Latina Financial Education, Investing & Wealth Building: MoneyChisme

Share Your Thoughts! Learning how to reduce your taxable income with effective tax planning strategies helps you keep more of your hard earned money! Tax planning and strategy are crucial for reducing taxable income, especially for those involved in real estate investing.  This week's chisme, we get into the importance of learning how to use the tax code system to keep more of your money. Whi...

Share Your Thoughts! Embarking on the journey from property owner to renter, I realized that the financial predictability and freedom of renting are often overshadowed by the pride of homeownership. On my podcast, I'm peeling back the curtain to reveal how the rising costs associated with owning a home – from mortgage payments to fire insurance premiums – are reshaping the American Dream for...

Share Your Thoughts! Wanting to dive into entrepreneurship or start a business? This week I share how to avoid common small business mistakes. I'm sharing the mistakes I have made in the first year of my entrepreneurial journey with Money Chisme. I know my fellow small business owners can relate! It was rough and it was a huge learning curve.   Wearing multiple hats? Yep, that's a typica...

Share Your Thoughts! Embark on a quest for financial prosperity with the secrets of real estate investing, freshly served in our latest podcast. We’re not just talking about making a quick buck; we're diving deep into the strategies that build long-term wealth, starting from the ground up. Understand the critical components of your credit report and how it can make or break your journey, and...

Share Your Thoughts! New year, New You! It's Violeta here, and I am back after a holiday break! I couldn't be more excited to bring you a fresh episode of the Money Chisme Podcast. This week, I'm sharing the spotlight with gratitude and reflection, honoring the incredible journey to a thousand downloads and the abundant support that fueled our success. Join me for some quick tips to...

Share Your Thoughts! This week we dive into Monica Balderas' entrepreneurship journey. She shares her story from struggling single mom to becoming the CEO of her own Real Estate Developer & Builder Company. Monica's inspiring journey from battling family dysfunction and mental health issues to CEO of a company,  is a testament to the power of determination and perseverance. She share...

Share Your Thoughts! Learn how to shift your entrepreneur mindset to a CEO mindset, specifically tailored for small business owners! Joseph Octaviani shares his tips and strategies on how to shift from an entrepreneur mindset to a CEO mindset in our latest podcast episode. Learn how to grow your small business by adopting a more strategic and growth-oriented approach. Joseph Octaviani, the founder...

Share Your Thoughts! Ever feel like you’re teetering on the edge when it comes to managing your 9-to-5 job while nurturing your entrepreneurial dreams? You're not alone! As a first-generation Mexican immigrant, I've faced the same struggle and have come out on the other side with a wealth of knowledge on this balancing act.  Tune in as I take you through my journey, revealing the strateg...

Share Your Thoughts! Let's talk about the SPOOKY side of real estate investing. From buying haunted houses like the 'Mortuary Inn',  to devious tenants, real estate investing can get scary! I share how purchasing haunted houses is a unique industry.  For example, I visited one of these creepy properties, the Old Haunted Jail  in Charleston, and how some investors look for the haunte...

Share Your Thoughts! Learn about Fannie Mae's 5% down loan program for buying multifamily homes and the requirements you need to meet to qualify. Find out how this program can help you invest in real estate. Game-changing news!  Fannie Mae has slashed the down payment requirement for multifamily properties to just 5%! Ready to make your real estate investing dreams a reality? This episode is...

Share Your Thoughts! There is a Real Estate class action lawsuit that can change the world of buying and selling real estate.  The Sitzer/Burnett Lawsuit and Moehrl v NAR lawsuit , are challenging the seller-paid commission practice. How will this impact the already challenging real estate market? Even more important, will this create another obstacle for the Latino/x community who are trying to b...

Share Your Thoughts! Imposter syndrome is messing up your money! Ever feel like an imposter in your own life? Like you're constantly falling short of the expectations you set for yourself? Well these thoughts can impact your wallet! This week, we unravel these debilitating feelings of self-doubt in our conversation with Monica Rivera. Monica, a business clarity and marketing coach, speaker an...

Share Your Thoughts! Scammers are going to scam. Wherever there is an opportunity, scammers will be there to steal money. In real estate, it is no different! This episode I go over the different scams in real estate and how the Latino community is vulnerable to them. Scams like phantom listings prey on our community by, exploiting their limited knowledge and access to guidance in real estate inves...

Share Your Thoughts! Ever found yourself in the relentless pursuit of success, only to realize it's not all it's cracked up to be? Our guest today, Steph Wharton, a leadership and visibility coach, knows that story all too well. Steph shares her compelling journey from burnout to balance, including her family's immigration from Argentina to Canada, and the lessons she's gleaned...

Share Your Thoughts! Want to raise money-smart kids and set them up for financial success? Well, teaching them financial literacy from a young age is how!  Financial literacy is not often taught in the Latino/x community. Latinos are already behind with the wage and wealth gap. I want to change that! We need to start taking steps to prepare future generations.   So in this solo episode, I go over...

Share Your Thoughts! Want to know the secrets to success? Lenin Espinoza is a Mortgage Broker, and shares his secret sauce that has launched him into financial stability and success after hitting rock bottom. He covers how taking ownership of his mistakes, changing his mindset, and gaining confidence in himself is leading him to success. Lenin is passionate in finding lending options no matter you...

Share Your Thoughts! Why is it important to start investing? Well banks are investing YOUR hard earned money while giving you less than 1% in return! It is a total ripoff when you can start investing and get those returns yourself.  In this episode Chen-Chen and Konstantine, from Nexus, share how banks invest the money in your savings while giving you less than 1% in return. They share tips on how...

Share Your Thoughts! This week we talk about getting over the hesitation of charging your worth when running a business. Due to financial anxiety, we feel guilty charging higher prices. This week's guest, Maria Delgado,  wants to change that and empower other Latinas to stop the underpricing cycle! Maria, known as the Lawtina, shares her journey of overcoming the guilt that is associated with...

Share Your Thoughts! This week's episode, Maria Delgado shares her journey on how she became a self-made millionaire. She shares the struggles she had to overcome and her mindset shift, and shares some tips on being a Latina business owner.  This is part one of a two-part series.  About the guest: IG: lawtiamaria www.abogadadelgado.com E.L.I.S.A Foundation Maria Delgado is a self-made Lawtina...

Share Your Thoughts! First Gen immigrants usually have to navigate finances alone. This week's episode is a quick how to invest in stocks.  This is part of a  two-part series of money tips for Immigrants. Don't forget to check out Part 1. This week's guest, Maribel, aka Your Favorite Immigrant Money Coach, shares her expertise on how you can start investing, regardless of your immig...

Share Your Thoughts! In this two-part series, we go into some of the money challenges that immigrants face, how they can overcome them, and how they can build wealth by having their money work for them.  This is part one of the two-part series. This week's guest, Maribel, aka Your Favorite Immigrant Money Coach, shares her expertise on how you can make money, regardless of your immigration st...

Share Your Thoughts! This week I discuss how you can invest in real estate with compassion and as ethical as possible. Real estate investing gets a bad rep, especially after the housing market bubble that had prices through the roof! However, like anything that you do to make money, it can be used negatively.  It doesn't have to be that way! Here are a few tips to invest in a way that is a wi...

Share Your Thoughts! Branding, branding, branding! In order to have a successful business, you need to set up your Brand Identity! Building a brand as an entrepreneur can be tough! However, Brand Strategist and Web Designer, Gabriela Aguilar, gives us tips on how to create your brand and a few what not to do.  Gabby also, shares her story on how she got started in Branding and Web design! About th...

Share Your Thoughts! Starting a business can be exciting, but it's not without its challenges. In this video, Lilly, a Transaction Coordinator, shares her entrepreneurship journey.  Lilly talks about the brutal truth of entrepreneurship and the struggles She faced during her first year. From financial setbacks to sleepless nights, Lilly give you an honest and transparent look at the highs and...

Share Your Thoughts! As a small business owner, marketing can impact how successful it is. Learn the marketing mistakes to avoid from this week's guest, Wendy Ramirez, a marketing strategist. Wendy shares her tips and expertise on how we can market our products and services that will help our business thrive. Learn how to identify and attract your ideal client and customer like a BOSS! About...