Friends That Invest

This week, Sim breaks down six of the most common money tips that sound smart but could actually cost you thousands over the long term. From trying to time the stock market and day trading to using debt to invest, relying on Bitcoin as an inflation hedge, and believing property prices always rise, she explains what the research really says. If you want to build wealth with fewer mistakes and more...

This week, Sim shares the 15 purchases that have genuinely made her more productive, happier, and more intentional with her money. From a Kindle and a quality mattress to meal prep, travel upgrades, and the surprising $99 gadget that helped her reclaim over 1,000 hours from social media, she breaks down which splurges are actually worth the investment. If you're trying to spend smarter instead of...

This week, Sim walks through every stage of the investing journey, from your first $1,000 invested to building a $1 million portfolio, and reveals the biggest financial traps to avoid along the way. She shares the mistakes she made with brokers, meme stocks, IPO investing, portfolio diversification, and tax planning, plus the habits that helped her grow long-term wealth. Whether you're just starti...

This week, Sim breaks down the biggest lessons from The Millionaire Next Door and reveals why the people who look wealthy are often not the people who are actually building wealth. She explores the habits of self-made millionaires, the difference between high earners and wealth accumulators, and why professionals like doctors, lawyers, and business owners can sometimes struggle most with lifestyle...

This week, Sim breaks down the major changes coming to popular index funds like the S&P 500 and Nasdaq 100 ahead of high-profile IPOs from companies such as SpaceX, OpenAI, and Anthropic. She explains how private markets have transformed investing, why index providers are changing their rules, and what these updates could mean for long-term investors. Sim also explores the risks, opportunities...

This week, Sim breaks down the latest Federal Reserve interest rate news and explains what rising interest rates could mean for your investments, mortgage, savings, and financial future. She explores why stock markets often fall when rates rise, how inflation and economic growth are connected, and what investors should expect if the Fed increases rates again. Sim also shares practical strategies f...

This week, Sim breaks down the money conversations every couple needs to have, from financial red flags and secret debt to budgeting, investing, prenups, and building wealth together. She shares practical advice on combining finances, navigating different money mindsets, and why financial compatibility matters just as much as emotional compatibility in long term relationships. Sim also opens up ab...

This week, Sim answers your biggest money, investing, and lifestyle questions in a candid Q&A episode covering everything from spending anxiety and lifestyle creep to FIRE, investing strategy, and building financial discipline. She shares her honest thoughts on wealth, index funds, market bubbles, and why reaching financial independence completely changed the way she thinks about retirement an...

This week, Sim shares the deeply personal story of becoming financially retired at just 29 years old and reveals the exact strategies that helped her achieve FIRE (Financial Independence, Retire Early). She breaks down her FIRE number, the investing habits and side hustles that accelerated her wealth, plus the mistakes she wishes she avoided along the way. Sim also opens up about the surprising re...

This week, Sim breaks down Start With Yourself by Emma Grede, sharing key lessons on money mindset, career growth, and building a clear vision for your future. She unpacks practical strategies like making decisions with confidence, negotiating your worth, and managing emotions in business and life. Plus, Sim addresses the criticism around the book and what it really means for ambitious women navig...

This week, Sim sits down for an interview with angel investor and entrepreneur Jaclyn Johnson to unpack how startup investing really works behind the scenes. They break down how to start angel investing with as little as a few thousand dollars, what to look for in founders, and how women can access opportunities traditionally kept behind closed doors. If you’ve ever been curious about investing in...

This episode breaks down the real pros of starting a business in today’s economy, especially for women navigating job insecurity and income ceilings. Sim shares why traditional “job security” isn’t what it used to be, how business ownership can unlock higher income potential, and why it’s never been easier to start something of your own. If you’ve been thinking about starting a business but feel u...

This week, Sim breaks down what’s happening in the market during global conflict and what it actually means for your investments. She unpacks why markets react the way they do during war, what history tells us about downturns, and how to stay calm when your portfolio drops. If you’re feeling anxious about losing money or unsure what to do next, this episode walks you through a clear, practical pla...

This week, Sim sits down with Soph from The Curve to unpack her powerful money journey, from going into $50,000 of debt in her early twenties to becoming debt-free with investments and financial confidence. They dive into how to get out of debt, when to start investing, and why taking action with your money matters more than being perfect. If you’ve ever felt overwhelmed about where to start with...

This week, Sim breaks down five of the biggest myths about wealthy women, from the idea that they have to look polished all the time to the belief that they only get rich by marrying well or divorcing well. She shares why real financial success often looks a lot quieter, why wealthy women are usually strong investors and generous connectors, and why looking busy is not the same as being truly weal...

This week, Sim shares the five things she wants to de-influence you from, from worrying about what people think at work to being scared of starting over, being too ashamed to be frugal, assuming women will not support each other, and fearing failure. She breaks down why career growth, workplace confidence, money habits, and personal development all get easier when you stop letting other people’s o...

This week, Sim explains why your nine to five job is not holding you back and how a steady salary can actually be one of the best tools for building long term wealth. She shares how a traditional job helps you learn leadership, communication, and workplace skills, gives you opportunities to upskill through paid training, and creates the reliable income you need to save and invest consistently. If...

This week, Sim breaks down exactly what to do when you come into a lump sum of money, from a $10,000 bonus to a $40,000 windfall, using her simple decision matrix. She covers the order of operations for tackling high interest debt, building a three to six month emergency fund, and deciding when to invest so you can feel confident you are making a smart move. If you have been wondering whether to p...

This week, Sim wraps up the final episode of the three part wedding series by sharing the five wedding costs she would cut immediately and the five things she believes are actually worth splurging on. From skipping real flower decor and trimming catering packages to investing in a great photographer, venue, and day of coordinator, she breaks down what guests truly remember and where your budget ha...

This week, Sim breaks down how much you should actually spend on a wedding, why over 50% of newlyweds go into debt for theirs, and how to set a budget that fits your household income without sacrificing what you value most. She shares a simple values exercise to help couples prioritise spending, plus her four golden rules for wedding money, including why you should never go into debt or sell inves...

This week, Sim kicks off her three part wedding budget series and shares 24 practical ways she saved nearly $10,000 on her own wedding, including the exact email that helped her negotiate $4,000 off one vendor. She breaks down the biggest wedding expenses like venue, catering, photography, and outfits, and explains how small tweaks like e-invites, fewer vendors, buffet or family style food, rentin...

This week, Sim breaks down why birth rates are falling across developed countries and why it matters, from aging populations to bigger pressure on government spending, productivity, and tax revenue, using Japan as a real world example. She pushes back on the podcast bro take that women are “to blame” and shares the data that most people still want kids, but financial stress, job insecurity, and ho...

This week, Sim breaks down the biggest investing mistakes she made in her first year, from underinvesting in a global index fund that ended up being her best performer to panic selling her first shares and paying fees just to buy them back minutes later. She explains why simple investing usually wins long term, like sticking to broad market index funds instead of trying to stock pick, being realis...

This week, Sim shares a practical guide to money and relationships, including how modern couples can handle finances when women earn the same or more than their partners and often act as the household CFO. She breaks down smart ways to structure joint and separate accounts, how to talk through mismatched spending habits and shared goals, and the key money questions to ask before moving in together...

This week, Sim breaks down the classic personal finance question of whether you should invest or pay down your mortgage, using real numbers to show how interest rates and repayments affect your cash flow. She explains how paying extra on your home loan can save you big on interest and boost peace of mind, but how investing a lump sum in a broad index fund could grow more over the long term if your...