Jae Oh, CFP, Author

Jae'$ Corner Podcast

Join Jae Oh, nationally recognized Medicare expert, certified financial planner, and Education Fellow at the Alliance for Lifetime Income, on Jae’s Corner, where financial reality is clarified and simplified. Each episode explores healthcare, insurance, investments, and economic news, offering clear, actionable insights valuable for subscribers of all ages and backgrounds. Author of the bestselling book, Maximize Your Medicare, Jae also provides a free newsletter packed with tips for lasting finYouTube Channel: https://bit.ly/3L1cjXJNewsletter: https://bit.ly/3u8TR8s Email: jae@jaewoh.com

Author

Jae Oh, CFP, Author

Category

Education

Podcast website

jaeoh.substack.com

Latest episode

Oct 13, 2025

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Episodes

Disability & Medicare: Be Careful 29.05.2019

You can become eligible for Medicare Part A & B & D after 24 months of receiving Social Security Disability Insurance benefits. However, people make mistakes from that point, and the Social Security Administration's communications of rights and options may not be sufficient for you to understand that the Late Enrollment Penalties "calculation period" for Part B & Part D have started. So either a)...

Enrollment Windows Closed (Mostly) 25.04.2019

Sorry, it's not the Mother of Thrones Podcast.... Case #1: Medicare Annual Election Period and Open Enrollment Period are over. That means you cannot enroll in Medicare, Medicare Advantage, or Part D, unless you qualify for a Special Enrollment Period. It's important, because people frequently make mistakes, and there's a twist for those that are late. Case #2: If you have lived abroad and are rel...

Medicare For All and Medicare For America 28.03.2019

My comments on the national debate. Caveat: these are going to be entirely different by the time that the Democratic nomination and the general election occur. 100%.

Proposed Budget Cuts to #Medicare 18.03.2019

Watch the trailer and read what a retired hospital CEO & CFO says about the book: https://youtu.be/l0ChK-6meDY Here are the "highlights" of the proposed changes to Medicare. Block grants for Medicaid Part D discount doesn't count for your Part D Coverage Gap calculation Lower CMS rates to hospitals The practical reality is that it will be very difficult to pass these. The implications of the propo...

MYM Podcast (86): Sellers Are Not Gamblers 08.03.2019

The Wide Gulf Between Uncertainty and Gambling Blue Cross Blue Shield of MI "Legacy Plan C" Example One of the laziest, most inaccurate over-generalizations people make? "We can't predict the future, so insurance is like gambling." Nope and it's an expensive lesson people do learn, and when they do, it is frequently too late. Background In 2016, this Newsletter existed, and you could read "BCBSM L...

MYM Podcast (85): My Radio Interview w/Art Lewis 18.02.2019

Sorry, it's not the Mother of Thrones Podcast.... Case #1: Medicare Annual Election Period and Open Enrollment Period are over. That means you cannot enroll in Medicare, Medicare Advantage, or Part D, unless you qualify for a Special Enrollment Period. It's important, because people frequently make mistakes, and there's a twist for those that are late. Case #2: If you have lived abroad and are rel...

MYM Podcast (84): You Don’t Get to Use the Word ‘Emergency’ Easily 13.02.2019

There are three ways that one can get accepted into Medigap without medical underwriting... a. Medigap Open Enrollment. Turning 65, and those that do not have Part B yet. You are safe. b. Medigap Guaranteed Issue. Situations occur (SEPs) which allow acceptance into Medigap Plans A,B,C, F,K, L. This is powerful, but will lose its effective power at the end of 2019. c. Guaranteed acceptance. Entirel...

MYM Podcast (83): Special Video to Introduce GH2 Unfiltered 07.02.2019

The video version of this is posted on the Maximize Your Medicare website: www.maximizeyourmedicare.com. GH2 Unfiltered provides the information that cannot be provided in the book, and cannot be provided for free. The reason is that someone will misinterpret and mishandle the very sensitive information in the service. The video will give you a sneak peak of the site itself. This podcast will desc...

MYM Podcast (82): Medicare Advantage Surprise Bill Problems, Can They Be Avoided? 25.01.2019

The problem: it depends. Say you are in a hospital and further testing is required. The samples are analyzed at another provider, even within the same hospital system. That provider may be out of network, and you could be unaware of this fact. Yikes. If you have a Medicare Advantage plan, you may or may not be able to prevent this from occurring. The idea that a law could change this? Unclear. Exa...

MYM Podcast (81): Now is the Time to Enroll in Medicare Part B If You’re Late 17.01.2019

You Can Enroll Through March 31, 2019From January 1 through March 31, you can enroll in Part A and Part B if you have not done so, but should have. The effective date for Part A and Part B will be July 1, 2019. In addition, the Late Enrollment Penalty will continue to accrue until July 1, 2019. For those on COBRA, the pod explains that COBRA is very complicated, and doubly so for married couples....

MYM Podcast (80): 2019 Edition of Maximize Your Medicare is Available. Now. 11.01.2019

Great Deal at walmart.com! (Click HERE). $0.99 if you use a first-time buyer code for the NEW 2019 Edition of Maximize Your Medicare. The version has been re-organized, and includes new information about the Open Enrollment Period (runs Jan 1 - Mar 31), as well as the increasingly complex situation when you work beyond 65 years old. Please subscribe to the podcast on Apple Podcasts, Google Podcast...

MYM Podcast (79): What You Can Still Do 09.12.2018

The Medicare Annual Election Period (AEP) ended on December 7th. However, a NEW enrollment period will begin on January 1. The pod describes what can still be done. SUBSCRIBE TO THE YOUTUBE CHANNEL: https://www.youtube.com/user/MaximizeYourMedicare

MYM Podcast (78): The End of #Medicare AEP & Individual Health Insurance Selection 24.11.2018

Every Year, A Special Appearance! Medicare Annual Election Period (AEP) ends on December 7th. You can select a Medicare Advantage plan OR a standalone Prescription Drug Plan (Part D), and change as many times as you like, the last one selected will be the one in effect on January 1, 2019. In addition, there will be a NEW Open Enrollment Period that begins on January 1, 2019. However, there are dif...

MYM Podcast (77): Thousands of Dollars Saved = Thousands of Dollars Earned 10.11.2018

This Happens Sometimes it takes just one friend. That friend has listened to me present ** Medicare ABC's (https://youtu.be/9LtNTAkYD0w) on multiple occasions. He kept telling his female friend that having Medicare Part A, Part ,B and Part D alone was not a good idea. This year, he told his friend, "If I have to drag you there physically, I'm going to do it.” She relented, and called. After 10 min...

MYM Podcast (76): Medigap Contracts Are Identical, Carriers Are Not 18.10.2018

If your acceptance is not guaranteed due to federally-protected rights (Medigap Open Enrollment or Guaranteed Issue): a. Carriers can ask what they want regarding your health, b. Carriers can deny your application. These are known, what is not well-known is that they are not asking the same questions. To simply "get lucky" and get accepted under this idea is too risky, because when you apply, you...

MYM Podcast (75): Annual Election Period Can’s and Cannot’s 14.10.2018

Annual Election Period begins October 15, ends December 7, 2018. What you can and cannot do. Switch among Medicare Advantage plans Switch among Part D plans Switch into Medigap from Medicare Advantage (BE CAREFUL) A new, separate Open Enrollment Period will run from Jan 1 - Mar 31 Can switch among Medicare Advantage plans Cannot switch among Part D plans Can enroll in Parts A & B if you have made...

MYM Podcast (74): Medicare ABCs 2019 11.10.2018

The video version of this podcast is on YouTube.  Here is the Link (click here). This video is brought to you by the Great Humanity Healthcare Foundation (www.greathumanityhf.org). [/fusion_text][fusion_youtube id="https://youtu.be/9LtNTAkYD0w" alignment="center" width="550" height="550" autoplay="false" api_params="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" /]...

MYM Podcast (73): Medicare 2019 How to Part D 05.10.2018

Part D is complicated: The business of pharmaceutical distribution is opaque. Pricing of a single drug can vary wildly, even within the same plan, depending on where you buy that medication. There are almost certainly more than 25 Part D plans, per state. This Podcast: how to avoid making expensive errors. This Tuesday Oct 9, Noon (EDT): LIVE YouTube Broadcast. Medicare ABCs. All components. Here'...

MYM Podcast (72): LIVE Webinar on Oct 3, Noon (EDT) 29.09.2018

Registration is required. CLICK HERE TO REGISTER. On the podcast, my 2018 Ryder Cup analysis, and why the Webinar matters.

MYM Podcast (70): Medicare Advantage 2019 and Dispelling Myths About Brokers 19.09.2018

Medicare Advantage in 2019 Is Certain to Bring: Enhanced benefits unseen in the past Increased confusion by consumers when comparing Medicare Plans Brokers will be required, because not only is Medicare Advantage evolving, with higher levels of competition, but the Enhanced benefits mentioned here need to be ACTIVELY compared, and that means multiple carriers. A captive agent cannot do this, it is...

MYM Podcast 69: Medigap Plan N vs Medigap Plan G 17.09.2018

Candidly: I don't understand why Plan N and Plan G are not more carefully explained. I suspect the reason is that the other people that are explaining don't actually understand the process. This is ultimately a consumer choice, and deciding whether keeping $10/month is "worth it." Leave feedback and ask your questions! Be sure to like, share, and subscribe to the Maximize Your Medicare podcast. Fr...

MYM Podcast 68: Medigap Plan F vs. Plan G 13.09.2018

There's more than just the Part B deductible involved, and it isn't publicized much. I suspect the reason is that some people don't know what to do about it, or how to resolve it, producers frequently sell and run. For some, it may be irrelevant. For others, however, Plan F may be worth the extra cost. And some comments about 2020 at the end of the podcast, remember that Plan F will not be availab...

MYM Podcast 67: Social Security Disability and Medicare 11.09.2018

Social Security Disability and Medicare After 24 months of receive Social Security Disability Insurance (SSDI) benefits, you become eligible for #Medicare. However, you need to be careful of the rights and options you have. Importantly, the Late Enrollment Penalty "timeclock" will start. Some pointers on those, what you can and cannot do. There is a YouTube Video, and this is the audio-only portio...

MYM Podcast 66: Medicare and Working Full-Time at 65 10.09.2018

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MYM Podcast 65: 2019 Will Bring More Choices 06.09.2018

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