Future Rich with Barbara Ginty, CFP®

This week, we have the second episode of the new Future Rich x The Purse podcast series, Money Talks!  In this series, we invited four guests to share their personal finance stories on a video podcast with personal finance experts Barbara Ginty, CFP®, and Lindsey Stanberry, author of the Refinery29 Money Diaries book.  Our second guest in the series is the lovely Kelly Schulze, who is going throug...

This week, we have our first-ever episode of the new Future Rich x The Purse podcast series, Money Talks! In this series, we invited four guests to share their personal finance stories on a video podcast with personal finance experts Barbara Ginty, CFP®, and Lindsey Stanberry, author of the Refinery29 Money Diaries book.  Our first guest in the series is the wonderful Nina Mehta, who is in a state...

In this week's extra special episode, Certified Financial Planner Barbara Ginty interviews Founder & Principal Style Strategist of BU Style, Natalie Tincher! Natalie shares some of her top tips for investing in your wardrobe and why style strategy is so important, even in this economy!  An enthusiastic inspirer, passionate Style Strategist, and curious entrepreneur, Natalie Tincher founded...

There's so much to cover in today's episode that we've had to split it into two! This is part two. Listen to Episode 215 for part one! To recap, our guest is the wonderful May. She is located in a suburb of Kansas City. She is 36 years old, married, and works for a non-profit firm as a paralegal. May has A LOT going on with her financial life. She got married, bought a house, her husba...

There's so much to cover in today's episode that we've had to split it into two! This is part one. Next week on August 25th, part two will air. Our guest today is the lovely May. She is located in a suburb of Kansas City. She is 36 years old, married, and works for a non-profit firm as a paralegal. May has A LOT going on with her financial life. She got married, bought a house, her hus...

In today's episode, CFP Barbara Ginty interviews the lovely Lola! Lola works in the healthcare field as a nurse, is married, and has two children. She and her husband just sold their house and moved to a rental about a month ago to deep LA to be closer to work. The most challenging part of Lola's budget is her childcare costs, which are up to around $2500 per month!! 🤯 Lola and Barb discu...

In today's episode, CFP Barbara Ginty interviews the fabulous Ruthie! Ruthie lives in Brooklyn, New York, and works in Manhattan. She is thirty-five years old, single, and lives alone. She feels like she's constantly playing catch up from working in the non-profit world for 12 years of her life. She makes $104,000 per year at the first for-profit job that she's had. Ruthie and Barb dis...

Hey Future Rich Fam! In today's solo episode, I do a deep dive on Social Security. One of the key components of securing your retirement is through Social Security. There has also been a lot of news lately that Social Security Benefits might run out, which is why I wanted to hop on the pod and give you some insight into this fascinating program. In this episode I discuss... The fascinating his...

In this week's extra special episode, Certified Financial Planner Barbara Ginty interviews the prolific author of the #MoneyDiaries book, Lindsey Stanberry! Lindsey shares her personal experience of leaving her job as Executive Editor of Fortune with nothing else lined up and how she managed the financial stress and lifestyle changes that come with big career changes. Watch the video version o...

In today's episode, CFP Barbara Ginty interviews the wonderful Stacy! Stacy is our first guest coming from Puerto Rico! She is 29 years old and works in Marketing for Real Estate. Stacy's situation is unique because she inherited a large sum of money after her father passed away. She's interested in investing in sound, long-term investments and is also contemplating taking a sabbatical...

Today’s episode is a really fun one! CFP Barbara Ginty interviews the wonderful Carrie! Carrie is 36-years-old. She works in Nebraska as a paralegal and is currently in the process of becoming a first-time home owner. She makes $1900 per month and has some high expenses that are holding her back from reaching her financial goals. Barbara and Carrie discuss... If it's worth it for Carrie to hav...

Hey Future Rich Fam! In today's special Q&A episode, Barbara answers YOUR questions submitted through our Instagram , which if you aren't already following, you should! We got some juicy questions ranging from figuring out what you can afford when buying a new home vs. what you're approved for, how and when to share expenses with your partner, and what is different when you're...

On this week's episode of Future Rich, Barbara Ginty interviews Jeanne Kelly! Jeanne is a credit coach, healthy credit expert, motivational speaker, founder of The Kelly Group, and author of The Credit Training & The Credit Makeover. What started as a single decision to pursue a better life for herself and her daughter has since become an empire raising awareness about healthy credit. In t...

On this week's episode of Future Rich, Barbara Ginty interviews CFP® and CRPC® Sarin A. Barsoumian! Sarin is a Financial Advisor & Founder at SMB Financial Strategies, LLC. Since 2005, Sarin has been helping clients define and pursue their financial goals. She is currently licensed in multiple states including California, Connecticut, Florida, Georgia, Massachusetts, New Hampshire and New...

Hey Future Rich Fam! In today's solo episode, Barbara dives into a wide range of topics including... Super useful travel tips to help you save money on your next vacation Crucial information on refinancing that people don't want you to know Why you should be making principal-only payments The history of mortgage rates and why you shouldn't just "wait" for lower rates PLUS Barb...

Today’s episode is a really fun one! CFP Barbara Ginty interviews the wonderful Bernadette! Bernadette just turned 37, lives in a house that she purchased in upstate New York, and works as a District Manager for a wine supplier. She has a great base salary of 100K per year with variable bonuses. She's a self-proclaimed boater at heart, and exclaims that BOAT stands for, "bust out another t...

In today’s episode, CFP Barbara Ginty interviews the lovely Caroline! Caroline is 36, lives in Colorado with her husband, and works in the financial industry. They have one child and a baby on the way. She has a healthy budget but worries that she and her husband didn’t do enough in their 20s. She wants to ensure that they're doing all the right things now that their family is growing and thei...

In today’s episode, CFP Barbara Ginty interviews the lovely Caroline! Caroline is 36, lives in Colorado with her husband, and works in the financial industry. They have one child and a baby on the way. She has a healthy budget but worries that she and her husband didn’t do enough in their 20s. She wants to ensure that they're doing all the right things now that their family is growing and thei...

On this week's episode of Future Rich, Barbara Ginty interviews COO and Founder of Lifestyle Design Company, Owl & Key, Krista Franks! Krista Franks left her 9 to 5 at a Digital Agency startup after the realization that she wasn't going to make it to 60 if she kept killing herself (from a stress, health, and relationship standpoint) over a job that was barely paying her a living wage....

In today’s solo episode, CFP Barbara Ginty discusses the ever-evolving bank industry failures AND the topic of AI taking over the workforce. Are you worried about AI taking over your job? Will AI take over the financial industry? What do you think about ChatGPT? Listen to find out what Barbara's opinion on AI is. Here are some links for you to learn more about FDIC Deposit Insurance:  FDIC Dep...

In today’s episode, CFP Barbara Ginty interviews the lovely Lola! Lola is 30 going on 31, lives in the Seattle area with her husband, and is a Disease Biology Scientist working at a Biotech Company. She's done a great job at sorting out her finances through both the low and the high-paying periods of her life. Barbara and Lola discuss... Her transition from living on very little in grad school...

On this week's episode of Future Rich, Barbara Ginty interviews Executive Coach, Speaker, and Author, Regan Walsh!  For over a decade, Regan has guided leaders from Nike to Wallstreet and has worked with change agents across Fortune 500 companies including JPMorgan, Nationwide, Freddie Mac and more. She is also an NYU Certified Executive Coach and a contributor to Forbes and Harvard Business R...

In today’s episode, CFP Barbara Ginty interviews Evelyn! Evelyn is 26, lives in North Carolina and works in tech. She just got a promotion and has big travel and life plans that are a bit up in the air. Barbara and Evelyn discuss... Expenses and reimbursements in Tech  Increasing retirement savings  Converting assets and pro rata rules  Health insurance and moving abroad for better healthcare  Tha...

This week CFP Barbara Ginty interviews the wonderful Penny! Penny is 37, single, lives in Washington, D.C., and works at a small Residential Interior Design Firm. Penny feels pretty good about her short-term savings and retirement. Where she struggles is with what specific goals she wants to focus on and allocate the rest of her funds on. In this episode, Barbara and Penny discuss... Renting vs. M...

CFP Barbara Ginty interviews the lovely Eva this week on the Future Rich Podcast!  Eva is 37, married, and has one child and another on the way. She lives in the DMV area and works at a Biopharmaceutical Company in the Government Affairs Department. She feels a little more conservative with her finances as the main provider for her family of four and being responsible for her family's healthca...