Get the Hell Out of Debt

One minute you’re focused on paying off debt. The next minute you’re researching supplements, joining a gym, buying new workout clothes, and somehow explaining all of it to your credit card statement. Erin and Keri discuss why smart women can still fall into emotional spending cycles when health, identity, productivity, and self-improvement collide.  Learn more about Erin’s ADHD + Money course her...

This episode gets into the habits so many women normalize and why those patterns feel almost impossible to break. If your spending has ever felt tied to your stress level, your friendships, your relationship, or your identity, this conversation is going to hit close to home. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile.  Get 50% off Unlim...

Great vacations aren’t about spending more when you’re on a budget. In this episode, you’ll get a collection of travel hacks that help you avoid overpriced mistakes, make more intentional choices, and actually enjoy the time you’ve worked so hard to take off. Have a listen to ensure your holiday feels expansive and isn’t something you’re paying for after you get home.  Do you have a travel hack to...

When a financial opportunity lands in your hands, do you keep it safe, or do you use it to invest in yourself? The answer isn’t emotional, it’s strategic. If you’ve been waiting for permission to take yourself seriously as an asset, this might be the conversation that gives it to you. Join our online community: www.getthehelloutofdebt.com  Link to Erin’s book rec “Profit First” https://amzn.to/4dh...

Taxes, tuition, and weddings, oh my! With competing priorities pulling from every direction, the real question becomes: what actually deserves your money first? The answer might surprise you, and it might also be the shift that changes everything about how you approach debt, spending, and decision-making moving forward. Join our online community: www.getthehelloutofdebt.com  Today’s episode is bro...

For Jessica, hitting her breaking point didn’t come with perfect timing or a clear plan, just a realization that she was done living a life that didn’t feel like hers. What followed wasn’t about restriction or extremes, but a different way of approaching money that actually fit her real life. If you’ve ever thought, “I can’t do this again,” this story will feel familiar in the best way. Jessica sh...

You can be kind, compassionate, and incredibly good at what you do… and still be making a costly mistake with your money. Erin reveals a subtle habit that keeps showing up for high-capacity women - especially the ones others rely on - and why fixing it has less to do with numbers and more to do with something deeper. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brough...

There are often-overlooked habits that quietly shape financial outcomes over time, both for you and for the next generation. If you are looking to give your kids a financial headstart, or if you are ready to have one of your own, this episode is a must-listen. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by: Quince – Beautiful, high-quality essentials (...

For Nicole and Michael, Erin’s book Get The Hell Out Of Debt showed up at exactly the right time. What started as curiosity quickly turned into action, and that action turned into over $53,000 in debt paid off. If you’ve ever felt like you and your partner are taking turns being “the motivated one,” this story is for you.  Nicole and Michael share how years of back-and-forth - budgeting attempts,...

This is one of the most controversial aspects to budgeting, and many people think they can leave this out when they are financially hurting. Listen to this episode to learn what area you absolutely need to consider in your budget if you want to grow your abundance and wealth. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Air Doctor. Get $300 off using...

Progress with money doesn’t always announce itself. It shows up in quieter ways, like catching yourself mid-pattern or choosing differently when no one’s watching. You may think you’re not doing enough, but you will be surprised what counts as a massive money win when you’re building wealth. When you sign up for Wealthsimple, use this link and help sponsor others into the Get The Hell Out Of Debt...

Meet Jessie. She paid off over $55,000 in 23 months using the Get the Hell Out of Debt method, all while growing her business and raising small kids. If you have ever doubted your ability to master money as a solopreneur, Jessie will inspire you to take control of your numbers, build real financial systems, and prove to yourself that consistency beats chaos every time. In this episode, Jessie shar...

You’ve done the hard part - facing the numbers, cutting back, and making real progress. But now it’s quiet. Predictable. Maybe even a little dull. DO NOT INSERT DRAMA HERE! Drama = Debt. Listen to the advice that millions of people have followed to get the hell out of debt when they are stuck in the messy middle.  Get Darren Hardy’s book “Compound Effect” here: https://amzn.to/4sXVVNZ  Join our on...

There’s a specific kind of money that feels different the moment it lands in your account. It feels flexible. Justifiable. Almost… deserved. And that’s exactly where things can start to go sideways. Erin Skye Kelly takes a closer look at how quickly intention can get replaced by emotion when you’re deciding how to handle a tax refund.  Join our online community: www.getthehelloutofdebt.com  Today’...

It starts innocently…covering a bill, booking something on your card, or helping someone out “just this once.” But what happens next can quietly shift everything. Erin and Keri explore the emotional, relational, and financial ripple effects of lending and borrowing money in everyday situations. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Northwest R...

You know what you need to be doing with your money, so why does it feel so hard to actually do it? If you’ve ever promised yourself you’d “be better” this month only to find yourself right back in the same patterns this episode will hit close to home. Erin and Keri are digging into what’s really going on beneath the surface of spending habits, and why the usual fixes don’t seem to stick. Join our...

You’ve probably seen it - people proudly saying no to dinners, trips, and spending in the name of being “responsible.” But what if that approach is only solving part of the problem?  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Northwest Registered Agent. Get more for your business with Northwest Registered Agent at northwestregisteredagent.com/ErinF...

When it comes to money, the right answer isn’t always consistent. It depends on the context. Erin and Keri discuss two situations involving travel and financial pressure, where one decision could set you back… and the other might actually matter more than the numbers. Knowing the difference is everything. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by...

There’s a quiet pattern playing out in women’s finances, and it has nothing to do with intelligence or discipline. Erin and Keri take a closer look at the habits, beliefs, and experiences that shape how women approach money, and why those patterns can keep wealth just out of reach.  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Quince. Upgrade your be...

Gloves up! We’re putting one of the biggest money debates head-to-head. Owning a home has long been crowned the champion of wealth-building, while renting has been cast as the underdog. Erin Skye Kelly breaks down each round of the fight, looking at what each option actually delivers when it comes to your finances, your flexibility, and your future. Join our online community: www.getthehelloutofde...

Financial red flags aren’t always obvious. They can be subtle, tricky, and disguised as “normal” decisions. Erin exposes the habits that silently sabotage your wealth, like focusing on monthly payments instead of total costs or letting your lifestyle creep faster than your income. Learn how to track your net worth, create a plan, and handle money challenges before they become crises. By the end, y...

It looks like a smart move on paper - lower interest, faster payoff, more breathing room. But what if the strategy that feels responsible is actually the thing keeping you stuck? Erin and Keri break down a common financial decision that many people consider when they’re trying to get ahead and why it doesn’t always deliver the results you expect. Join our online community: www.getthehelloutofdebt....

When your relationship feels like it’s standing on a fault line, clarity around money becomes essential. Erin Skye Kelly explores what it really means to prepare financially when you’re not sure whether you’re staying or going. From gathering information to protecting your future, Erin offers a steady path forward when everything else feels uncertain. Join our online community: www.getthehelloutof...

You can earn more money, make smarter choices, and still feel like you’re barely staying afloat. Erin and Keri explore the subtle ways childhood experiences shape how we think about money, and why those patterns can quietly influence spending, saving, and even how we see ourselves financially. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile....

Most parents want their kids to have a better financial life than they did, but very few know how to actually teach it. Erin and Keri chat about the moment when young adults gain access to one of the most powerful wealth-building tools available, and the surprisingly effective way to help them understand it. And it can have an impact that lasts for decades. Join our online community: www.getthehel...