Future Rich with Barbara Ginty, CFP®

This week on Future Rich, CFP Barbara Ginty follows up with Nacray from episode 43 of the podcast to find out what's changed in her life and finances over the last four years. Nacray finished school, took a year off during Covid, then committed to a year of aggressive savings. She now works as an Architectural Designer at an Architecture Firm, teaches four months out of the year, and has a sid...

We’re sure by now you’ve seen the news on the Silicon Valley Bank failure, but if you weren’t already aware, this past week we experienced the second-largest bank failure in history and the fastest bank failure in history. The last big bank failure we had was in 2008! So... how does the 16th largest bank in the country fail?  All of the information isn’t out yet, but this solo episode with CFP Bar...

Where are you in your financial life? Do you want to pay for and need to pay for more specialized advice and education? In today's episode, Barbara breaks down the differences between a Financial Coach and a Financial Advisor along with the top three things that you should look for when hiring a Financial Advisor. Your finances have a HUGE impact on your entire life, so you want to make sure t...

Happy Friday! Today's lovely guest is Nora. Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free. In this episode, Barbara and Nora discuss... Long-term financial planning Barbara's suggestions for Nora to get the biggest bang for her buck from a tax standpoint. Sneaking a Roth IRA inside of a 4...

In today's episode, CFP and Future Rich Host Barbara Ginty is joined by Morgan, who lives in NYC. Morgan has had a pretty wild few years. Pre-pandemic, she worked as an actress and server. During the pandemic, she started a sales position in the corporate sphere. She is 35 and is at the point in her life where she wants to stop living "hand to mouth." Her major goals are... To pay off...

In today's episode, CFP and Future Rich Host Barbara Ginty is joined by Amy, who lives in Brooklyn, NY, and works as a Speech Language Pathologist in the Public School System. Amy is 32 and recently discovered Future Rich after hearing Barbara on the Break up Bestie podcast. She has done a great job sorting out her budget and consolidating her credit card debt which was at 11K and at the time...

In today's episode, CFP and Future Rich Host Barbara Ginty is joined by the lovely Jane, who shares a story of true perseverance and strength. We're not kidding when we say that Jane should write a book on her experience! Jane is 25 years old and based in Salt Lake City, Utah where she works as an office manager. She has overcome three major accidents with a super positive attitude. Her ou...

Welcome to SEASON 6 of the Future Rich Podcast!!  Time flies! Thank you to everyone who has been with us since the beginning of the podcast :) We're so excited to be back for another season.  Floral, photography, venue, gifts, dresses, DJs, and cakes, oh my! In today's episode, CFP and Future Rich Host Barbara Ginty is joined by the show's producer, Potter to talk all things WEDDING! B...

Happy Friday, Future Rich Fam!  In episode 106 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker living in LA with her fiancé.  ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes the first week of February 2023*** Barbara helps Selena develop a plan to get rid of her intimidating a...

Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Rosanna.  ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes the first week of February 2023*** Rosanna is re-entering the workforce in her 40s after taking some time off to help out with her and her husband's aging parents and is currently in...

Woohoo! We made it to Friday, Future Rich fam! This week we have a great episode with our wonderful guest, Veronica!  ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes the first week of February 2023*** Veronica is a 32-year-old living in Santa Fe, New Mexico, in a property she purchased with her ex-fiancé. She works remotely as an A...

In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Robert Leonard. ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes in January 2023*** Robert is the VP of Growth at The Investor’s Podcast Network and the host of a top 1% business and investing po...

You're in for a treat! In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Dee! ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes in January 2023*** Dee is a 36-year-old entrepreneur working in Behavioral Health Management. She lives with her husband, human child, and fur chi...

Oh wow, we certainly have a treat for you this week on Future Rich! CFP Barbara Ginty chats with the wonderful Erin!  ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes in January 2023*** Erin is a 32-year-old Engineer living with her family in Virginia. We thought we had seen the best budget this season, but Erin is really turning he...

Happy Friday, Future Rich fam! We're posting fan favorite episodes of the pod during our annual winter break. We'll be back with new episodes in January 2023.  We have a really great throwback episode this week with our fantastic guest, Mickey! Mickey is a 28-year-old living in Boston, Massachusetts, working as a mentor in a non-profit. Not only does she have a pretty excellent grasp on ke...

Did you know that according to the Bureau of Labor Statistics, women are the primary breadwinners in 38% of marriages? In today's SEASON 5 WRAP UP episode, CFP Barbara Ginty is joined by the editor of the Future Rich Pod, Aimee to discuss the topic of female breadwinners and the potential effects that out-earning your partner could have on your relationship. Research by the University of Chica...

We have a great follow-up episode this week on the Future Rich podcast. CFP Barbara Ginty chats with NYC-based Nurse Practitioner Monique about how she became officially credit card debt free! The last time Monique was on the show was in February 2019. In the three years since she talked to Barb, she has moved from Philadelphia to New York and reduced her self-proclaimed “tornado” of debt to a muc...

On this week's episode of Future Rich, Barbara Ginty interviews Charlotte Geletka, CFP® CRPC® and Managing Partner and Financial Advisor at Silver Penny Financial based in Atlanta, Georgia. As an experienced investment advisor representative Charlotte is more of a financial coach than anything else, committed to helping her clients get to a point where they can stop worrying about their financ...

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 32-year-old Melanie! Melanie lives in Ohio and works as a systems analyst in the healthcare system. Buckle up, because Melanie has a truly incredible mindset when it comes to saving money. She is also debt free, aside from her mortgage, which she splits with her boyfriend. Listen to learn how Melanie...

Have you ever felt controlled by money in your relationships? On this week's episode of Future Rich, Barbara Ginty interviews an extra special guest, Kendra Allen. Kendra Allen is the founder of Breakup Bestie, an online coaching service for women going through a romantic heartbreak. Her mission is to help women see breakups not as an end but as a beautiful opportunity to get to know themselve...

On this week's episode of Future Rich, join CFP Barbara Ginty for a solo episode all about the state of the market!  This is probably for the majority of you, your first time experiencing a Bear Market, which is a decline in the market of over 20%. Not only that, but also we have been in the down market for almost a year at this point. This is the first time this has happened in a VERY long ti...

On this week's episode of Future Rich, Barbara Ginty interviews 29-year-old Kennley, who works in the meeting and event planning industry in San Diego. Kennley has hardly any debt but a lot of anxiety surrounding her savings and how to make her variable budget work for her financial goals. Barb and Kennley discuss… Traditional vs. Roth IRAs How to manage taxes in a high-tax city Why it's n...

On this week's episode of Future Rich, Barbara Ginty interviews Nadya Okamoto. Nadya is the Co-founder and CEO of August , a lifestyle brand working to reimagine periods. Nadya is also the Founder of PERIOD ( period.org ), an organization fighting to end period poverty and stigma that she founded at the age of 16. She has been recognized on the lists of Forbes 30 under 30 , Bloomberg 50 “Ones...

On this episode of Future Rich, Barbara Ginty interviews 28-year-old Natalie! Natalie is a Designer who recently got married on Zoom (Congrats!!!) and has channeled her inner Barbara by asking for a raise at her current job. She got a 3% raise last year AND a 4% bump a few weeks ago.  Her biggest financial stresses are that she has 105K in graduate and undergraduate student loan debt spread across...

In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia, a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time. From moving into a new home AND expecting their first baby, they are going through a lot financially. Barbara helps Dahlia plan for the unexpected and gives her advice on life insurance, taxes, and investments!  FYI!...