IBS Intelligence Global FinTech Interviews

Amit Nigam, COO of BANKIT Digital financial literacy is key to driving financial inclusion and empowering underserved communities in India. The conversation explores how FinTechs are revolutionising access to banking services in rural areas and the pivotal role of government policies in fostering innovation and digital awareness. Amit Nigam, COO of BANKIT, shares his expert insights with Gloria Me...

Munindra Verma, CEO of M1NXT M1NXT simplifies global trade financing by helping exporters and importers access quick liquidity through the conversion of trade receivables into cash. Its platform addresses the challenges of working capital constraints and delays in cross-border transactions. Puja Sharma of IBS Intelligence speaks with Verma on how M1 NXT is establishing itself as a trusted trade fi...

Arun Poojari, Co-founder and CEO of Cashinvoice   Since its incorporation in 2018, Cashinvoice has focused on empowering MSMEs in Tier 1 and Tier 2 cities, including women-led businesses, by providing diverse and accessible financial solutions. Arun shares insights with Puja Sharma of IBS Intelligence on how supply chain finance can tackle operational challenges and foster stronger supplier relati...

Elena Churilova, Chief Executive Officer, Cino For the Gen Z or millennial in your life a virtual payment card (there is no piece of plastic) sits on the smartphone as an adjunct to your digital wallet, and the group virtual payment card acts as a bill-splitter. It allows for payments to be made together at the same time, connecting one virtual card to multiple bank accounts. This means, for examp...

Angela Hull, VP Global Payments Partnerships, PPRO It is important for merchants operating across borders to create a true local experience that consumers and business can have confidence in. Data from PPRO shows that US citizens now spend $130 billion a year with merchants based outside the US, up from $106 billion in 2020. Elsewhere, Brazilians spend more than $3 billion a year with foreign merc...

Bilal Bajwa, Chief Product & Technology Officer, Stenn Lack of access to finance for SMEs is not a new trend but it remains an acute issue that traditional lenders still struggle to solve. For many SMEs the need for capital is immediate, without which firms run the risk of failing to capitalise on business opportunities and, potentially, losing their customers to competition. Robin Amlôt of IB...

Denis Brosnan, Portfolio Manager, CORA Group ; Beth McCoy, President, RewardOps Financial institutions may build customer interaction, share of wallet, transaction frequency and spending, in addition to brand loyalty. Consumers increasingly view ‘rewards’ as a form of currency that they ascribe a value to that is integral to the shopping experience. Such loyalty programmes can influence purchasing...

Jayatri Dasgupta, CMO of PayNearby  In this episode, Gloria Mathias chats with Jayatri Dasgupta, CMO of PayNearby and Program Director of the Digital Naari Initiative. Jayatri highlights the challenges women face in accessing financial services in India. She discusses how PayNearby's Digital Naari Initiative is addressing these barriers, focusing on making formal finance accessible to women i...

Ofer Friedman, Chief Business Development Officer, AU10TIX Banks, FinTechs and their customers face a barrage of advice on how to spot and avoid fraudulent IDs. Unfortunately, many of the tips on offer simply create a false sense of security! Among the myths being perpetuated include: Deepfakes may be spotted via inconsistent reflections and jerky movements Security features such as holograms and...

Eric Van der Kleij, Partner, Edenbase , & Yanki Onen, CEO & Founder, wamo Venture capital firm Edenbase recently made its first FinTech investment, into digital business account provider wamo. Eric Van der Kleij of Edenbase (pictured) explains the thinking behind the fund’s investment decision. We also hear from Yanki Onen, CEO and Founder of wamo, some 2 years on from our first conversati...

Robin Amlôt of IBS Intelligence speaks to capital markets expert Armin Peter (pictured) and Georgina Jarratt of the International Capital Market Association (ICMA) about the challenges facing the cross-border debt capital market in getting to grips with digitalisation. Among topics covered in the discussion: sustainable finance, the role of FinTechs, the coming of DLT and AI, and more.

Satish Grampurohit, CEO & Co-Founder, Cogniquest Cogniquest is a context-aware AI platform that aims to capture key data points and generate actionable insights from complex documents and information repositories. The solution helps unlock the potential of data through cutting-edge AI solutions, empowering business users with smarter decision-making capabilities. Full disclosure, Cogniquest is...

Brendan Thorpe, Customer Success Manager, Auriga On the fringes of the ATMIA Europe and Emerging Markets conference held for stakeholders from the ATM industry, Robin Amlôt of IBS Intelligence caught up with Brendan Thorpe, Customer Success Manager at Auriga to discuss ATM strategies and the intelligent management of data derived from cash machine networks. There is a lot to be learned from the AT...

Kurt Vogt Gwerder, Strategy Consultant, Curinos Global data intelligence business Curinos recently carried out its 2024 Great Britain Shopper Survey, which canvassed the views of 2252 people across England, Scotland and Wales who have switched primary banks in the past 3 years. The UK’s big 7 banking providers remain the go-to for ‘new to banking’ customers, and, overall, 59% of primary current ac...

Ankit Bhatnagar, Group Chief Product & Technology Officer, Vayana Group The right supply chain finance program can materially assist in managing cashflow and optimise capital deployment, weaving together a network of buyers and sellers with banks and financial institutions. Robin Amlôt of IBS Intelligence discusses the opportunities available, and the challenges involved in establishing a supp...

Justinas Jarusevicius, Partner, Motieka Law Firm Financial services need to be regulated but over-stringent regulation may stifle innovation. Lithuanian lawyer Justinas Jarusevicius represented ABC Projektai in a case that went all the way to the European Court of Justice, helping the firm to regain its payment institution licence. It’s a case that, he believes, highlights the need to strike a bal...

Rami Cassis, Chief Executive Officer, Fintilect Fintilect is the new identity for digital banking platforms ieDigital in the UK and Connect FSS in the USA, together with AI-powered recommendation engine ABAKA. Combining these 3 firms, Fintilect aims to deliver advanced hyper-personalised digital banking solutions to banks, credit unions and building societies in the UK and USA. Robin Amlôt of IBS...

Kunal Aggarwal, Founder, CEO, Credflow Effective cash flow management is essential for the success of India’s MSMEs, providing crucial real-time financial insights and growth opportunities. Puja Sharma of IBS Intelligence speaks with Kunal on how CredFlow is transforming financial management for MSMEs, helping them transition from cash-strapped to cash-rich.

Dharmesh Ghedia, Technical Director, Qodea (formerly Appsbroker CTS) Appsbroker CTS has a new name, Qodea. Dharmesh Ghedia, the firm’s Technical Director, explains the reasoning behind the new identity. He also tells Robin Amlôt of IBS Intelligence that 71% of financial services organisations are struggling to make use of the data that they have. One answer could be to embrace the concept of a ‘da...

Scarlett Sieber, Chief Strategy Officer, Money20/20 Ahead of Money20/20 in Las Vegas at the end of October, Robin Amlôt of IBS Intelligence spoke with Scarlett Sieber, Chief Strategy Officer at Money/2020, discussing the dynamics shaping the global FinTech investment landscape and the development trends in FinTech. Here’s a clue – AI! Now in its 13th year, Money20/20 runs annual shows in Amsterdam...

Frans Westdorp, Product Owner Trade Finance, ABN AMRO Bank & Richard White, Head of Trade Finance, Commercial Banking Applications (CBA) ABN AMRO Bank recently went live with Norwegian software vendor Commercial Banking Applications’ Transaction Due Diligence (TDD) functionality within CBA’s IBAS GBF - Global Banking Factory. The bank is now using TDD across its global trade finance operations...

Robert Bueninck, Chief Executive Officer, Unzer Integrated payment and software solutions that cover every aspect of the retail journey can resolve many headaches faced by merchants across Europe. Solutions on offer include online purchases and in-store mobile point-of-sale systems to final settlement and essential business processes. Robin Amlôt of IBS Intelligence speaks to Robert Bueninck, Chie...

Matt Storey, Chief Product Officer, SteelEye Cross-product manipulation happens when an individual or entity places orders or trades in one financial instrument to unlawfully influence the price of another, either on the same platform or on different ones.  This kind of manipulation can be tricky for firms to spot because it often leaves only subtle clues. But regulators in the US and UK are payin...

Martynas Bieliauskas, Chief Executive Officer, Klarpay AG Open banking in Europe has promised much but has it delivered on expectations? Not yet, according to Martynas Bieliauskas, CEO of Klarpay. A veritable explosion of transaction and asset types together with a fragmented global payments landscape that encompasses a variety of infrastructures and regulator environments has left open banking st...

Sivaram Kowta, President, Digital Banking at Zeta What does the future hold for digital banking and credit in India? Gloria Methri of IBS Intelligence speaks with Sivaram Kowta of Zeta, who delves into the transformative potential of the Unified Lending Interface (ULI) introduced by the RBI. Explore how Zeta envisions a UPI-driven credit ecosystem that could fundamentally reshape the banking lands...