Jae'$ Corner Podcast

In this Episode: My comments on Medicare and the current news cycle Medicare Updates on Insulin, Special Enrollment Period and more New Segment: Don't Do This, on mistakes that people make, even after reading Maximize Your Medicare Buy the book on Amazon: https://amzn.to/2HsnMBv Official website for the book: www.maximizeyourmedicare.com GH2 Benefits: https://www.gh2benefits.com YouTube Channel: h...

Use Your Own Common Sense & Experience People's eyes glaze over when financial matters are at hand. There are reasons for that: jargon, advertisements, war stories from friends, to name just a few. However, if you simply focus on the cash flow, and are not distracted by the jargon, then you can understand how to handle financial matters, and ignore the tremendous amount of biased noise you fac...

Medicare Special Enrollment Period (COVID-19) Episode The COVID-19 Special Enrollment Period under Medicare has been clarified. Here's what current Medicare beneficiaries can do, and a lengthening of the General Enrollment Part for Part B, for those that have not, for one reason or another, enrolled in Part B. Buy the book on Amazon: https://amzn.to/2HsnMBv Official website for the book: www.maxim...

It's a Mailbag Episode I answer questions received on the "Ask Jae" page of the book's website: www.maximizeyourmedicare.com. If you have questions, just go there, and fill in the form. Your last name will remain private, guaranteed. In this episode: Can I cancel my Medicare Advantage plan? Can I buy health insurance if my employer-sponsored plan is cancelled (pre-Medicare)? Can I enroll in Part B...

Coronavirus and Financial Markets Updates I was a guest on a YouTube broadcast recently.  We spoke about Coronavirus (what else), and the effect on Medicare policyholders. We discussed on Joe Biden's proposal to lower the #Medicare eligibility at from 65 to 60.  COVID-19 is going to make any financial contract that requires underwriting (Medigap, Life Insurance) more complicated. #MuchMo...

Coronavirus and Financial Markets Updates Coronavirus Individual health insurance Medicare Medigap Medicare Advantage Financial Markets #MuchMoreThanMedicare   Buy the book on Amazon: https://amzn.to/2HsnMBv Official website for the book: www.maximizeyourmedicare.com GH2 Benefits: https://www.gh2benefits.com YouTube Channel: https://youtube.com/maximizeyourmedicare Facebook Community: https:/...

Legendary Investor Warren Buffett Stated It Well "Only when the tide goes out do you discover who's been swimming naked." Financial planning involves examining your financial risks with your personal circumstances. Over the past years, financial markets have been almost completely cooperative, the result would be that people ignored different scenarios. Now, for the first time in years, and at the...

Global Stock Markets' Incredible Ride My original home is financial markets, where I have lived on three continents under volatile market conditions. In this pod, a. What to think about the increased volatility. b. Do you have the information you need to understand your risk? c. Do you need to adjust? d. What this has anything to do with Medicare Youtube Video Links 1. Stocks Higher: How to Tell H...

Medicare Terminology May Look the Same, But... a. Original Medicare has 3 deductibles b. Networks are different Medigap and Medicare Advantage Handles Things Differently for Both a. Medicare Advantage has 2 separate deductibles b. Medigap has 1 deductible c. Part D has 1 deductible Newcomers to Medicare and Sandwich Generation (Generation X) adult-age children who are helping senior parents are fr...

I Was in a Knife Fight... The kitchen knife won, I required 2 stitches. When having the stitches removed, I discovered a pamphlet/brochure, titled "How We Bill Medicare Patients."   The brochure attempts to explain, and while there are defensible reasons for the limitations, we go through the different handling under Medicare Advantage and Medigap.  Important takeaways: When the clinic i...

Two Years That's two years prior to the earliest of two dates. Turning 65 Date that you intend to retire from work That is when you should begin to learn about Medicare (there's a book I might suggest).... Why? Some have to pay higher Medicare premiums (IRMAA) and your income is measured two years prior. You may be married and need to consider the combined, household healthcare costs. Official web...

Medicare Advantage is Large, and Getting Larger There are well over 20MM Medicare Advantage policyholders nationwide. The issue is that people face the difficult challenge of knowing how to choose. There are YouTube videos, advertisements, commercials, podcasts, books. Now, there are healthcare providers that are sending out "information" about Medicare Advantage plans. While not illegal, the impl...

Special Guest: Rick Cameron, Healthcare Consultant and Medicare Enrollee We discussed his specific case, and then went on to discuss Medicare Advantage marketing, the tangled web of healthcare providers and health insurance carriers. We look at the future, Accountable Care Organizations (ACO), and whether this can be a path forward. Please subscribe and rate (5-star please) on Apple Podcasts, Tune...

Working at a Large Employer Has Usually Meant No Changes, But Now... The world evolves, the comparisons have changed, and it's not easier. Note: you need to be careful, companies have specific rules that need to be examined. This podcast introduces why it's worth the examination. There are a number of reasons. a. Your payroll deduction needs to be compared to private Medicare premiums. There is no...

Medicare is Usually Superior to Small-Employer Health Insurance There are a number of reasons. a. The gross premium (full price) is lower under Medicare, Medicare Advantage/Medigap, unless you are subject to very high IRMAA. b. The deductibles, copays, and out-of-pocket maximums are usually superior under Medicare. c. Rx costs need to be watched, due to the fact that employer-provided plans do not...

The fact is that your health insurance premiums can be higher (under the ACA OR Medicare), if your income is higher. Too often, people keep the topic (taxes and health insurance premiums) separate, but is not the case. The financial consequences can be large. SUBSCRIBE to this podcast and leave a 5-star review (not enough people have reviewed this podcast) on Apple Podcasts! Official book website:...

January 1 - March 31 is a period that: a. You can enroll in Medicare A & B if you have missed enrollment periods in the past b. You can make one change to your Medicare Advantage Plan c. You can cancel your Medicare Advantage plan and return to Part A and Part B (and select a Part D plan) But: You need to understand that coverage will not begin until July 1, 2020. There is an important, largel...

The new edition of Maximize Your Medicare has been published by Allworth Press. THANK YOU to the majority of the largest library systems in the US: buyers of the NEWLY-published edition of Maximize Your Medicare. amazon site: https://amzn.to/2HsnMBv Segments on this pod: a. Why internet "communities" on Medicare are dangerous. b. Why the media's negative stories create a distorted views. c. Maximi...

Many find Medicare confusing and intimidating, but... Your consumer rights and options are unparalleled You are in control (but not forever) The nuances need to be understood Podcast host: Jae Oh, author of Maximize Your Medicare, published by Allworth Press, 2020. Official website for the book: www.maximizeyourmedicare.com Buy the book on Amazon: https://amzn.to/2HsnMBv YouTube Channel: https://y...

Pre-order Maximize Your Medicare and enter to WIN a $100 amazon gift card! LInk: https://amzn.to/2HsnMBvSimply send your proof of purchase:Facebook: Maximize Your MedicareTwitter: @maxyourmedicareIG: @maxmaxyourmedicareemail: info@maximizeyourmedicare  This pod:a. Individual health insurance deadline extended to December 18th, from December 15th.b. Medicare changes are possible during Q1 2020, BUT...

Thanks to KRWM and radio host Kate Daniels. It is my 3rd appearance with her, she is host that understands how important Medicare is. Pre-order the 2020-2021 Edition of Maximize Your Medicare here: https://amzn.to/2HsnMBvBe sure to subscribe and rate on Apple Podcasts! email / feedback: info@maximizeyourmedicare.com

December 7 is approaching very quickly. If you want to enroll in / change a Medicare Advantage Plan or Part D (standalone prescription) Plan, then now is the time. There are important details on the podcast. Be sure to subscribe to and rate the Podcast on Apple Podcasts (or wherever) and subscribe to the YouTube channel!

Scheduled for 30 minutes, my November 23rd appearance on The Financial QB, with host Josh Jalinski, went for two hours. You can hear that many people have ongoing questions regarding Medicare. Thanks to Josh and WOR! Be sure to subscribe to the Podcast and YouTube channel!

Guest: Jim Goldmann, Medicare enrollee and Author of the Voyager series. I speak with Jim, we discuss his circumstances prior to enrolling in Medicare (he's 67 years old). We discuss COBRA, the complications of enrolling in Medicare, and the end results. We speak about his very interesting fictional series, you can buy online here: https://amzn.to/2Wh2pZT Pre-Order the 2020-21 edition of Maximize...

There is a YouTube video where I reviewed a Medicare For All vs the Public Option. There is going to be a lot of noise and mud-slinging as the Democratic debates re-start. Figuring out what is true, what is not, and how it may affect you is important because they are very different, and that involves Medicare coverage, and ultimately, how we will pay for potential expansion of Medicare (it's via t...