IBS Intelligence Podcasts | A Cedar Consulting Unit
IBS Intelligence Global FinTech Interviews
Go one-on-one with the innovators, disruptors, leaders, and decision-makers driving change in FinTech and financial services. IBS Intelligence delivers exclusive global interviews that uncover strategies, challenges, and the ideas powering the next wave of financial technology.
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IBS Intelligence Podcasts | A Cedar Consulting Unit
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Latest episode
Jul 8, 2026
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Episodes
EP818: Trends in payments in global commerce – solving merchants’ pain points 07.02.2025 12:41
Juan Pablo Ortega, Co-Founder & CEO, Yuno We investígate global payment trends and the role of payment orchestrators as Robin Amlôt of IBS Intelligence speaks to Juan Pablo Ortega, Co-Founder and CEO of Yuno. The company, based in Colombia, operates in more than 80 countries around the world and allows merchants to connect with over 300 payment methods and providers with a single, no-code inte...
EP819: What the future holds for digital assets 07.02.2025 13:24
Cassie Craddock, UK & Europe Managing Director, Ripple In Q4 2024, the UK government reaffirmed its commitment to moving ahead with a regulatory framework for crypto assets and stablecoins. Welcome news for Cassie Craddock, UK & Europe Managing Director of digital asset infrastructure provider Ripple. She speaks to Robin Amlôt of IBS Intelligence about her hopes for regulation, the need fo...
EP817: Will Budget 2025 boost prepaid payments and digital wallets? 05.02.2025 10:48
Ankush Julka, CEO of Mufinpay MufinPay, a PPI license holder, is redefining digital payments with its Super App, PPI Wallet, Gift Cards, GPR Cards, and Bank in a Box. Offering seamless UPI payments, secure prepaid cards, and a robust e-banking experience, it simplifies everyday transactions like bill payments, FASTag top-ups, and P2P transfers. Ankush Julka, CEO of MufinPay, speaks with Puja Sharm...
EP816: Creating the lean future of financial services 31.01.2025 11:07
Raman Korneu, CEO & Co-Founder, myTU myTU is an e-money institution (EMI) registered in the European Union and headquartered in Lithuania – regarded as one of the FinTech hubs of Europe. The firm also has a consumer credit licence and is working towards obtaining a full banking licence. Raman Korneu of myTU speaks to Robin Amlôt of IBS Intelligence about what makes myTU different in the way it...
EP815: Building a FinTech future, assisting the unbanked in emerging markets 30.01.2025 12:54
Matiss Ansviesulis, Entrepreneur & Angel Investor Matiss Ansviesulis co-founded Creamfinance (rebranded to AvaFin.com ) in 2012 in Latvia. The firm was taken over by Capitec in 2024. Ansviesulis has not been idle, co-founding a string of FinTechs including Spanda Capital , NewSchool , Esketit , FU Capital , and Money.jo . Here, he talks to Robin Amlôt of IBS Intelligence about the challenges o...
EP814: A great notion? Investigating the origins of innovation 29.01.2025 13:26
Rob Israch, President, Tipalti In Q4 2024, the UK government unveiled plans for a Regulatory Innovation Office (RIO), aiming to reduce the burden for businesses hoping to bring new products and services to market. It will support regulators to update regulation, speeding up approvals, and ensuring different regulatory bodies work together smoothly. But will it be successful in fostering innovation...
EP813: How AI is Unlocking Hyperpersonalised Wealth Management in India 23.01.2025 14:58
Sarvjeet Singh Virk, Co-Founder & MD, Finvasia & Jumpp How is AI driving hyperpersonalised wealth management experiences for Indian users? Sarvjeet Singh Virk, Co-Founder of Finvasia, joins Gloria Methri of IBS Intelligence to discuss this and more, including the vision behind Finvasia’s AI-powered superapp, Jumpp and the challenges of driving financial inclusion in smaller cities. Explore...
EP812: How to reclaim the personal touch in the age of digital banking 20.01.2025 14:16
Sarah Martin, Chief Executive Officer, Pulsate Without proactive strategies to drive debit card usage, financial institutions are leaving money on the table. Many mobile banking apps offered by community Fis have no mechanism for identifying who should be prompted to use their cards more. The answer is tech that can leverage data-driven insights to deliver personalised, real-time notifications. Ro...
EP811: Creating financial services fit for the future? 20.01.2025 11:41
Jerry Mulle, UK Managing Director, Ohpen It is said the most stressful thing any of us is likely to do is buy a property. Why is this so and what can be done to make the UK mortgage experience faster and less painful? Robin Amlôt of IBS Intelligence speaks to Jerry Mulle, UK Managing Director of Ohpen, about the mortgage process and about how bringing core banking into the cloud makes it easier fo...
EP810: Challenges in the digital landscape 14.01.2025 13:59
AJ Thompson, Chief Commercial Officer, Northdoor Financial services providers are under increasing pressure to tackle risk in critical digital systems. AJ Thompson, CCO at UK IT consultancy Northdoor speaks to Robin Amlôt of IBS Intelligence about the impact of DORA, the prospect of itchy feet on the part of VC investors, and what established institutions and FinTechs can do better to prepare th...
EP809: Payment trends in APAC 10.01.2025 9:57
Maxim Neshcheret, Regional Director (APAC), CMA Small Systems AB APAC is a big region! We review general trends in regional payments and developments in domestic payments as well. In crossborder payments we look at the speed of adoption of the ISO20022 standard and at the prospects for stablecoin and tokenisation. Robin Amlôt of IBS Intelligence speaks to Maxim Neshcheret of CMA Small Systems.
EP808: Message in a bottleneck? Updating progress on ISO20022 09.01.2025 12:43
L-R: Biju Suresh-Babu, Head of Banking & Financial Services, Fiorano ; Akhil Rao, Managing Director, Nth Exception Most financial institutions are working on their ISO 20022 migration plans with some in advanced stages and already adopting the new rules for specific use cases. Others are still assessing their needs, but time is pressing. Structured data is not just a technical requirement but...
EP807: The impact of low code/no code solutions on lending operations 07.01.2025 16:54
Pradeep Varma, Co-Founder & Director, Pennant Technologies Low code and no code solutions aren’t the same, so which makes sense for your bank or financial institution’s lending strategies and products? Why does democratising application development make business sense? These questions and others about the changing lending landscape are answered in this conversation between Pradeep Varma of...
EP806: Why do NBFCs need to embrace innovation for future growth? 06.01.2025 10:48
Suresh Sarangapani, Chief Information Officer at Muthoot Finance The NBFC sector is embracing cutting-edge technologies and strategic innovations to stay ahead in a rapidly evolving market. Puja Sharma of IBS Intelligence speaks with Sarangapani on how Muthoot is leveraging technology and innovation to drive growth and navigate the evolving NBFC landscape.
EP805: UPI transformed Payments, Will OCEN do the same for India’s Lending? 02.01.2025 12:49
Bhavik Vasa, Founder of GetVantage , discusses the future of India’s digital lending and the transformative role of OCEN (Open Credit Enablement Network) in building a Viksit Bharat. Speaking with Gloria Mathias, he highlights how OCEN, like UPI for payments, will empower MSMEs by reshaping debt as a tool for growth and unlocking capital for long-term success
EP803: FinTech in Spain, and the challenges facing artificial intelligence 24.12.2024 11:29
Julio Martinez, Co-Founder & CEO, Abacum Spanish FinTech Abacum’s financial planning and analysis platform addresses the day-to-day challenges faced by CFOs. The company’s biggest market is the USA, but we begin our discussion with Abacum’s Chief Executive Julio Martinez by reviewing trends in FinTech in Spain. He tells Robin Amlôt that the country’s tech ecosystem is booming.
EP804: FinTech trends and future opportunities in Africa 24.12.2024 12:32
Ola Oyetayo, Co-Founder & CEO, Verto Stablecoins are increasingly being used as a crossborder payments solution on the African continent, as a more efficient way of making payment when faced with illiquid local currencies and slow and expensive traditional solutions. This is one of the key trends in FinTech in Africa, according to Ola Oyetayo of Verto. He also tells Robin Amlôt of IBS Intell...
EP802: Building Resilience: How Banks are tackling risks in a changing world 18.12.2024 11:54
Jaya Vaidhyanathan, CEO, BCT Digital As digital banking and embedded finance reshape the financial ecosystem, risk management has become a cornerstone for resilience and innovation. In a conversation with Gloria Methri of IBS Intelligence, Jaya Vaidhyanathan, CEO of BCT Digital, delves into how open APIs, FinTech partnerships, and evolving regulatory frameworks are reshaping banks’ risk mitigation...
EP801: How a loan management system can complement a core banking system 17.12.2024 16:09
Rama Krishna Raju, Co-Founder & CEO, Pennant Technologies Pennant Technologies offers a composable, API-driven lending platform that unlocks innovation by simplifying loan origination, management, and collections for any type of loan or line of credit. CEO Rama Raju explains to Robin Amlôt of IBS Intelligence the key reasons behind banks’ need to modernise their lending stack and why a loan ma...
EP800: Financial management beyond banking for Middle East SMEs 16.12.2024 14:59
Anurag Rastogi, Co-Founder & Head of Product & Technology, Hylobiz The relationships between banks and SMEs are inevitably problematic. Banks don’t have the data they need from businesses in order to make informed decisions, and SMEs don’t have the time they need to provide the information to them! But there is a solution that can help, addressing the challenges small businesses face in ac...
EP799: How artificial intelligence (AI) is poised to shape the future of banking 13.12.2024 10:56
Barb Morgan, Chief Product & Technology Officer, Temenos Barb Morgan was recently appointed Chief Product & Technology Officer by Temenos. Just six weeks into her post she spoke with Robin Amlôt of IBS Intelligence about her priorities in her new position, and about the company’s collaboration with AI hardware/software leader Nvidia in powering on-prem GenAI for real-time banking. Morgan a...
EP798: Can AI voice payments redefine the future of transactions? 12.12.2024 17:56
Vivek Singh, Co-Founder and Director of Tonetag ToneTag, with its innovative VoiceSe platform, is redefining accessibility in digital payments by enabling voice-based transactions on feature phones and low-connectivity networks. Vivek discusses with Puja Sharma of IBS Intelligence how AI drives this transformation in voice commerce and financial inclusion.
EP796: Solving cybersecurity – how cyber fusion centres can help 11.12.2024 12:23
Ravi Yadav, Global Head, Cybersecurity Business Unit, Tata Consultancy Services (TCS) Banks and financial services firms are turning to next-gen security solutions to better protect themselves and their customers. Ravi Yadav of TCS reviews the biggest cyber threats banks are now facing and tells Robin Amlôt of IBS Intelligence how cyber fusion centres, merging security and fraud staff, processes a...
EP797: How AI is being adopted by US mortgage lenders 11.12.2024 14:18
Rutul Davé, Co-Founder & Chief Technology Officer, Maxwell Launched in 2015 Maxwell offers US mortgage lenders solutions that address the entire mortgage loan process, from intake of application to the secondary market. The firm’s Mortgage Solutions Suite aims to help non-depository mortgage banks, credit unions, brokers, and local banks connect their communities with homeownership. Rutul Davé...
EP795: Why India’s Nano Enterprises deserve their spotlight? 29.11.2024 13:49
Yashraj Vakil, CEO of CaptainBiz What role do nano enterprises play in India’s economy? In this episode, Gloria Mathias sits down with Yashraj Vakil, CEO of CaptainBiz, to uncover the unique challenges faced by these often-overlooked businesses. Yashraj explains why nano enterprises deserve separate recognition from MSMEs. Want to learn more about these silent yet powerful drivers of India’s eco...
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