Fund2000.com Real Estate Podcast

Send a text In this episode, the host unravels the complex scenario of selling a property for less than the amount owed on its mortgage - a process known as a 'short sale'. With the current economic climate, there's a possibility we may witness an upturn in short sales and foreclosures. We delve into understanding the circumstances surrounding short sales. This involves selling a pr...

Send a text In this episode, I share how our office simplifies and revolutionizes real estate transactions by combining real estate agent and mortgage loan services, and discuss some the complexities that come with handling these transactions separately. Hear about the common pain points clients face in traditional real estate transactions—be it miscommunication, inefficiencies, or just unnecessar...

Send a text Do yourself a favor: before you commit to a real estate agent or a lender, shop around! This podcast discusses some of the things you should know, how to negotiate the best rates and commissions, and why big banks and real estate firms are often not the best option. Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963). Sold2000.com for our real estate Sales Team (DRE 021...

Send a text In order to have the nonjudicial foreclosure option, your security instrument must satisfy some basic requirements, which we discuss in this episode. There are two types of foreclosure: nonjudicial and judicial. Our office only performs nonjudicial foreclosure. Judicial foreclosure is much more expensive because attorneys are required, and litigation which requires appearances before a...

Send a text Doug Partello is an effective homeless advocate. In his efforts to help unsheltered people at a known encampment where government workers had visited for many months, Doug asked a simple question and found Loyd. Doug's efforts saved Loyd's life. This episode sheds light on how individuals can make the needed difference in helping the invisible people we see everyday.   Check...

Send a text Qualifying for a mortgage while high interest rates and home prices are high is no easy task. But rents are high too! In today's episode, we'll discuss how and why you can consider partnering with a friend or family in the purchase of a home. Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963). Sold2000.com for our real estate Sales Team (DRE 02173355). Learn...

Send a text We take a look at homelessness. We discuss how it relates to the real estate business, and talk to Tina, an unsheltered individual in California. Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963). Sold2000.com for our real estate Sales Team (DRE 02173355). Learn more about host Chuck Hamm here or on LinkedIn , and contact him at chuck@fund2000.com. Video version of po...

Send a text Sellers can reduce their tax exposure and earn significant interest by not taking a lump sum for the sale of the property. Instead, sellers can "take back" (accept) a note for any amount of the purchase price. This is ideal when conventional mortgage rates are high like they are now. Buyers and Sellers take advantage of this type of financing more in down real estate markets....

Send a text Everyone hates primary mortgage insurance commonly known as PMI and the mortgage insurance premium commonly known as MIP because they increase your payments amount and provide little benefit to the borrower making those payments. In this episode, we'll discuss each, including how to remove them.  Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963). Sold2000.com for...

Send a text Dual agency is one of the top issues in real estate brokerage/agent lawsuits. Yet in California dual agency is still legal, and done often. This episode will look at some of the problems around dual agency, and requirements involved for California real estate transactions. Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963). Sold2000.com for our real estate Sales Team (...

Send a text Foreclosures are increasing. What options does a borrower have? Like other stressful situations, borrowers that carefully look at their options (and listen to this podcast) can come out ahead. For more information about foreclosure, and your options, Contact our office through Sold2000.com . Let us know you listened to this podcast. Check out Fund2000.com for our Mortgage Lending team...

Send a text Days on Market (DOM) is an important metric which we use to measure supply and demand. In this episode, we talk about DOM for housing that has sold over the past 12 months, and how it compares to listings currently for sale. If you're interested in learning more about the market, how long it might take to sell your property, about mortgage loans and interest rates, email chuck@Sol...

Send a text Foreclosure starts are already on the rise. Economic woes are upon us, and more likely coming. More foreclosures seem inevitable. California is different than other states on foreclosures. Here are a few important things to know. For more information about foreclosures in California, check out https://TDProcessing.com/ And as always, visit our mortgage lending side at https://www.fund2...

Send a text There's a lot of talk about strong jobs and wages yet lots of talk of inflation, and other economic problems, rights? With all the conflicting data and news reports out there, what are buyers and sellers of real estate to do or think? Join me for this 10 minute podcast analysis. Link to referenced article: Fortune: Robert Shiller predicted the 2008 housing bubble. Here’s his 2022...

Send a text Real estate transactions are complex. In this episode, I break down the real estate transaction and explain some of how it works. We get into what contract contingencies are and how they work, as well as loans, and some of what the parties to a purchase agreement should know. Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963). Sold2000.com for our real estate Sales Tea...

Send a text What's happening in the real estate market, and how are interest rates and inflation affecting the market (last 3 minutes)? And an intro to California Mortgage Professionals, Fund2000.com (first 4 minutes). Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963). Sold2000.com for our real estate Sales Team (DRE 02173355). Learn more about host Chuck Hamm here or on Lin...