IHERNG PODCAST

If you are about to get the keys to your new property and you are not sure about the cost, do get an immediate cost estimation via the link: https://www.themakeover.my/get-cost-estimate    In this episode, we got in my architectural studies classmate Ms Rachel Low to discuss about her work before she gets her professional license soon. We went endless deadlines and submission together, w...

Link to James's project, Tuai : https://suntrack.com.my/tuai/  Also get a discount on your coffee order, use 'IHERNG12' via the link to enjoy great coffee that will be sent directly to your house or office.   Link for Krave Koffee order : https://kravekoffee.com/iherng  In this episode, we are privileged to have Mr James Tan, CEO of Suntrack Development to share his experience of st...

In this episode, we will address a question from an audience from Penang. It revolves around Penang or Mainland, investment or own stay, long or short tenure for loan. As usual, I gave my twist on it.

In this episode, our audience shared about her property price is lower than the price she bought several years back. Hence in this episode, I highlight two parts to the answer. One is to prevent these kinda situation from happening.  Another part would be to salvage from the loss.  But truth to be told, it's really nothing much that we can do as an individual to increase the property pri...

Rena's FB profile :  https://www.facebook.com/rena.choong   For this episode, I got in my coach from Far Capital to clarify matters regarding mortgage. Matters regarding freelancing, income declaration, government loan, strategies of investing and etc.    As she witnesses loan application day in and day out, she also shared several reasons why the approval rates are low for cer...

In this episode, we will address several things for this audience regarding his latest purchase to be in one of the affordable housing projects.   We discussed about orientation, number of lifts, common areas, maintenance of refuse chambers, technical drawings and whether can they fit a bathtub.

In this episode, we will discuss on how to diversify in terms of property investment. It has absolutely nothing to do between new property or subsale, instead it's about investing in different locations or different category. Ultimately the limiting factor are still your risk appetite, as well as your cash in hand.

In this episode, we will address a question from Penang. Should you sell or rent out a fully paid apartment.   In my opinion, I think that if you're aggressive in your investment behaviour, then I would not only rent out, but to also refinance and take out money to invest further.   But if you're planning to slow down and enjoy life, then selling might be a better idea as you want to min...

Type in 'IHERNG' in the referral segment to be in the same group so I can share with you on investment strategies and the projects that I'm buying.    Link to register: https://far.academy/cisfar  Well, I would just recommend to check out the session and make your own informed decision whether to sign up or not.

In this episode, we will address an issue regarding a new buyer not being able to move into their new place due to noise complaints.   Personally I don't think that's the reason as it's mainly due to the SOP to prevent the spreading of the virus.   We also discussed on the matter of defect checking services. As I think it's a great check and balance system by the owner, it would be impos...

Today we will be addressing a question regarding the switch of investing into an apartment close to the office to a landed home after discussing with the boyfriend.   I drew out scenarios between buying a home far away from CBD, and travelling everyday through the traffic congestion versus living in the city for the mean time. There's also a confusion about landed property prices that only wi...

Link to his latest work: https://damansaraavenue.com.my/ativosuites/  In this episode, we drill down into what are development processes required to transform a land into the buildings that we see. Also, we will learn about facilities managements=)

Promo Code: https://www.stashaway.my/referrals/tanidxm   In this episode, we will talk about my experience after using Robo-advisor, Stashaway for a year. From MCO 1.0 to MCO 2.0, I've actually managed to save up enough money for renovation and the profits are somewhat equivalent to a new sofa, which is absolutely amazing.    I must admit I'm not an expert on what goes on with the m...

In this episode, we will address a question regarding his new property that he just got keys to. However, the returns did not met his expectation.   Sometimes, the unfortunate truth is rather direct sometimes. That's nothing much that we can do to the unit to change the outcome. We would have gotten the details about rental rates versus installment before buying instead of after getting...

In this episode, we will discuss about whether would you rather retire with more cash or a property in your name?  This audience has been debating on that and I realised the main variable would be the price appreciation. If the property will go up, then why not right?   Based on logical assumption, salaries will go up, cost of materials will go up, cost of land will go up, along with the...

In this episode, we will address a question from this audience who is still studying in UK. I'm super humble that he has saved up so much and now, he is planning to purchase a property in Malaysia.    Although the process allows for such transactions to happen, do take note that it's way more complicated for subsale properties compared to new properties.    Anyway, I would sugg...

Link to Jeff's FB page: https://www.facebook.com/LelongKingJeff  Besides new property, subsale property, bulk purchase, one of the hot topic right now would be the marketplace of auction property.    It took me quite some time in updating my knowledge in this particular topic as it has transformed tremendously with the application of technology. So, hope you guys liked it.

In this episode, I have received a question from a student of mine back when I was teaching in Kumon Centre.   As he just graduated, he asked how would I invest RM 100k when I'm 22. Well, instead of money. I suggested him to invest his time and energy on learning instead.

Our very first episode for this new series and I have Mr Bernard Yong, the Head of Branding and Strategic Marketing for Mah Sing to share his experience, as well as his take on the property sector for this year.    Link to their website: https://www.mahsing.com.my/homewithmahsing/

This audience just demonstrated what I hope I can do in my 50s, still hungry and active expanding their property portfolio.    My principal is to always use 'other people's money'. In order to buy a new property, I will raise capital by speaking to a mortgage consultant in order to explore to potential of refinancing the existing properties on hand. The key would be to have the propertie...

If you're an editor, writer, content creator, videographer, and just anyone with a passion for property, kindly email me your work at taniherng@gmail.com and I will run through them.   And for the rest of you, thank you very very very very very very much for all the support and attention all these while. I just can't thank you guys enough.

In this episode, we will discuss on the rationale when your future wife insisting on buying the first property together. It might a romantic thing? But great deals don't come knocking on your door all the time.   Also, we talked about how awesome our parent's generation can be as this audience received RM 100k from them to begin their investment journey. This got me thinking about how the gap...

In this episode, we will talk about the strategy of moving into a bigger house while renting out the existing home.   Also we kinda talked about Cyberjaya and how we can leverage on the existing conditions on it. I also threw a curved ball at the end.

In this episode, we will talk about investment strategies that focus on cashflow versus capital appreciation. Generally it's about certainty.    Also we spoke a little bit about car loans and the impact of positive RM200 per month versus negative RM 900 per month.   Anyway, I would like to wish everyone Gong Xi Fa Cai!!

In this episode, we will discuss whether should you allocate RM 100k on the renovation for your new home? Or should you continue expanding your property portfolio with that sum of money?    Also, I've discussed on the several things that we should take note if we were to make either decisions. If you're getting the keys to your new unit soon and you're not sure what to do with it, do get...