Latina Financial Education, Investing & Wealth Building: MoneyChisme

Share Your Thoughts! In this rerun episode we discuss the significance of financial literacy within the Latino community, highlighting personal experiences and the challenges faced in understanding financial concepts. Cici Plata, founder of the Hive Co Realty, discusses the importance of teaching financial skills to future generations, the impact of cultural priorities on financial decisions, and...

Share Your Thoughts! Let's give the gift of financial literacy and financial empowerment this holiday season. In this episode I share my favorite money books that you can gift to someone you know or yourself! The best part? They are all Latina, Black and minority authors! So if you are looking to support minority businesses this year, gift a loved one or friend one of these books! Get the ful...

Share Your Thoughts! In this episode rerun, I reflect on how changing my mindset and view on what wealth means, changed my life. We grow up thinking wealth means a big fancy house and car. That we need luxurious bags, shoes and clothes. But it may not really be YOUR idea of wealth. You may have been influenced to think that is what success is. But it may just mean a slow paced life. What does weal...

Share Your Thoughts! Now more than ever, there are financial traps being set that are designed to keep you broke. Especially with the holiday season and news of 50 year mortgages and 15 year car loans. Here is how to spot financial traps and how to avoid them so you can make better financial decisions.  Mentioned in this episode: 50 Year Mortgage Loans and Fannie Mae Update https://youtu.be/vISX6-...

Share Your Thoughts! The 'Big Beautiful Boycott' is a response to the political and economic challenges faced by communities during the holiday season. I talk about the importance of resisting consumerism, reimagining holiday traditions, and supporting local initiatives. The discussion also highlights the need for financial empowerment as a form of resistance against systemic issues affe...

Share Your Thoughts! Big changes are coming to your taxes in 2026— pero no te me asustes . In this mini episode, I break down the IRS updates to standard deductions, tax brackets, earned income credit, childcare credits, and health flexible spending accounts. But this isn’t just a boring tax update. It’s your chance to plan smarter, save more, and build generational wealth like a jefa . If you&apo...

Share Your Thoughts! If you're a business owner, at some point you may ask yourself, "Should I start a podcast to promote my business?" In today's episode, Mafe Salazar, a podcast producer shares her insights on how to effectively use podcasts as a tool for business growth.  Mafe shares her journey into podcasting, the role of a podcast producer, and the significance of definin...

Share Your Thoughts! Basiliso Moreno discusses the challenges faced by the sandwich generation, particularly in caregiving for aging parents while managing their own families. Basiliso shares his personal journey, highlighting the emotional and financial strains of caregiving, the importance of planning for healthcare needs, and the resources available for financial support.  He explains the cultu...

Share Your Thoughts! How my emergency fund saved me during a rental property flood, unexpected RV tire blowout, and one of the hardest moments of my life: putting my dog of 12 years to sleep. I unpack the difference between savings vs emergency fund , why we feel guilty spending money we “worked so hard to save,” and how that fund is not meant to just sit there.  Plus I share a few tips: Why your...

Share Your Thoughts! Ever rolled out a tortilla that looked like Texas but still tasted like abuela’s love? That’s your financial journey. Messy edges, uneven steps, sometimes too thick, but still warm, real, and so worth it. In this episode, I get real about the pressure to have the “perfect” money plan, and why embracing your imperfect, irregular journey is actually where the flavor is. This one...

Share Your Thoughts! If you spend any time online, you’ve probably heard it: “Real estate investing is evil.” “Landlords are greedy.” “Owning property means you’re part of the problem.” And honestly? I grew up believeing that too. There’s no denying that there are landlords out there who only care about squeezing every last penny out of their tenants. We've seen the headlines—rent hikes, negl...

Share Your Thoughts! We made it to 100 episodes, y’all! In this special episode, I’m taking a moment to reflect on the journey, highlight some of the most powerful guest moments, and share the biggest money lessons we’ve learned together. From breaking generational cycles to building wealth con propósito, this episode is a love letter to our comunidad and every guest who's dropped gems along...

Share Your Thoughts! What does it take to break free from survival mode and start building real wealth? Miriam Simon, CEO of Mi Si Coaching and Consulting, reveals her 25-year journey from entry-level positions to corporate executive leadership. She shares her powerful philosophy of honoring "your yes" – making decisions that align with your own values rather than others' expectatio...

Share Your Thoughts! After 14 years of military service, I’m finally doing what many dream of— building our own homestead in Texas . On 10 acres of land filled with mesquite and cactus, we're creating a slower, freer life on our terms. Military life taught me stability, but building a homestead, as a First Gen Latina had some challenges. In this episode I share my decision to build a manufact...

Share Your Thoughts! Many new Latino Real Estate Investors feel stuck before they even start their real estate investing journey. That nagging voice in your head questioning your abilities or resources isn't just annoying—it's a limiting belief actively holding you back from building wealth. As a first-gen Latina investor, I've battled these mental barriers firsthand. The truth is,...

Share Your Thoughts! Lindsay Barrientos shares her journey from Peruvian immigrant to real estate investor, showing how regular people can build wealth through property investment even without massive capital or experience. Her story proves that our community can overcome financial barriers and cultural money mindsets to create passive income streams and build generational wealth. • Born in Peru a...

Share Your Thoughts! Have you ever had life completely derail your carefully constructed financial plans? That pivotal moment when reality forces you to completely reimagine what you thought your future would look like? What do you do next? This episode is for my First Gen wealth builders who are navigating financial uncertainty and who've worked relentlessly to overcome barriers only to face...

Share Your Thoughts! What happens when a successful attorney discovers she has the financial literacy of a teenager? Attorney Heather Reese's journey from financial blindness to rebuilding her life after divorce at age 32 offers a raw, honest look at how money silence can impact anyone—regardless of education or career status. Heather's story challenges the polished narratives often pres...

Share Your Thoughts! Jhoanna Astudillo shares her journey from Ecuador to the US, highlighting how first-generation Latino immigrants often lack financial literacy while unconsciously developing money habits that influence future generations. Her personal story reveals how cultural backgrounds shape our relationship with money and the importance of changing narratives for our children. • Experienc...

Share Your Thoughts! La incertidumbre económica y el alto costo de vida exigen ajustes estratégicos para mantener la estabilidad financiera sin perder nuestros valores culturales. En tiempos difíciles, mantenerse educadx financieramente es un acto de resistencia. • Reconoce el estrés económico, pero no te desconectes de la información  • Tómate pausas para procesar emociones antes de volver a la a...

Share Your Thoughts! Economic uncertainty is creating financial anxiety for the Latino community, but we can take practical steps to reduce stress and regain control during these challenging times. The key is acknowledging our feelings while developing new strategies to navigate rising costs, stock market volatility, and potential recession. • Face economic reality without letting it overwhelm you...

Share Your Thoughts! Nancy Sasaki, President and CEO of United Way of San Diego County, shares how their Earned Income Tax Credit Coalition provides free tax preparation for those making under $67,000 annually. She explains the importance of financial literacy and how their programs help community members build economic mobility. • Free tax preparation services available by calling 211 in San Dieg...

Share Your Thoughts! No es un secreto que la educación financiera sigue siendo un gran obstáculo para los latinos. ¡Sé que lo fue para mí! Aprendí todo a la mala. Pero vamos a empezar a cambiar eso. Aquí tienes algunos consejos sencillos sobre finanzas personales, dirigidos a la comunidad latina para que comiences a tomar el control de tu dinero. Mas en el blog Support the show Sign Up for the Mon...

Share Your Thoughts! It is Financial Literacy month and it's time to start building it! Financial literacy means understanding how money works and making strategic decisions about spending, saving, and investing. This episode is your guide to building financial knowledge, perfect for beginners and first-generation immigrants who may not have received financial education growing up. • Focus fi...

Share Your Thoughts! Nicole Stanley shares her journey from experiencing financial panic attacks to paying off $30,000 in debt with her husband in just 10 months and eventually building a quarter-million-dollar net worth on an average income of $56,000. • Using therapy to address financial anxiety while simultaneously taking financial education courses • Supplemented income through various side hu...