The Fifth Person

Investors of the Roundtable

Business EN ↓ 274 episodes

Join The Fifth Person as we discuss the latest stock market topics in Asia and the U.S. The Fifth Person is an award-winning investment site that focuses on Asian and U.S. equity research. The Fifth Person won best independent investment website at the SGX Orb Awards organised by the Singapore Exchange in 2018 and 2020.

Author

The Fifth Person

Category

Business

Podcast website

fifthperson.com

Latest episode

Jul 8, 2026

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Episodes

Best No/Low-Risk SGD Cash Investments in 2026 25.02.2026

As interest rates continue to normalise in 2026, where you park your idle cash can make a meaningful difference — especially for Singapore investors who are balancing liquidity with safety in a lower-yield environment. In this roundtable, we list some of the most popular low-risk places to store your cash, discuss how their current interest rates compare today, and highlight the key trade-offs bet...

Why You Feel Insecure Even with Millions for Retirement 11.02.2026

In this roundtable, we discuss why so many people over-save and yet still feel insecure about their finances. We dig into the common fear of “What if something goes wrong?” and how that question traps people in a cycle of perpetual accumulating without ever feeling secure or in control. We also unpack why saving more money alone doesn’t solve the deeper issue and share practical ways to break the...

Top Bond ETFs in Singapore: Which One Should You Pick? 04.02.2026

In this roundtable, we break down the top bond ETFs in Singapore and how they compare with holding individual bonds. We discuss the key pros and cons of each, and highlight popular SGX-listed bond ETFs that many retail investors may have overlooked. Finally, we share how we think about choosing between bonds vs bond ETFs when building a safer, more stable portfolio. All this and more in our latest...

CPF Enhanced Retirement Sum: Is It Worth It? 28.01.2026

Is the CPF Enhanced Retirement Sum (ERS) really worth topping up? In this roundtable, we break down what the CPF Enhanced Retirement Sum actually means, how it compares against the Basic Retirement Sum (BRS) and Full Retirement Sum (FRS), and what the 2026 CPF retirement sums imply for long-term planning. We’ll also dive into how payouts work, what kind of retirement income you can expect at diffe...

What to Watch in the Stock Markets in 2026 21.01.2026

In this roundtable, we break down what to watch in the stock markets in 2026 — from stretched U.S. valuations and the potential reality check facing AI stocks, to how rising geopolitical tensions could reshape global trade and corporate earnings. We’ll also examine the outlook for U.S. interest rates and inflation, and why these macro forces matter for investors. We then turn to Asia, looking at C...

Our Best and Worst Financial Decisions of 2025 24.12.2025

In our final roundtable of the year, we look back at our best and worst financial decisions of 2025—the moves that worked, the ones that didn’t, and the lessons we’re taking forward. From smart investments that paid off to mistakes that challenged our assumptions. By sharing both our wins and missteps, we hope this helps you reflect on your own financial decisions, recognise common pitfalls, and b...

The 'Boring' Business Driving iFAST’s Massive Profits 17.12.2025

Is iFAST on its way to becoming a S$100 billion company? In this exclusive interview, iFAST Corp Chairman & CEO Lim Chung Chun reveals the surprisingly “boring” business that now drives nearly 50% of the group’s profits — and it’s not stock trading. We sat down with Mr. Lim to celebrate iFAST’s 25th anniversary and dive deep into the company’s remarkable turnaround. From surviving a share pric...

5 Hidden Financial Mistakes That Can Trap You in Debt 10.12.2025

Runway debt doesn’t happen by accident — it often starts with small financial decisions that seem harmless at first but snowball over time. In this video, we break down hidden money traps that quietly drain your savings, increase your monthly burden, and leave you vulnerable when life takes an unexpected turn. Whether you’re trying to strengthen your finances or avoid costly mistakes, these insigh...

Build a $12K/Year Dividend Portfolio — Even If You’re Starting Small 03.12.2025

Want to earn $12,000 a year in dividends? In this roundtable, we break down the exact mindset, capital, and stocks you’ll need to build a sustainable dividend portfolio — even if you’re starting from scratch. We’ll walk through realistic portfolio scenarios, market opportunities today, and how to grow your dividends steadily over time. Whether you’re aiming for your first $1K in dividends or plann...

Should You Pay Off Your Mortgage or Invest in Stocks? 26.11.2025

Should you pay down your mortgage early or invest your money instead? In this roundtable, we break down the key factors you need to consider and how to balance growing your assets while keeping your debt manageable. We also explore how your decision may change across different scenarios, and whether buying an investment property still makes sense today. All this and more in our latest episode!

Is the AI Boom the New Dotcom Bubble? 17.11.2025

In this roundtable, we break down what’s powering today’s AI boom — from OpenAI’s progress to the round-tripping of capital across the industry. We revisit lessons from the dotcom era and discuss whether Cisco’s story back then could mirror Nvidia’s path today. We also dive into the Magnificent 7’s valuations and share practical strategies on what to do now, how to approach the market if prices ke...

Why I Refuse to Give My Kids Money — But I’m Still Making Them Rich 12.11.2025

In this roundtable, we talk about how to invest for your children — from building their financial future to nurturing good money habits early on. We’ll discuss why you might (or might not) want to invest for your kids, what kind of portfolio makes sense, and what happens to those assets if something happens to you. Plus, we’ll show you how to set things up easily using beneficiary accounts, and ho...

DBS Predicts 1 SGD = 1 USD?! (And STI 10,000 By 2040) 05.11.2025

Can the Straits Times Index (STI) reach 10,000 points? In this roundtable, we break down what it would take for Singapore’s benchmark index to hit that milestone — from valuation drivers and corporate earnings growth to sector performance and investor sentiment. We also explore the possibility of USD-SGD reaching parity and what that could mean for local investors and dividend yields. Whether you’...

We Compared All 5 Singapore REIT ETFs — Here’s the Winner 29.10.2025

In this roundtable, we take a deep dive into Singapore REIT ETFs — comparing their AUM, yields, expense ratios, turnover, and valuations to help you understand which one might best fit your portfolio. We also discuss the key risks to watch out for and share our personal favourite S-REIT ETF based on long-term stability and returns. Whether you’re building a dividend portfolio or looking for steady...

HRnetGroup: The Next Under-the-Radar Dividend Growth Stock? 22.10.2025

In this roundtable, we sit down with Adeline Sim, Chief Corporate Officer of HRnetGroup, to explore one of Asia’s leading human resource solutions providers. We unpack HRnet’s business model — spanning flexible staffing, professional recruitment, headhunting, and HR-as-a-Service — and uncover how the company has achieved steady growth and expansion into 18 cities across Asia over the past 33 years...

China’s Market Comeback: Why Investors Are Finally Returning 15.10.2025

In our latest roundtable, we revisit the China and Hong Kong markets — from the times we first highlighted their deep value opportunities to where valuations stand today. Fast forward to today, where do things stand now? Is there still meaningful upside ahead, or have most of the gains already been captured? We also share the key lessons we've learned from this journey, and what it truly takes...

The Secret Behind NetLink’s Stable and Growing Dividends 08.10.2025

In this roundtable, we take a deep dive into NetLink NBN Trust, Singapore’s sole nationwide fibre broadband network operator. We examine whether it truly operates as a monopoly and how its regulated business model shapes its growth, profitability, and investor returns. You’ll discover how NetLink’s fees are determined by its regulated asset base, enabling it to generate steady and predictable cash...

Should You Invest in Singapore’s Next 50 Index or Stick to the STI? 01.10.2025

In this roundtable, we take a closer look at the iEdge Singapore Next 50 Index—an index designed to complement the STI by capturing the next tier of up-and-coming Singapore companies. We break down its methodology, highlight what kinds of stocks and sectors it covers, and share our thoughts on whether it adds meaningful diversification compared to the STI. Finally, we discuss if it makes sense to...

Is ComfortDelGro Singapore’s Next Dividend-Growth Play? 24.09.2025

In this roundtable, we invite ComfortDelGro Group Deputy CFO Christopher David White to discuss the company’s key businesses and growth drivers. From its leading market share in Singapore’s taxi and ride-hailing sector, fare algorithms, and CDG Zig app, to the future of autonomous vehicles and buses, we dive into the strategies shaping CDG’s future. We also explore its rail and bus operations, rev...

The One Simple Formula to Build Lifetime Wealth 17.09.2025

In this roundtable, we break down a timeless formula that anyone can use to grow their money, achieve long-term financial security, and enjoy peace of mind. The formula has 3 key inputs, and the way you adjust each lever directly influences the pace and scale of your financial growth. Whether you’re just beginning your wealth-building journey or fine-tuning your strategy, this formula highlights w...

4 Things NOT to Do with Your CPF 10.09.2025

Your CPF is one of the most important tools for securing your retirement, yet there are some 'traps' that could quietly derail their financial plans. In this roundtable, we highlight common mistakes that could reduce your financial flexibility, increase your taxes, or cost you long-term growth opportunities. By understanding what NOT to do, you’ll be better equipped to make smarter, more s...

What You NEED to Do When the Stock Market Crashes 03.09.2025

When the stock market crashes, it’s easy to panic — but making the right moves can protect your portfolio and even set you up for future gains. how do you know if the market will fall further? Is this really the bottom? How should you manage the fear that comes with market crashes? In this roundtable, we'll share what every investor needs to do (and avoid) during a downturn, including practica...

Equity vs Property: How to Build a Multi-Asset Portfolio 27.08.2025

Building wealth isn’t just about picking the right stocks; it’s about creating a balanced portfolio that combines different asset classes for growth, stability, and long-term success. In this roundtable, we cover asset class allocation, strategies for climbing the property ladder, the 3-3-5 rule for housing affordability, the role of leverage, and how equities compare with property. All this and m...

CATL: Is This Battery Maker the Smartest Bet on the EV Revolution? 20.08.2025

CATL is the world’s largest EV battery maker powering the electric vehicle revolution. As the company behind many of the batteries used by top automakers, CATL’s growth is tightly linked to the future of EV adoption worldwide. In this roundtable, we explore how CATL's latest breakthroughs in battery technology that could shape the industry’s next phase, and the risks investors need to weigh ca...

5 Signs You're Doing Well Financially 13.08.2025

Wondering if you’re actually doing well with your money? It’s not always about having a huge paycheck or driving a luxury car. In this video, we’ll explore five clear signs that show you’re on solid financial ground — even if you don’t feel “rich.” If you’ve ever doubted your progress, this will give you a fresh perspective on where you stand and what’s worth celebrating. You might be closer to fi...

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