IHERNG PODCAST

In this video, we will discuss the 3 general strategies of how investors increase the rental return for their unit.    It's either to dress-up the unit, to divide/partition up the unit, and lastly to operate short term stay. Generally these are the methods that investors apply, however it still depends on the target segment of the tenant market.    If you're looking for a makeo...

In this episode, we will talk about the news regarding late delivery of house are now based on the booking collection date instead of the Sales and Purchase document.   Yes, this may be fair to the purchaser but at the same time, will this case disrupt the practice of property transactions in the market? And after the abolishment of bookings, will the discounts and rebates be next?   My...

In this episode, we will do some revision on the difference between properties, which are more than just four walls.   For investment properties, the value is dictated by the rental rates. Rental rates are heavily dependent on job opportunities. Connectivity and population are then factors that affects the job opportunity of a particular location. Hence, rental rates are a direct reflection o...

Ms Catherine contact number : +60 12-560 9265   Do contact her regarding loan consolidation matters as she's the one assisted me. Just mention you saw this video and she'll know what to do=)  In this episode, we will discuss about how we can use refinancing as a strategy to either settle debts, or to raise fund in buying the next property. However, when it comes to declaring rental in ou...

If you're getting the keys to your new unit this year, kindly check out the latest promotion from my team:  https://www.themakeover.my/winningpass2021  In this episode, I'll explain the agenda of why investors choose to furnish their property when normal folks are concerned over the return on investment for that renovation fee. How do they justify their investment?  The property tha...

In this episode, we will discuss about how does the government build affordable housings.  Currently there are several arrangements of typology, where you have one where the affordable housings are built separately from the open market product. Another would be one project integrating both types of products.  So will there by any problems if I were to share the same project where there's...

In this episode, we will discuss about a house that this audience bought. It came with existing renovation works but they were not approved by the local authorities. That will cause some complication in terms of valuation and insurance claims.  Hence, what can this owner do? To ask for approval or not?

In this episode, we will talk about a mistake that this audience admitted to himself. He bought a property in a very high density, and he found differences between his unit and the show unit. So what can he do? Also, we discussed about the responsibility of developer and what's legally binding to us as customers. Check it out!

In this episode, we will figure out whether should we sell or keep a project which is still under construction.   As many new buyers are enjoying discounts for their new property, they often don't know that they are required to pay back if they were to cancel their SPA half way during construction. So instead of paying that amount instantly, would it make more sense to wait until you get the...

Currently, our government has set a rule to only allow Malaysians to be entitled for 90% loan for our first 2 residential properties. This a cooling measure implemented to curb the property bubble back then.   However, that created a lot of anxiety for first time home buyers as they try to strategize every move correctly. What would I do??

In this episode, we are going back to basics to what is land title? Then what is zoning? Then what is the main driving force of such products to be designed in the market?  Then what are the key points to look out when we buy such products? All will be discussed in this episode=)

In this episode, this audience is planning to expand his business and he is looking for an industrial property. I briefly explained the difference of commercial property investment versus residential property. In terms of tenants, location, frontage, source of workers and etc. All are required to be take into consideration.

This is an interview done via zoom with my friend, Ryan for his show on TVS. Come to think of it, my friend is on Astro while I'm still here hahahaha=)

In this episode, we will answer a student who is currently studying real estate and he is wondering what would be his future and etc.   This definitely bring me back to when I graduated with my architectural degree, but later chose not to pursue it.

In this episode, we will address a long series of question regarding residensi wilayah. It's a form of social housing, provided by the government with the intention to ensure every Malaysian will have a house of their own. Hence as a responsible capitalist I will try my best to stay away from these.  Also, the audience shared about her encounter of SPA cancellation. It was painful and expensi...

Link to the website : https://www.cozyhomes.my/service This is something that my team in the office worked on with the intention of easing the process of becoming a landlord aka property investor. Do check it out and let me know what you think =)

In this episode, we will discuss about how to decide whether to let out an apartment unit, or the sell. What should be the consideration factors?  Also, this apartment unit was initially bought and furnished with the intention of own stay. And they spent quite a sum of money on ID, hence making this investment not so feasible if we were to apply the usual ROI calculation method.   We lea...

In this episode, we will discuss about loan application. This audience went through rejections earlier due to misplacement of income into different accounts.  Hence what should be the right procedures? And what other factors contribute to loan rejections.

In this episode, we discussed on several matters around budget for our first home, limitation of leasehold property, but the more interesting segment would be about the ethical part of the real estate agents.   Well, we are also part to be blamed because our behaviours encouraged such actions. Some food for thought=)

In this episode, we will discuss how to justify a location for own stay.  For everyone's first purchase, it's gonna be a very challenging decision to make as there are just too many questions to be answered.   Is this the right time?   Can I afford?  Is the the right location for me?   I've shared my takes on how I would tackle questions like these.

In this episode, we will discuss on the ultimate question everyone should ask themselves. What is your risk appetite? What's your expected return? What's your exit strategy?  Only yourself can answer all these hence that makes every investor different. For eg. I was fine with coughing out RM 200 every month as that was my game plan since the start. And now since the rental rates increased, it...

In this episode, let's address this rather popular question.  Basically it depends on 2 criterias: macro and micro.  Macro relates to overall macroeconomics such as Malaysia's GDP, political stability, as well as the stage of property cycle that we are in.   Micro reflects the preparation of the individual to buy a property. Does he/she has sufficient saving as emergency fund? Is th...

In this episode, we will discuss about what can this audience do while coming across a property that was advertised wrongly.  Now she is in the cross road whether to proceed with the deal or not. What happens if she chooses not to proceed? Can she get back whatever that was paid?  Then what if she chooses to proceed? What are the risks then?

In this episode, we address a question from a university student about running a sublet business.  I've explained the list of risk that he has to know such as business, insurance, fire, and it can be overwhelming along with his studies.  Also, in return for those risk, how much is he exactly getting back? Thus is the returns worth the risk?  Those are the considerations he needs to...

In this episode, this audience has just booked a corner lot terrace house in Cyberjaya. She sees the need to move but she's worried about the extra commitment that might be a burden to her and her husband.  My advise is to first run the kailan theory. Find out the market price for a corner lot terrace house in Cyberjaya to determine whether is this project a good buy.  After that, discus...