Get the Hell Out of Debt

When a listener asks how to stop slipping back into old shopping habits during a season of major life changes, Erin offers a perspective that challenges the way most people think about spending, self-worth, and financial success. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Plans start at $15 a month at MintMobile.com/skye. Thanks to Qui...

There’s a reason some people can walk into a room, speak for a few minutes, and suddenly have everyone leaning in. In this episode, Erin and Keri explore that “It Factor” with author and presentation expert, Colin Boyd. If you’ve ever avoided speaking up, undersold your ideas, or wondered how others seem to communicate with so much ease, this conversation will shift how you see your own voice. Col...

Erin and Keri look at the everyday habits, hidden assumptions, and seemingly harmless decisions that slowly erode trust, wealth, and financial freedom. Tune in for an honest conversation about how telling the truth might be the most profitable financial move you can make. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Plans start at $15 a...

Hear ye, hear ye: the people are fed up. As we prepare for the long weekend, Erin and Keri read listener declarations proclaiming freedom from all kinds of nonsense. Grab a hot dog, wave a tiny flag, and prepare to see yourself in at least one of these declarations. Join our online community to share your own declaration: www.getthehelloutofdebt.com  Today’s episode is brought to you by Quince. Go...

Erin and Keri discuss a real life TikTok scenario that highlights the difference between giving kids money and teaching them how to use it. Have a listen for Erin’s practical ideas for building financial literacy, how to encourage responsibility, and the best way to help the next generation develop habits that can serve them for decades. Check out the featured TikTok mom here: https://www.tiktok.c...

A listener calls in with a dilemma that sparks a conversation about career identity, self-worth, boundaries, workplace culture, and the stories we tell ourselves about money. Erin challenges some common beliefs about career moves and offers a perspective that could change the way you think about your next opportunity. Join our online community: www.getthehelloutofdebt.com  Today’s episode is broug...

Erin shares a framework for navigating uncertainty without losing momentum, and explains why some people will emerge stronger from this transition than ever before. This episode is about more than AI - it's about building a life that can withstand change. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Quince. Go to Quince.com/skye for free shipping on...

A listener wrestling with a debt payoff decision sparks a conversation about momentum, motivation, integrity, and why the "best" financial choice isn't always straightforward. If you change your plan halfway through, are you being flexible or sabotaging yourself?  If you have a budget-friendly food you want Erin to try, leave us a voicemail here: www.speakpipe.com/erinskyekelly  Join our online co...

A  listener has a student loan question that sits right in that grey area. Erin goes through the hidden trade-offs that come with borrowing, saving, investing, and trying to squeeze extra value from money that isn't technically yours yet.  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Quince. Go to Quince.com/skye for free shipping on your order of ev...

Erin and Keri hear from a listener whose dad recently passed away. They discuss what happens when grief, family, responsibility, and money all arrive at once. How do you manage emotional spending, decision fatigue, and the pressure of honoring someone you love?  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by AirDoctor. Join Erin and 98% of AirDoctor’s...

There’s a particular kind of exhaustion that comes from trying to hold everything together: the kids, the bills, the unexpected expenses, the pressure to “do it right.” Erin has insight for when your emergency fund keeps disappearing, your motivation starts fading, and you’re tempted to stop trying altogether. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to yo...

If you’ve ever felt guilty saying “no” to your kids while trying to get your financial life together, this episode is going to hit close to home. Erin answers a listener question every parent of a teenager will recognize: how do you explain budgeting, debt payoff, and financial priorities to a teen who just wants to live their best life right now?  Join our online community: www.getthehelloutofdeb...

A new idea. A new opportunity. A new direction that feels just exciting enough to pull you off track. But what if that pull isn’t wisdom… it’s pattern recognition? Erin and Keri explore what it really costs when you switch goals right as you’re about to finish the most important one. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Quince. Go to Quince.c...

A listener is at a real-life crossroads where a lump sum of money and a new business opportunity are colliding. Erin and Keri dig into how to tell the difference between a true investment and a well-timed distraction, why due diligence matters more than enthusiasm, and what questions reveal whether something is built to last, or built to sell you on the idea quickly. Join our online community: www...

There’s a moment in almost every financially aware woman’s life where she has to decide: stay with predictable income or step into something that depends more on performance, effort, and belief in herself. On paper, it looks like a practical comparison. In reality, it rarely is. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Quince. Go to Quince.com/sk...

When a male listener asks whether this podcast could speak more directly to men, Erin shares why this space was created the way it was, and why that choice wasn’t accidental. Men, we want to hear from you! Do you feel alienated in a room where women are gathered? Share your thoughts with us here: www.speakpipe.com/erinskyekelly  Join our online community: www.getthehelloutofdebt.com  Today’s episo...

Picture this: you’re at the checkout and your total goes over your budget. Do you let the cashier carry on and deal with the repercussions later? Or do you stop them and ask to put something back? Your choice says more about your relationship with money than you think.  Join our online community: www.getthehelloutofdebt.com  Find Erin’s friend, Mark Groves, on Instagram - @itsmarkgroves  Today’s e...

When a listener questions whether paying for coverage makes sense for aging parents and an older spouse, Erin dives into the uncomfortable - but wildly important - conversation most families avoid. This episode is going to change how you think about one of adulthood’s least glamorous decisions. Erin’s Favorite Canadian Insurance Company:Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e00...

A promotion. A hidden account. A marriage that looks fine on paper... Erin and Keri explore the blurry line between secrecy and self-protection, the financial habits couples fall into without realizing it, and why money conversations often reveal much bigger relationship dynamics.  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Quince. Go to Quince.com...

What if the hardest part of getting out of debt isn’t a lack of discipline… but the price tag attached to being stretched too thin? Erin and Keri get into the uncomfortable reality that sometimes the people with the least wiggle room end up paying the most. Expect surprising examples, a few moments that may hit close to home, and practical perspective that turns frustration into a plan. Join our o...

Have you been in a situation where someone in your life decided that your emergency was their financial problem? This episode digs into a listener dilemma that sounds like it's about $80 but is actually about something much bigger. Erin's advice is going to make you rethink every friendship where you've ever said yes when you meant no. Have you and your friend group ever gotten into a tricky money...

A routine banking errand turns into a conversation every consumer needs to hear. This episode pulls back the curtain on why accessing your own money can suddenly feel like applying for permission. Erin and Keri connect the dots between modern banking systems, consumer debt, and the quiet ways people are taught to tolerate financial friction without questioning it.  Links to Erin’s fave no-fee bank...

This episode is for the woman who’s exhausted from trying to hold everything together while convincing herself she should just be grateful for the life she built. Erin and Keri explore the hidden consequences of “dream” purchases, the danger of operating from scarcity, and why creativity disappears when stress takes over. It’s a conversation about finding possibilities again when your finances fee...

Summer has a sneaky way of turning “we’re doing great financially” into “why is the credit card smoking by August?” This episode is a practical reset for anyone trying to enjoy the season without undoing months of progress. From family outings and spontaneous patio dinners to the emotional pull of “we deserve this,” Erin and Keri share the systems, habits, and tiny mindset shifts that keep summer...

By the time Leisha found the podcast, she had already done all the things people say should work. She had lived frugally, sacrificed constantly, sold belongings, skipped experiences, and spent years trying to budget her way out of stress. Still, the cycle kept repeating itself. What caught her attention wasn’t another rigid money plan. It was hearing conversations that treated money as part of a r...