Future Rich with Barbara Ginty, CFP®

FYI! This is a two-part episode! Stay tuned for next week to listen to part two. In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia. Dahlia is a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time in their lives. At the time we recorded this episode, they were in the process of moving into a new house AND expecting their f...

On this episode of Future Rich, Barbara Ginty interviews 29-year-old Andrea!  Andrea works as an Account Manager for a University in Seattle. She recently underwent a few big life changes including getting married and purchasing a home!  This episode is unique because it covers what to do when you’ve maxed out your retirement fund and still have money left over after your expenses. Listen to find...

On this week's episode of Future Rich, Barbara Ginty interviews Julia Carlson. Julia is an award-winning entrepreneur and the founder of the Financial Freedom Wealth Management Group. Listen to find out how Julia started her own business at 23, how she expanded her team to 5 offices, and what her advice is for people who are interested in working in the financial industry.  Julia has over 26 y...

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 25-year-old Napoleon! Napoleon recently moved to New Haven from Denver. She works as a laboratory manager for a biotech company and recently got a huge pay increase! She has super low expenses (all food and entertainment are $300 per month!) and a great mindset when it comes to saving money due to her...

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 31-year-old Ruth! Ruth lives in Texas and works in tech. She and her husband got married in 2021. For a very long time Ruth followed a limited income. Now that they are doing well with their income to debt-ratio, they have big plans to go on vacation and start a family. There's a wild curveball in...

Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Anna Jeter. Anna is an LPL Financial Advisor at Peregrine Wealth Strategies, LLC, based in Little Rock, Arkansas. In this episode, Anna and Barb discuss what it's like to work in the field of financial advice. They go into detail about what the career is like and why it&#...

Happy Friday lovely listeners! In this week's episode, Barb is joined by Future Rich podcast producer Potter for a revealing episode! Listen to learn about what Barb's day-to-day work is like as a Certified Financial Planner, what HUGE life change she's experienced, and what we have in store for Future Rich moving forward... Follow Future Rich to stay up to date, and let us know what t...

Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Chanel Dokun.  Chanel is an Author,  Life Planner, and Relationship Expert trained in Marriage and Family Therapy. Through her speaking and coaching, she helps women gain clarity on their life purpose so they can unlock their potential and build a life they love.  In this epi...

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 28-year-old Charlie! Charlie is our first guest based out of Nevada. She works as an Audiologist and recently got a massive pay bump from 64K to 110K per year with bonuses! She is currently planning her wedding, building a new house, and getting ready to sell her current house after the new house is b...

Happy Future Rich Friday! Barb is going solo today to discuss an important but not-so-fun topic... Recessions. Are we in a recession? What are the indicators of a recession? How do you prepare for a recession? Barb will answer these questions and more in today's episode plus provide you with actionable steps to take now to help improve your financial position during this uncertain time. Here i...

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 29-year-old, Nancy! Nancy lives in Georgia with her husband and their 2-month-old. She works as an engineer and her husband works at a non-profit. Nancy and her partner share everything when it comes to their finances and "budget backward". In this episode, Barb and Nancy take a deep dive into...

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 22-year-old business and home owner, Catherine! Catherine's story is incredibly unique and inspiring. She had the opportunity to purchase a business in July of 2020 for 10K and went for it! Since buying and running the business, her numbers have doubled and TRIPLED. Her business is doing so well t...

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by the lovely Drew. Drew is 29 and recently moved from New Jersey to North Carolina. She works in pharmaceutical marketing and her biggest financial fear is that she doesn't have enough saved, but get this... Drew has over 40K saved AND she's in the process of getting her MBA that's fully pai...

Happy Friday Future Rich fam! Barb is going solo today for our extra special episode to reveal something major that we've been working on! If you don’t have an actual plan to start your career in personal finance, you’re basically just crossing your fingers and hoping for the best. ⁠But if you need help with a career change, or growing in your current career, we can help you with our coaching...

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by special guest Cameron to have an open and honest dialogue about how to get a raise. Barbara gives Cameron advice on why it's so important to advocate for yourself when it comes to your compensation, when is the right time to ask for a raise, and what her top tips are for negotiating a higher salar...

Happy Friday! We have a great follow-up episode this week on the Future Rich podcast. Certified Financial Planner Barbara Ginty chats with the marvelous Masie about how she became officially debt free! The last time Masie was on the show was in May 2021. In the two years since she started on her financial journey, she has paid off her home equity loan, saved 20k in her emergency fund, repurposed h...

Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews the Founder of Hay There Social Media, Emily A. Hay! Listen to this episode to learn how Emily started her business and freelanced her way out of corporate America. After the early part of her sales career in corporate America, Emily paved her own way by using social media as...

Happy Friday, Lovely Listeners! We have an informative and fun episode with Barbara and Future Rich Podcast Producer Potter this week! Are you interested in learning the difference between the market terms bear and bull? Are you confused about inflation? Do you want a breakdown of what is going on with the financial market right now? We'll be going over the overall market and discussing these...

Happy Friday, Future Rich Fam! This week on the pod, Certified Financial Planner Barbara Ginty interviews the lovely Kelly! Kelly is a 22-year-old long-time listener of the podcast who lives in LA and works as an assistant at a production company. She's a rockstar at saving money and has saved an estimated 12K!!! Listen to learn how Kelly saved so much without having a particularly high-paying...

Happy Friday, lovely listeners! This week on Future Rich CFP, Barbara Ginty interviews Mary Kate! Mary Kate is a 21-year-old Food Research Scientist who works really hard and has big plans to save A LOT in her 20s. She's already on track to achieve her savings goals by living at home and keeping her expenses low. What is she saving so much for exactly? Listen to find out! Have we ever had a gu...

Happy Friday, wonderful listeners! We have a fantastic EXPERT episode of Future Rich for you today. CFP Barbara Ginty interviews Katie Bochner! Katie is the CEO & Founder of Honestly Kate, INC and a Host on Amazon Live. She is also an on-air correspondent who’s appeared on "The TODAY Show," "Good Morning America," and E! In this episode, Katie and Barbara discuss entrepreneursh...

Happy Friday Future Rich fam! This week, CFP Barbara Ginty sat down with the wonderful Judy. Judy is a 36-year-old creative living in Brooklyn, NY. She currently works full time AND runs a photography side business. Listen to learn what Barbara's advice is to reduce Judy's taxable income, fund her retirement, and also save up enough money to really invest in real estate. Follow Future Rich...

Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Debbie. Debbie is a 28-year-old Data Analyst working for a school district in Virginia. She has a lot on her plate from grad school student loans, to furnishing a new home with her husband, planning for retirement, and adding to her emergency fund. What is Barbara's strategy for Debbie to maximize her savin...

Happy Friday, wonderful listeners! This week on Future Rich CFP, Barbara Ginty interviews Savanah Davenport! Savanah is 27-years-old, lives in the Philly area, and works in consulting. She feels "behind" when it comes to her short-term and long-term savings goals even though she's crushing her emergency fund and retirement funds! Listen to learn how Savanah will have an estimated 132K...

Happy Friday Future Rich fam! This week, CFP Barbara Ginty sat down with the lovely Nicole. Nicole is a 30-year-old business analyst living in Arizona with her partner. She has questions for Barb on her retirement, workplace plans, and pursuing Public Student Loan Forgiveness. Learn what Barb means by having a "three-legged stool" for retirement and what Nicole's goals for her career a...