Chuck HAMM

Fund2000.com Real Estate Podcast

Business EN ↓ 41 episodes

Real estate is housing, its business, and so much more. Its complex. This podcast breaks down complex real estate issues such as sales, mortgages, foreclosures, and more. My name is Chuck Hamm. I began in real estate started after college when I became a sales agent in 2004, a licensed broker in 2008, then graduated of law school in 2017, and passed the California Bar Exam in 2019. I am a licensed mortgage loan originator, and principal and officer of California Mortgage Professionals, and I am a principal and officer in a nonjudicial foreclosure business, where I also assist in processing for...

Author

Chuck HAMM

Category

Business

Podcast website

www.fund2000.com

Latest episode

Jul 22, 2025

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Episodes

Purchase Agreement: Permits & Transfer Tax Negotiations. 22.07.2025

Send a text  In this episode, we break down key questions from the residential offer form—especially the often-misunderstood Q5 and Q6—where sellers are typically responsible for city inspections, permits, and government compliance. Whether you’re a new agent, a homeowner, or just curious about how the fine print affects your deal, this episode gives you real talk on real obligations. Check out Fu...

David Reel on Lucy Hicks in Oxnard: Gender, Glamour, and a Federal Indictment 04.06.2025

Send a text In this episode, Chuck Hamm interviews David Reel—Ventura County and Camarillo City Historian, author, and fellow podcaster—about the fascinating story of Lucy Hicks. Once a celebrated hostess and chef in Oxnard during the early 20th century, Lucy became the center of national controversy when her identity and past collided with federal law. They touch on Lucy's journey, from her...

Staying Cool with Comfort Regulator: A Conversation with Burton, HVAC Pro from SoCal 01.05.2025

Send a text In this episode, we sit down with Burton, the owner of Comfort Regulator Heating and Cooling, serving the Los Angeles area and surrounding parts of Southern California. Burton shares insights into HVAC, how he built his business, and the principles that guide how he serves clients with honesty, precision, and professionalism. We also talk about our own experience working with Burton du...

Landlord Pitfalls: Properly Handling Abandoned Tenant Property 07.04.2025

Send a text In this episode, Chuck uncovers the crucial steps every landlord must follow when dealing with property left behind by tenants. He explains notice requirements, mandatory storage guidelines, and the proper methods for selling or disposing of items—all designed to protect landlords from costly legal missteps. You’ll learn why it’s not safe simply to keep or toss abandoned belongings and...

Mediation & Arbitration in the CAR Residential Purchase Agreement 27.02.2025

Send a text In this episode, we break down the dispute resolution provisions in the California Association of REALTORS® (CAR) Residential Purchase Agreement (RPA) and Lease Agreement. Understanding mediation and arbitration is critical for buyers, sellers, and agents alike to make informed decisions before signing. We’ll cover: Mediation: Why it's the first step in resolving disputes, its cos...

Exploring Ketone MonoEsters with Frank LLosa of KetoneAid 31.01.2025

Send a text The pro cyclists' secret is out—ketones power faster recovery, peak endurance, and next-level performance. In this episode, Chuck sits down with Frank LLosa, the owner of KetoneAid and Hard Ketones, to dive deep into the science and benefits of exogenous ketones. They discuss KetoneAid products, including the powerful KE4 Pro Ketone Monoester Concentrate, breaking down how these c...

Industry Updates and Milestones 22.01.2025

Send a text Welcome to the latest episode of the podcast! Chuck talks about new for 2025 affecting the mortgage and real estate industry, highlighting potential regulatory changes and market impacts. Chuck provides a re-cap of California’s new law requiring buyer representation agreements before property viewings and its implications for buyers and agents. He also touches on the denied NAR lawsuit...

New Laws 2025: Foreclosure Updates allow Borrowers more time to Sell Home before Foreclosure 23.12.2024

Send a text In this episode, we explore the significant changes introduced by California Assembly Bill 2424, effective January 1, 2025, which reshapes the foreclosure process for residential properties with 1 to 4 units. We discuss new requirements that extend foreclosure sale timelines, including a 45-day postponement when a listing agreement is submitted and an additional 45 days for an executed...

Usury Laws and NAR's Antitrust Shake-Up 28.11.2024

Send a text In this episode of the Fund2000.com Real Estate Podcast, we have two crucial topics for real estate professionals and private investors in California. First, we explore the importance of using a broker to arrange private mortgage loans, highlighting how this practice protects lenders from usury laws and showcasing lessons from our experience. Then, we go into the National Association o...

Revolutionizing Real Estate with Rexdat: A Conversation with Anvesh Chakravartula 07.10.2024

Send a text In this episode, we sit down with Anvesh Chakravartula, the visionary behind Rexdat, a platform aiming to bring transparency and uniformity to the real estate sales industry. We discuss the primary vision driving Rexdat and Realoq's mission to streamline real estate processes. Anvesh shares insights into Rexdat's unique selling points, and how Rexdat can address the challenge...

Homelessness to Housing: Real Life example of how to help, Lloyd's Journey to Permanent Housing 14.09.2024

Send a text In this episode, we catch up with Doug, a local homeless advocate, to hear an important update on Lloyd, a formerly homeless individual who we met in a previous episode. Doug shares how he helped Lloyd secure permanent housing through a HUD voucher. We also discuss the challenges faced by other unhoused individuals, and how to help them as a regular volunteer "bridging gaps"...

Changes in the MLS Rules (NAR Lawsuit): What Buyers and Agents Need to Know 23.08.2024

Send a text In this episode, we're discussing the recent NAR lawsuit and MLS rule change that now requires buyers to sign a representation agreement before viewing properties. We'll explain what this means for buyers and agents, and how it shifts the dynamics of the real estate market. We'll also cover important topics like commission negotiation, flexible agreement terms, and strat...

Homeowners Insurance in Crisis: Understanding California's Challenges and Solutions 13.08.2024

Send a text In this episode, Luke and Chuck discuss the pressing issue of homeowners insurance in California. They explore the root causes of the current crisis, including poor policy decisions from inadequate forest management to bad legislative policy as to insurance companies. The discussion explains how these factors impact mortgage affordability and availability, leaving homeowners in a preca...

Credit Repair: Unlocking Better Mortgages and Down Payment Assistance 01.05.2024

Send a text In this episode of our podcast, we delve deep into the role that credit plays in securing favorable mortgage rates and gaining access to valuable down payment assistance programs. Understanding the intricacies of credit can significantly enhance your financial leverage when purchasing a home. We also highlight our exclusive Credit Repair Tool and the advantages of rapid rescoring—a ser...

What's Happening: 1) California's Home Insurance Market and 2) NAR Settlement Impacts 05.04.2024

Send a text In today’s episode, we discuss complexities and challenges presented by the current homeowners' insurance market in California. With the backdrop of natural hazards and related policy decisions, we explore the myriad reasons contributing to the troubled insurance landscape that real estate professionals and homeowners face. The instability and uncertainty have made navigating insu...

Understanding Earnest Money and Liquidated Damages: Strategizing Real Estate Contract Risks 01.03.2024

Send a text In this episode, Luke and I explore a crucial question: Can a buyer lose their earnest money deposit? Not only do we provide a comprehensive answer, but we also explore the relationship between earnest money deposits and liquidated damages. We explain how liquidated damages not only means consenting to lose a predetermined amount of money; it also serves as an agreement to cap potentia...

PSA - Secure Your Privacy: Opt-Out of Trigger Leads and Telemarketing Today 09.02.2024

Send a text Protect your personal information! Enhance your privacy! This PSA highlights a helpful resource: OptOutPrescreen.com. When you apply for any mortgage loan, your credit report is accessed, which can activate "trigger leads." These leads are often sold to telemarketers and other lenders, resulting in unsolicited calls and offers. To combat this, we strongly recommend visiting O...

Winning in a Seller's Market: FHA and VA Offers Made Possible 06.02.2024

Send a text In today's fiercely competitive real estate market, presenting a compelling offer is more crucial than ever, especially for buyers utilizing FHA or VA loans. Our latest podcast episode, "Winning in a Seller's Market: FHA and VA Offers Made Possible," goes into the art of crafting offers that stand out, even when the buyer/borrower wants to utilize a FHA or VA loan,...

Assessing HOA Financial Health: The Critical Role of Reserve Studies Explained 22.01.2024

Send a text In this episode of the podcast, we welcome guest Luke Erickson to discuss the crucial role of reserve studies for Homeowners Associations (HOAs). We explore how reserve studies serve as essential tools for understanding the financial health of an HOA, offering valuable insights for potential buyers evaluating an association's strength or weakness. Our discussion covers the functio...

Unlock Major Savings: How the Latest NAR Lawsuit Can Reduce Your Realtor Commissions! And market update... 31.12.2023

Send a text In this episode we discuss groundbreaking lawsuit against the National Association of Realtors and its impact on real estate commissions. Discover how this pivotal legal decision has and will likely redefine commission structures, offering unprecedented savings opportunities for sellers, and altering the landscape for buyers and realtors alike. Tune in to understand the nuances of this...

Attention Seniors and People Age 55+: Reverse vs. Forward Mortgages, Senior Communities, and more 04.12.2023

Send a text Reverse Mortgages and other real estate issues affecting Seniors: people who are 55 and over. We look at the good and bad with reverse mortgages, how to qualify for a reverse mortgage and some issues to look out for as you consider reverse mortgages. We look at the dynamics of living in senior communities,  and the pros and cons of Homeowners Associations (HOAs). And lastly, we discuss...

The Numbers Game: Crunching Real Estate Data for Buyers & Sellers 02.11.2023

Send a text In 'The Numbers Game: Crunching Real Estate Data for Buyers & Sellers', we look at some essential calculations that every home buyer and seller should be aware of. From exploring various loan options, understanding the magic behind net sheets and CMAs, to calculating the best time to buy or sell — this podcast has got you covered. Join Chuck as he navigates the key real e...

Real Estate Sales Commissions: Dispelling Myths and News About Them 02.10.2023

Send a text In this episode, Chuck discusses some news about real estate agent sales commissions, and how litigation against Multiple Listing Services (MLS) and their associations might change rules related to those commissions. Anti-trust litigation against MLS's has been heating up recently. The issue currently being litigated is (roughly) if MLS rules should require listing agents (and the...

Property Rights Unlocked: A Look into the Shetty v. HSBC Case about Reinstatement of a Loan 08.09.2023

Send a text In this episode, we look into the recent case of Niki-Alexander Shetty v. HSBC Bank USA, N.A., et al., a lawsuit involving a condominium in La Habra and foreclosure by the homeowners association. We explore the issue of whether Shetty, as a successor in interest, can reinstate a prior loan that he never qualified for by merely being the successor owner after foreclosure. HOA lien forec...

The Importance of Using Real Estate Professionals 01.08.2023

Send a text In this podcast episode, we look into the crucial role of real estate professionals in the home buying and selling process. We highlight the different types of professionals involved, including real estate agents, title companies, escrow companies, and mortgage lenders. We tell real life stories to help you avoid pitfalls such as buying a home, and then discovering years later you stil...

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