"I Heard That" (Podcast) with Coach Clarence

In this episode of  Coaches Corner, Coach Clarence dives into a powerful but often overlooked homebuying strategy—the mortgage buy-down. With rising interest rates sidelining buyers and scaring off first-timers, Clarence breaks down how a 2-1 buy-down can put real cash back in your pocket. You’ll learn:  ✅ What a mortgage buy-down is (in plain English)  ✅ How a 2-1 strategy works and who it’s be...

In this episode, we dive into the flaws of the traditional education system and its approach to preparing students for financial success. The host highlights the disconnect between years of academic training and practical financial knowledge, questioning why essential topics like wealth building, credit use, and investment strategies are often overlooked. The discussion critiques the outdated narr...

In this compelling episode of Coach's Corner , Coach Clarence sits down with Carlo Taormina , a renowned transformational mindset coach and peak performance expert . Carlo opens up about his battle with depression and suicidal ideation , sharing how he transformed his life and now empowers others to achieve personal and professional success .​ Discover Carlo's step-by-step approach to enhancing pe...

Hey Team, Let me start by wishing Regina a very Happy Birthday and in honor of her Birthday we are releasing her episode of Coaches Corner. Regina Huber, is a transformational leadership coach, inspirational speaker, and best-selling author. Regina shares her eclectic journey, having lived and traveled across five continents. She discusses her work at Transform Your Performance, where she helps cl...

The Truth About Weight Loss No One Tells You!  Think losing 110 pounds is just about diet and exercise? Think again. In this episode of Fit Over 40 , Coach Clarence sits down with Coach Steph , a woman who completely transformed her body—and her life—by mastering her mindset first. 🔥 From feeling stuck to unstoppable —her wake-up call forced her to make a change. Now, she’s breaking down exactly...

In this episode of Coaches Corner, the host discusses the critical topic of brain fitness with guest Arnold Beekes. Arnold, originally from the Netherlands and now residing in Romania, emphasizes the importance of maintaining cognitive health, especially as we age. He points out that just as physical fitness is essential for our bodies, brain fitness should equally be a priority, starting as early...

In this episode, we dive into self-employed individuals' challenges when applying for home loans. Despite generating substantial revenue, 99% of self-employed people often find themselves declined for mortgages due to the way lenders assess income. The host explains how tax benefits, such as writing off expenses and deducting business costs, can lead to a lower taxable income, which is what banks...

🏡 How to Get Approved for a Mortgage – Step-by-Step Guide 💰 Feeling overwhelmed by the mortgage approval process? You’re not alone! In this episode of Coach's Corner, we break down how to get approved for a home loan with simple, actionable steps. ✅ What You’ll Learn: Credit Score Essentials – What lenders look for and how to improve yours. Debt-to-Income Ratio (DTI) – Why it matters and how to...

In this episode of Coach's Corner, Coach Clarence welcomes Dr. Elizabeth Pritchard, an esteemed keynote speaker, researcher, and leadership coach from New Zealand, now based in Australia. Dr. Pritchard shares her inspiring journey from growing up on a dairy farm in Aotearoa to becoming a leading figure in cultivating authentic leadership among women executives. With a background in occupational th...

In this episode of Coach's Corner, we dive into escrow, a crucial aspect of home buying that often raises questions among buyers. Our host simplifies the complexities of escrow, discussing what it is, why amounts are withheld for insurance, and its pros and cons. Whether you're a first-time homebuyer or a seasoned homeowner, understanding escrow is essential for managing your finances effectively....

In this episode of Coach's Corner, the host dives into an inspiring conversation with Zach Oehlman, a seasoned entrepreneur known for buying and scaling businesses. Zach shares his unique journey from growing up on a farm in Northwest Indiana to discovering his passion for finance after a life-altering event. He reflects on his challenges, including working for free and navigating the tumultuous f...

In this episode of Coach's Corner, host Clarence welcomes Allan Misner, a full-time coach and the voice behind the 40 Plus Fitness Podcast. Allan shares his transformative journey from a corporate executive to a health and wellness expert, emphasizing the struggles he faced with obesity and unhappiness in his corporate life. He discusses the importance of energy management and stress reduction for...

In this episode of Coach's Corner, Coach Clarence dives into an inspiring conversation with Jeff Patterson, a martial arts expert with over 36 years of experience. Jeff shares his journey of founding his academy in Portland 30 years ago, where he has welcomed over 26,000 students into the martial arts community. He reflects on his deep connections with long-term students, many of whom have trained...

In this episode of Coach's Corner, the host dives into an enlightening conversation with Sharon Sievert, author of "The Superpower of Balanced Leadership in Unbalanced Times" and CEO of Core Coaching and Consulting. Sharon shares her journey from her roots in the Boston area to growing up in the Midwest, highlighting her diverse background and global perspective as a consultant. The discussion cen...

In this episode of Coach's Corner, Coach Clarence dives into an enlightening conversation with Sharon Sievert, author of "The Superpower of Balanced Leadership in Unbalanced Times" and CEO of Core Coaching and Consulting. Sharon shares her journey from her roots in the Boston area to growing up in the Midwest, highlighting her diverse background and global perspective as a consultant. The discussi...

In this episode of Fit Over 40, host Coach Clarence sits down with Adam Zuckerman, the founder of Buried in Work, to discuss the intricacies of estate planning and the importance of organization during end-of-life tasks. Adam shares his personal journey, highlighting how the sudden loss of his father to leukemia motivated him to leverage his legal and financial expertise to assist others in naviga...

In this episode of Fit Over 40, host Coach Clarence dives into the theme of taking action versus succumbing to anxiety, particularly in light of recent events that have stirred up emotions and uncertainty among the public. He shares personal experiences from a challenging year, emphasizing that even coaches face difficulties. Clarence outlines practical strategies to combat anxiety and encourages...

In this episode, we delve into the essential aspects of mortgage loans, providing first-time homebuyers with the knowledge they need to make informed decisions. We discuss various mortgage options, including conventional, FHA, VA, and jumbo loans, explaining how each works and their benefits. You'll learn that a mortgage is essentially a loan secured by real estate, similar to car or student loans...

In this powerful episode of Coach's Corner, Clarence sits down with personal development coach and Toastmasters president, Michael Vincent Brunnhoelzl , for an inspiring conversation you won't want to miss! Michael opens up about his journey—from facing mental health struggles and challenges in high school to discovering his passion for real estate through his family's brokerage in San Diego. But...

In this episode of Fit Over 40, host Coach Clarence welcomes Jonathan Niziol, a multifaceted individual with a background in real estate investment, modeling, and training. Originally from Canada and now residing in Texas, Jonathan shares his journey from being a professional lacrosse player to finding his passion in coaching and personal development. He opens up about overcoming feelings of shame...

In this episode of Fit Over 40, host Coach Clarence sits down with the inspiring. Michele Robbins is a dedicated realtor with over 23 years of experience. Michele shares her journey from being a single mom navigating the real estate market without guidance to becoming the team lead of the elite team at LPT Realty, selling homes across Arizona, and Florida, and soon expanding to Tennessee. With a p...

On this episode of Fit Over 40 with Coach Clarence, the focus is on finances. Coach Clarence highlights the disparities in credit scores between white Americans and non-white Americans, emphasizing the importance of financial education. He discusses how a lack of early financial education can lead to challenges later in life, stressing the need for proactive credit management. Tune in to gain insi...

On this episode of Coach's Corner, host Coach Clarence interviews Tony Lopes, CEO of Dirty Boots Capitals, a real estate professional, bestselling author, coach, and speaker. Tony shares how he retired at 44, emphasizing his journey with integrity and humility. The conversation delves into mindset and financial training, offering valuable insights for listeners seeking financial independence. Tune...

Overcoming Limiting Beliefs: In this episode of Fit Over 40, Coach Clarence discusses the impact of limiting beliefs on financial success. He defines limiting beliefs as false assumptions and negative thoughts that hinder personal growth and success. Examples include "I'm not good with money" and "Wealth is not for me." By addressing and changing these beliefs, individuals can break free from ment...

In this episode of Fit Over 40 with Coach Clarence, the focus is on the importance of maintaining a good credit score. Coach Clarence discusses how credit impacts various aspects of life, from loans to job opportunities. He highlights the factors that can affect credit scores and emphasizes the need to regularly check your credit report. Tune in for insightful tips on managing your credit effectiv...