IHERNG PODCAST

In this episode, this audience has followed my buying journey for my latest property in Bukit Jalil. It's called Tropika, located adjacent to the Bukit Jalil golf course, Pavilion 2 and etc.  Just to clarify that this does not serve as any endorsement or sponsorship as I'm buying at a price just like everyone else who walks into the sales gallery.

This audience highlighted a few great observations where the larger the unit, the cheaper price per square feet.  Here I've explained the logic behind price psf and how should we use it. Also, I've encouraged him to get a unit where the rental can at least cover 70% of the installment as a place to stay because his end goal in the future would be to rent it out.

In this episode, we will address a question whether to invest in SG or KL?  Well, based on the homework I've done for both country. They both have different policies and approaches to their real estate market.  Singapore government did a fabulous job of ensuring every citizen will have a place to stay as their government housing takes up a big percentage of their total real estate. On th...

For this episode, we will address a romantic question of transferring name between properties.  My suggestion is to either transfer the property after the marriage. Hence don't need to worry about the tie before putting on the shirt.  Another point would be to think bigger. As my secret selfish goal is to enable everyone to have at least 2 property in this lifetime. One for ownstay and a...

As there's a new addition coming soon into the family, I need a car with more storage space mainly to carry baby stuffs around, especially the stroller.  However, I've been enjoying this Suzuki Swift very much. The flexibility, the acceleration, the reliability... it's a car that I wouldn't need to change.  Throughout this experience of searching around new car show rooms, I've realized...

In this episode, we will address what to do with a fully paid leasehold terrace house that this audience bought 7 years ago.  He chose not to sell because the current price of the property is not as per his expectation. But he is considering to sell because of the RPGT.  Then he want to rent out to get some passive income, but he also don't want to rent out because he worries about the w...

In this episode, we would address several questions from this audience:  1. Would I need a lot of cash in buying a property? If yes, how much? And is there a difference between buying for investment and own stay?  2. Is it okay to buy a property with 4 siblings name together? 

After this month, we are all back to reality as we are required to start paying installments, credit cards, hire purchases and etc. So when these are back, is property price gonna drop?  A few takes, prices of properties that are more inclined to expat popular areas for eg houses around KLCC. These are generally for Aibnb, and short terms stays as it's close to the city and lot's of MNC offic...

In this episode, it greatly illustrate why I emphasize again and again to not invest in a property with your girlfriend or boyfriend.  What happens if one side refuse to pay her or his part of the installment, just for the sake of not wanting to? The property will get auctioned off and both of their credit scores will get into trouble.  My suggestion would to just stay rational to pay up...

In this episode, things got kinda technical with lots of jargon. I guess this is when the professional lawyers, surveyors and etc are there to assist us.  I've also summarized the detailed information required further for me to assist:   1. What kinda property is this? Land or house?   2. Is it bumi status or malay reserved?   3. Is the OTP being signed with a professional...

In this episode, we will break down the pros and cons between high floor units versus low floor units.  The considerations differs in terms of investment and own stay purposes.  Which one would you prefer?

In this episode, we will address a question from an audience about investment between a matured location versus an education faculty focused product away from the city.  Also, this audience is also having inconsistent income which might affect the loan application process. Hence, kindly reach out to my banker Ms Catherine 012-560 9265 .

Thank you soooo much for all the support guys!!   This is just an update on my personal well-being, the future of the channel, as well as a GIVEAWAY sponsored by one of the audience herself!!

In this episode, we will address what happens when you cancel your purchase after signing the SPA.  Well, it depends at what stage you're cancelling the purchase because it affects the amount that you'll need to pay back or burn. The grey zone would be the initial 10% as you cancel. Does the developer take that into account, or is it really a discount?  After finding out the amount that'...

In this episode, we will address a question regarding his first purchase with his wife.  As they are about to get married, they are wondering should they invest in a home straight away? Or get one in the city where it's more convenient for the time being?  My suggestion would be to get that apartment which is convenient, with the investment mindset. Then 3 years later, when they are plan...

This is an interview with 2 young gentlemen from Team Property Video Rockstar.  We talked about how to start a channel, and what are the common challenges during the process. I hope this will many people who have the intention of starting a channel irregardless whichever genre. 

A very debatable episode, would you retire in a landed house or highrise?  In my opinion, I would retire in a strata unit as I prioritize security and components that complements an active lifestyle. I guess landed strata can also provide those requirements.  My entire take is to not have me serving the house instead of the house serving me. Kindly share what's your take=)

In this episode, we will address a question regarding this audience who is trying to buy a property from this developer but the banks are not providing the loan amount due to restrictions in their valuation.  I've explained the different in valuations of the property price and what's the usual cause for these cases. Also, I explained the difference between market price versus bank valuation v...

Mortgage banker contact: Ms Catherine 012-560 9265.  In this episode, we will address a question who works in Hong Kong with the intention to invest in a property in Desa Park City.  As he's working overseas, the common complications usually occur during the loan application process.

In this episode, we will address a question regarding this new investor considering between a new, newly built unsold, or subsale property. Each of those have their own pros and cons but to me, the right question to ask is which one can generate the investment return I want?  Why would you proceed with the purchase when you know it's not gonna be generating enough rental compared to installme...

This is an interview about how I shared about the my Youtube channel. I often encourage young people to start documenting and share their passion to the world, and one day it might catch attention of the audience that share the same interest. And from there it might have possibility of turning it into a career.  Thus, this is just some findings after my 3 years journey... *small sharing lah=)

In this episode, we will discuss about what to consider before deciding to sell a property of this audience.  Also, when would be the right time to refinance the property.

In this email, we will help Julia make a decision on which property to go for as her home.  Several points to consider while making this decision:  1) Capital on hand  2) Disadvantages of leasehold property  And based on those, the better choice would be to proceed with the leasehold property. Besides the higher upfront capital and leasehold limitations, she is buying a place w...

In this episode, we will breakdown the rental market. In what circumstance a tenant would pay a rent higher than the installment? Doesn't it make sense to own it instead of renting it?  Applying that theory to the property hunting process, we will then be able to identify which project are for investment and which are for own stay.  Also we talked about fixed rate loans. We often misunde...

In this episode, we will address a question regarding the strata title and MOT. The difference of the Strata Title Act and Strata Management Act would be the time of issuance of title. Even without the title, there are still ways to transfer the ownership for the property.  As for MOT exemption, there's some government initiatives but it's only applicable to property of a certain budget. And...