Investors of the Roundtable

With U.S. markets near all-time highs, is it still a good time to invest—or could buying now mean getting caught in a fall? We discuss what market highs can and can’t tell you, whether waiting for a crash makes sense, and how investing in line with your goals can help you move forward without trying to predict the market. We also explore whether the speed of information today makes markets more ef...

In this roundtable, we take a closer look at the Xtrackers S&P 500 UCITS ETF: an Irish-domiciled fund with a low annual fee of 0.03%, traded in SGD, and available in lots of just one unit. It’s also listed on SGX—which means it can be held through your CDP account and is eligible for SRS (Supplementary Retirement Scheme). Could this be one of the most cost-effective ways for Singapore investor...

In this roundtable, we welcome back AK71, one of Singapore’s OG personal finance bloggers and dividend investors, whose portfolio generates over S$240K in annual dividends. He shares how he built his wealth, compares Singapore bank stocks with REITs, and gives his take on the banks today—including whether investors should consider selling. We also discuss his retirement plans and what he intends t...

Vanguard’s new global ETF, VALU, launched in August 2026—but how does it stack up against the popular VWRA? In this episode, we compare their holdings, assets under management, expense ratios, and other key features. We also explore VALU’s small-cap exposure, whether it could make a meaningful difference to long-term returns, and the big question for existing VWRA investors: Is VALU compelling eno...

Grab CEO Anthony Tan has invested nearly US$30 million of his own money in Grab shares—but should investors follow his lead? In this roundtable, we examine what insider buying may signal, assess Grab’s mobility, delivery and fintech businesses, and explore whether the company can achieve sustainable profitability amid cut-throat competition. We also discuss Grab’s financial performance and key ris...

After navigating a difficult period of slowing growth and cost-cutting, Sea Limited has staged an impressive business comeback—but can it sustain the momentum and unlock its next phase of growth? In this roundtable, we take a closer look at Sea’s three core businesses (Garena in digital entertainment, Shopee in e-commerce and Monee in digital financial services) to assess their growth prospects an...

Is financial independence becoming unaffordable in Singapore? In this roundtable, we compare median household incomes with HDB and car prices in 2005 and 2025 to examine whether Singaporeans are genuinely finding it harder to get ahead—or whether our expectations and lifestyles have also changed. We explore how rising living costs and lifestyle inflation can make financial independence feel increa...

How much debt should you actually have? And is becoming completely debt-free always the best goal? In this episode, we examine property loans using the 3-3-5 rule and discuss whether it makes sense to borrow for home renovations, cars and education. We also explore when car debt might be justified, why some people prefer the security and freedom of owing nothing at all, and how to strike the right...

Does spending more time researching investments actually lead to better returns—or simply more stress? In this roundtable, we explore the "Return on Effort", a hidden metric that could change how you invest. We examine why successful investing is often more about managing yourself than constantly managing your portfolio, and why doing nothing can sometimes be the smartest move. Finally,...

The Johor Bahru–Singapore RTS Link promises faster, easier cross-border travel—but could it divert Singapore’s retail spending across the Causeway? We examine how the RTS may change shopping habits, which Singapore malls and retail S-REITs could be most exposed, and whether increased spending by Malaysian visitors could offset some of the impact. We take a closer look at Frasers Centrepoint Trust,...

How should you invest when markets are volatile and uncertainty is high? When prices are swinging sharply and headlines are changing daily, it can be difficult to know whether to buy, sell or simply stay on the sidelines. In this discussion, we break down the key factors investors should consider when evaluating opportunities, managing risk and positioning their portfolios during unpredictable mar...

The KOSPI more than doubled in 2026 before plunging 40%—but what drove this extraordinary boom-and-bust cycle? We unpack three key factors that fuelled the spectacular rally and magnified the subsequent crash, while examining the role of volatility, investor sentiment and leverage in the market. With KOSPI valuations now significantly lower, is this an attractive buying opportunity, or could the m...

In this roundtable, we revisit the Pan-Electric crisis and explore how it gave rise to Singapore's Central Depository (CDP) and transformed the way investors own and safeguard their shares today. We explore the key differences between CDP versus custody accounts, compare the advantages and safeguards of each, and discuss whether custody accounts could eventually rival CDP. We wrap up by sharin...

In this fireside chat, we explore some of the most common money beliefs Singaporeans grow up with, and whether they actually hold up. From the fear of debt and the role of CPF to popular financial sayings and investing myths, we discuss how these beliefs shape our financial decisions and what investors should consider instead. All this and more in our latest episode! 00:00 Intro 00:44 Debt 04:40 C...

How much should you really be earning in Singapore? Using insights from The Straits Times' 2026 Singapore Salary Guide, we dive into the data to uncover salary trends across different professions and discuss what they really mean for your financial journey. But beyond the numbers, we explore bigger questions: Is comparison the thief of joy? Is your income really your financial report card? At...

Is this semiconductor ETF still one of the best ways to invest in the AI revolution, or has the easy money already been made? In this roundtable, we break down the ETF's holdings, performance, and long-term prospects. We discuss whether the semiconductor industry can continue growing as AI adoption accelerates, and examine whether today's valuations still offer attractive long-term investm...

Should investors concentrate on America’s biggest companies or spread their investments across the world? In this roundtable, we also discuss why the U.S. market has outperformed for so long, whether that dominance can continue, and whether global diversification may offer better protection if market leadership changes. Finally, we explain how investors can choose between an S&P 500 ETF and a...

How should we teach kids about money in today's world? In this fireside chat, we discuss how different generations view money, the financial lessons we inherit from our parents, and the most important money habits every child should learn. Whether you're a parent, grandparent, or simply want to help the next generation build a healthier relationship with money, this conversation offers pra...

Why is it so difficult to sell a losing investment, even when you know you probably should? In this episode, we unpack the psychological biases behind why investors struggle to cut their losses, and how they can keep investors holding on long after the facts have changed. More importantly, we discuss practical ways to overcome these mental traps, make more rational investment decisions, and avoid...

Singapore's banks are trading at all-time highs! But does that mean they're overvalued, or is there still room to run? In this roundtable, we explore what's driving the strong performance of DBS, OCBC, and UOB, whether investors should continue holding or start trimming their positions, and how to deal with the fear of missing out if prices keep rising after you sell. Most importantly, we explain...

A pay raise should be exciting... but for many people, it quietly becomes the reason they never get ahead financially. In this roundtable, we explore one of the biggest financial mistakes people make after earning more, why it happens so easily, and five money rules to follow so you can avoid falling into the same trap. If you've recently received a raise, expect one soon, or simply want to build...

ComfortDelGro's share price has fallen sharply, pushing its dividend yield to 6.5%. But does this represent a buying opportunity, or are there deeper structural challenges facing the business? In this roundtable, we examine the reasons behind the recent share price weakness, assess whether the headwinds are temporary or long-term, explore why ComfortDelGro has underperformed despite its stakes in...

Can buying property in Singapore with a mortgage outperform investing in the S&P 500? In this video, we compare the long-term returns of stocks and real estate by looking at both unlevered and leveraged scenarios. We examine how HDBs and private condos stack up against the S&P 500, compare IRRs when mortgages, and discuss important factors such as transaction costs, rental alternatives, AB...

SpaceX has become one of the world's most valuable private companies, but does its sky-high valuation make sense? In this episode, we explore the company's remarkable history, break down its key business segments and profitability, assess whether its massive total addressable market justifies its IPO valuation, and discuss what a future listing could mean for ETF investors. We also examine the ris...

Genting Singapore’s share price has fallen 18%, raising an important question for investors: is this a temporary setback or a sign of deeper challenges ahead? In this roundtable discussion, we examine why Genting Singapore has significantly underperformed; why its rival, Marina Bay Sands, continues to deliver stronger results in the same operating environment; and whether Resorts World Sentosa can...