Jae'$ Corner Podcast

In this podcast:  Watch it on YouTube: https://youtu.be/hw-58hzVUr4 1. Medicare Advantage selection is harder due to many more choices  2. This existing client will save approximately $700+ in 2021.   3. The individual health insurance open enrollment period begins on November 1.  4. Health insurance enrollment windows can be much tighter than you think.   Medicare Annual...

Medicare 2021 Preview: Medicare Advantage   In this podcast is the audio for this YouTube video: https://youtu.be/4nTbfRMjmuA a. Medicare Advantage comparisons using the Medicare Plan finder b. See how much the total costs can vary (yikes!) c. If you want switch from Medicare Advantage to Medigap, NOW is the time to start.. Free Medicare Enrollment Guidance: https://maximizeyourmedicare.com/a...

Medicare 2021 Preview: Prescription Benefits email address for free Medicare consultations: aep2021@gh2benefits.com   In this podcast is the audio for this YouTube video: https://youtu.be/6cqgCmL2OwE a. Part D comparisons using the Medicare Plan finder  b. See how much the total costs can vary (yikes!)  c. Special section on insulin, a change from 2020 Book website: http://www.maxim...

In this podcast:  1. Medicare Annual Election Period is from October 15 - December 7  2. The Supreme Court is considering Obamacare, making a difficult situation ...more controversial  3. Individual health insurance enrollment begins on November 1  4. Why you need to check Medicare Advantage and Part D LAST CHANCE (almost): DONT' FORGET THIS, spaces are limited: Medicare ABCs,...

In this podcast: What can happen when enrollment goes wrong (an agent enrolled someone wrongfully #%#%R!!) The new drug price regulation now has some real teeth (now it's a big deal) Softbank, what happened, and why it matters to you. Here's a simple description of what happened: https://www.nytimes.com/2020/09/08/business/dealbook/softbank-stock-market-options.html Be sure to SUBSCRIBE to this Ch...

In this podcaast:  NY Times reports that people are receiving huge medical bills despite the President's promise that uninsured people will not be charged.  Hurricane Laura brings a Special Enrollment Period under Medicare  Individual Health Insurance will be better in 2021.  Medicare will be even more competitive in 2021.    Your first call has no-obligation and is F...

Don't Forget to Register for Medicare ABCs, a Virtual Info-Only Event! https://bit.ly/2CG6OQN In This Episode: Big Deal, Little Deal, No Deal: Annual Notice of Change letters. Are they important? Rebates for Individual Health Insurance Are Being Sent: What are they, and do they matter? Big changes for insulin and dialysis patients, how YOU may be affected, even if you are not a patient. Please sub...

Don't Forget to Register for Medicare ABCs, a Virtual Info-Only Event! https://bit.ly/2CG6OQN In This Episode: Medicare Advantage and Part D plans will be much different in 2021, making it more important to check your plans. Short-Term Medical plans have a definite place in the landscape. Don't let anyone tell you differently. This is the Health Affairs article mentioned in the pod: https://www.he...

Don't Forget to Register for Medicare ABCs, a Virtual Info-Only Event! https://bit.ly/2CG6OQN There was a production problem yesterday, apologies! In This Episode: Getting Medicare Info on YouTube doesn't work. Doesn't this make me a hypocrite? Perhaps, but the point of my videos is to attempt to communicate that you need a COHESIVE, COORDINATED approach. Separating health insurance matters from o...

Don't Forget to Register for Medicare ABCs, a Virtual Info-Only Event! https://bit.ly/2CG6OQN In This Episode: Physical therapists and occupational therapists will be paid 9% less in 2021 by Medicare, and that could be an issue. It will depend on whether or not you have a Medicare Advantage plan. For Medigap policyholders, this can mean higher claims which result in higher premiums in the future,...

Don't Forget to Register for Medicare ABCs, a Virtual Info-Only Event! https://bit.ly/2CG6OQN In This Episode: Dialysis and Medicare: ESRD patients will be able to freely enroll in Medicare Advantage in 2021 Life Insurance Ads: The important, value-added information, isn't included in the ads (grrr) Please subscribe and rate (5-star please) on Apple Podcasts, Spotify, wherever you listen to podcas...

It's An Early Release In this episode: ESRD Patients Will Welcome 2021 Because Medicare Advantage Will Be Available Deep dive into financial options, insurance, and the effect that COVID-19 will have.  I finish with a rant against the way that financial products are explained to people by "experts" Please subscribe and rate (5-star please) on Apple Podcasts, Spotify, wherever you listen to po...

Medigap vs. Medicare Advantage Also new: Don't forget to register for the free Virtual Online Info-session, Medicare ABCs. I don't have control over the capacity, it's limited. This will NOT be available as a recording. Registration: https://bit.ly/2CG6OQN In this Episode: Medigap Main Features Medicare Advantage Main Features How to Compare How They Are Sold to You Please subscribe and rate (5-st...

Long-Term Care: The Elephant in the Room In this episode: Pre-Authorizations Are Coming to Original Medicare in 2021 Long-Term Care is the National "Elephant in the Room." I discuss Long-Term Care Insurance, Life Insurance with Living Benefits, and Annuities with Additional Income as three existing alternatives. Oh, self-insuring doesn't work. Your first call has no-obligation and is FREE https://...

Medicare Part B Proposed Enrollment Modification & My Radio Interview with Art Lewis on WSGW In this episode: The BENEs Act is slowly making its way through Congress, with bipartisan support (oy vey!) I am interviewed by Art Lewis, Medicare beneficiary. I have appeared on his shows almost 20 times over the years Your first call has no-obligation and is FREE https://calendly.com/justjae/30min P...

Medicare Part B Explained by Author of Maximize Your Medicare   Jae Oh, author of Maximize Your Medicare (2020-2021) explains Medicare Part B.   Covered: Part B Eligibility, Part B Benefits,  When to Enroll in Part B   There are nuances and details which are making the enrollment decision more complicated, as people work beyond 65, or face complicated family/employment situatio...

In This Episode: COVID-19 and its impact on Life Insurance, Long-Term Care Insurance Annuities: What You Need to Know & Remember. There are many options, and each with its own special "sauce." However, they can fill a very valuable role. The question is whether or not it is worth it, to attempt to figure out the nuances among the many annuities available. This segment will help you stay focuse...

In This Episode: COVID-19 treatment and wildly different medical bills How Medicare should handle COVID-19 Beginner's Corner: Medicare Part A, and things people miss Please subscribe and rate (5-star please) on Apple Podcasts, Spotify, wherever you listen to podcasts! Buy Maximize Your Medicare on Amazon: https://amzn.to/2HsnMBv Get your free Medicare consult: https://wp.me/P5AUnb-Vd Official webs...

Thank you for helping make Maximize Your Medicare the #1 Medicare book on amazon.com!!! In this episode, two big news items. Remdesivir costs > $3000 for a 5-day treatment Possible repeal of the ACA (here we go again) Please subscribe and rate (5-star please) on Apple Podcasts, Spotify, wherever you listen to podcasts! Buy Maximize Your Medicare on Amazon: https://amzn.to/2HsnMBv Get your free...

In This Episode: Insulin will be cheaper, but what about those who don't depend on insulin? HMMM. "Don't Do This": Mis-analyzing Medigap versus large group coverage Please subscribe and rate (5-star please) on Apple Podcasts, Spotify, wherever you listen to podcasts! Buy Maximize Your Medicare on Amazon: https://amzn.to/2HsnMBv Get your free Medicare consult: https://mailchi.mp/a66427977b51/turnin...

In This Episode: A personal tale The Maximize Your Medicare Weekly is on YouTube Health Savings Accounts (HSAs) and Things People Frequency Miss IRS Publication 502: https://www.irs.gov/pub/irs-pdf/p502.pdf Please subscribe and rate (5-star please) on Apple Podcasts, TuneIn, wherever you listen to podcasts! Buy Maximize Your Medicare on Amazon: https://amzn.to/2HsnMBv Get your free Medicare consul...

Medicare Basics: Comparing Medigap Plan N to Plan G The federally-issued Medicare card isn't a complete solution. It's like a good chassis to a car. There are expensive Part A deductibles. Under Part B, you pay 20% coinsurance after the Part B Deductible has been met, with no limit. There are two ways to deal with what Medicare doesn't pay: Medigap and Medicare Advantage. This pod discusses the tw...

In This Pod: 1. Seemed Like a Good Idea at the Time When you attempt to think that financial matters are unrelated, oversights can result in higher health insurance / Medicare premiums. Worse, they may have been reasonably avoided if the person you deployed had full command of the interactions. Fundamentally, the reason that people don't consider these items together is because your 'expert' may o...

You can see the Video on youtube here: https://youtu.be/rA9G_PjitBI You can easily understand Financial Matters, age is just a number Some people think I am focused solely on Medicare. Medicare just happens to be the simplest example of a common logic . If I could communicate this single line of logic, and keep everyone focused on that logic, then much of the confusion over financial topics would...

In this Episode: I received $ from the government, is Medicaid, CHIP, health insurance subsidy (APTC) affected? I receive unemployment benefits, is Medicaid, CHIP, health insurance APTC affected? Should I accept COBRA? Should I keep or cancel COBRA and enroll in Medicare? Very complicated, the main point is that you cannot simply rely on a "rule of thumb," because when the Advance Premium Tax Cred...