where you are now • Inves...

Share Your Thoughts! Let's talk about the connection between self-care and financial wellness! Prioritizing personal well-being can lead to financial success. Rita Soledad, founder of Wealth Para Todos, discusses the often overlooked relationship between self-care and financial wellness. Rita shares her personal journey from a public school math teacher to a money and self-care coach after fa...

Share Your Thoughts! The new Trump Administration is going to negatively impact the Latino Community, especially financially. How can you prepare your finances to ride out Trump's policies? In this episode, I am joined by Lea Landaverde, founder of RQZA co, who shares her tips from her "Protect the Bag" guide.  It advocates for proactive measures such as establishing emergency funds...

Share Your Thoughts! Reframing the stigma around debt is important for breaking the cycle of shame and achieving financial freedom. Luzy King, CEO of Say Hola Wealth, shares her practical strategies to manage debt effectively, emphasizing personal growth and the need for investing in financial knowledge and community support, rather than solely focusing on frugality and expense-cutting. Check out...

Share Your Thoughts! Descubre los 6 pasos esenciales para comprar tu primera propiedad de alquiler en 2025. Desde establecer tu visión, mentalidad y metas, hasta auditar tus finanzas, elegir una estrategia, analizar mercados, gestionar tu equipo y propiedad, y crear un plan a 5 años. Aprende cómo empezar tu camino hacia la libertad financiera con estos consejos claros y prácticos diseñados especia...

Share Your Thoughts! Ready to make 2025 the year you change your financial future? In this episode, I break down the 6 essential steps to start real estate investing, tailored specifically for the Latino community. From building the right mindset and setting clear goals to analyzing markets, managing properties, and creating a 5-year plan, you’ll get everything you need to start your journey towar...

Share Your Thoughts! Ready to kickstart your 2025 goals? This year I am using a BINGO style format instead of a vision board. Join me, Violeta, on reflecting on the past year, set meaningful goals for 2025, practice gratitude, share lessons learned, and actionable strategies. Create a 2025 New Year Goals Bingo card to track your progress with me! Get the FREE 2025 New Year Goals Glow-Up guide to f...

Share Your Thoughts! When dating or in the early stages of marriage, it’s crucial to approach money topics calmly and without confrontation, creating a space for both partners to openly share their financial history and attitudes. This lays the groundwork for mutual understanding. Jessica Perrone, CEO and founder of Her Financial IQ, shares insights on having vital financial conversations with you...

Share Your Thoughts! Does working hard always lead to success? Or can it sometimes hold us back? I dive into a mindset deeply ingrained in Latino and POC communities, the belief that relentless hard work equals moral value. Let's change this mindset and learn how to buy back our time.  I share personal stories about the guilt of outsourcing tasks like housekeeping, meal prep, and childcare, a...

Share Your Thoughts! What if understanding your financial anxiety could unlock a healthier relationship with money? Join us as we welcome Stephanie Olano, a trailblazing financial trauma coach from Awkward Money, who sheds light on the silent struggles many face growing up with financial instability. Stephanie shares how the Latinx BIPOC community, in particular, can navigate the emotional current...

Share Your Thoughts! Ready to take calculated risks by investing in Rental Properties? Sign up for my Rental Property Bootcamp! What if the fear of taking risks is the very thing holding us back from the financial freedom we dream of? Join me as I confront this fear head-on, inspired by personal experiences within the Latino community where financial stability has traditionally been prized above a...

Share Your Thoughts! The election results left our community feeling shocked and frustrated.  In this episode, I’m getting real about the recent election results and breaking down the surprising voting trends among Latinos. This is more than a reaction—it's a call to understand how political decisions directly impact our finances and our comunidad. Money is political! It’s time we take charge...

Share Your Thoughts! What does it truly mean to navigate the world of personal finance and employment as a neurodivergent individual? Join us for an eye-opening discussion with Shalese from NeuroDivergent Millionaire, who shares her candid journey to financial independence while living with autism.  Shalese Heard, an Autism Travel Influencer & Neurodivergent Money Girl, shares her journey towa...

Share Your Thoughts! In the ever-evolving world of real estate, creative approaches can lead to significant financial rewards and long-term success. Whether you're just starting out or looking to grow your portfolio, thinking outside the box can open doors to unique opportunities.  Gabriela Ariza, a cybersecurity and real estate investor on track for FI., shares her house hacking strategies,...

Share Your Thoughts! Are you prepared to cover your bills and expenses if you find that you can't work due to an unexpected life event like a car crash? Well it happened to this week's guest, Tanya Taylor.  Tanya Taylor, CEO and founder of Grow Your Wealth, shares her personal journey and a three-step plan to help us all be better prepared for life’s uncertainties. She also shares her th...

Share Your Thoughts! Real estate investing is scary and intimidating! This mindset stops many new investors from investing in rental properties. In this episode I give your tips on how to overcome your fear of real estate investing. I also discuss how to set a growth mindset, find your why and vision, and how to set goals, to help you get out of the sidelines and start investing in properties. Cha...