Friends That Invest

This week, Sim shares a simple, stress free way to rebuild your emergency fund after you have had to use it, and she reminds you to drop the guilt because that money did its job. She walks through taking stock of your situation, setting realistic mini targets like $500 to $1,000 first, and then using automation and a separate account so you are not relying on willpower. Sim also explains how small...

This week, Sim shares the three simple strategies she is using to make 2026 her wealthiest year yet, starting with building a growth mindset that stops comparison and turns money into a tool for freedom and options. She explains the friendship circle investing method, showing how to build a beginner friendly portfolio using a local index fund, an international or emerging markets fund, and a stabi...

This week, Sim takes a step back and shares everything she wishes she knew when she started her investing journey. From making her first $300 investment to building a million-dollar portfolio, Sim breaks down five powerful lessons for beginner investors—including why boring investing is better, how to handle individual stocks, and why overconfidence in one industry can cost you. Whether you're jus...

This week, Sim shares 10 small but powerful money habits that helped her go from financial stress to building real wealth with ease. She spills the tea on negotiating bills, reinvesting dividends, deleting shopping apps, and using LinkedIn to increase your salary, all without extreme budgeting or 5 AM wake-ups. If you're ready to level up your finances effortlessly, this episode is packed with sim...

This week, Sim breaks down her 10 sources of income, from her 9-to-5 as an optometrist to building passive income streams like rental properties and royalties. Sharing real numbers and lessons learned from ages 15 to 28, she explores which income streams are worth your time and which ones she wouldn’t recommend. Tune in for honest insights on how to diversify your income and move closer to financi...

This week, Sim dives into the five smartest investments every woman should make to build long-term wealth and financial security. From investing in yourself and negotiating a higher salary to owning real estate, growing your stock portfolio, and leveraging networking for career success, these are the game-changing moves that can set you up for life. Sim shares real numbers, expected returns, and p...

This week, Sim dives into the four stocks top analysts say are built to last, including one obvious pick and three surprising ones. She breaks down why companies like Rentokil Initial, Taiwan Semiconductor Manufacturing, Berkshire Hathaway, and Coloplast are long-term winners, sharing key insights on their market position, competitive advantages, and future potential. Whether you're a beginner or...

This week, Sim shares her top five takeaways from reading over 50 must-read investing and money books, including Andrew Wilkinson's Never Enough and Felix Dennis's How to Get Rich . From the "buy, don't build" philosophy to embracing risks while young, this episode is packed with practical advice, surprising insights, and inspiring stories to help you achieve financial freedom. Discover why burnou...

This week, Sim breaks down the top money habits of the most successful women, from building multiple income streams to mastering long-term financial planning. Learn how wealthy women invest early, diversify wisely, outsource intentionally, and give back generously. Whether you're in your 20s or 50s, these powerful strategies will help you create your dream life and build lasting financial freedom....

This week, Sim shares the ultimate 7-day financial glow-up plan to help you take control of your money, build wealth, and live your dream life. From tracking your net worth and cutting back on spending to negotiating a raise and setting up automated investing, this episode breaks down a realistic step-by-step system anyone can follow. Whether you're just getting started or need a reset, this is yo...

This week, Sim gets real about the journey of Friends That Invest, reflecting on how the podcast drifted from its original goal of making investing simple, fun, and relatable for women. She shares her plans to take a short four-week break to reset, refresh, and bring back the spark that started it all. Sim also reveals she is studying new finance certifications to level up her knowledge and create...

This week, Sim sits down with bestselling author and ex–financial advisor Glen James to unpack advanced investing strategies, including core and satellite portfolios, real diversification, and why long-term investors should ride out market cycles instead of timing them. They share practical tactics like rebalancing, dollar cost averaging, holding some cash for opportunities while keeping an emerge...

This week, Sim shares her lazy girl bill management system to help you pay bills on time, stress free, and without late fees. She walks you through setting up a separate bills account, automating direct debits, tracking subscriptions, and using simple tools like Notion and CSV downloads to see where your money is going. By the end, you will know exactly how to budget for fixed costs, add a buffer,...

This week, Sim shares how to teach kids about money at every age, from building delayed gratification in toddlers to opening simple investing accounts and paying kids for chores so they learn the value of a dollar. She explains how to introduce shares and index funds in a fun, age-appropriate way, involve teens in real family money decisions, and start a simple save-and-spend budget so good habits...

This week, Sim chats with Shilpa Maniar, a former Google executive who built her wealth and career over 15 years in a traditional nine-to-five, proving you don’t have to start a business to achieve financial freedom. They dive into the money lessons Shilpa learned growing up in an immigrant household, how intentional goal-setting and visibility helped her rise through the corporate ranks, and why...

This week, Sim breaks down exactly how much you should have saved at each decade to hit a comfortable retirement, from 1 to 2 months of expenses in your 20s to 1x your salary in your 30s, 3x in your 40s, 6x in your 50s, and 8x in your 60s on the way to 10x by age 67. She explains why these benchmarks work no matter your income and how lifestyle creep can derail progress if you are not careful. You...

This week, Sim breaks down 7 quiet money traps that cost you thousands a year from hoarding cash instead of investing to chasing fashion trends, FOMO stocks, and overspending on housing. She explains how living beyond your means, relying on credit cards you can’t clear monthly, and falling into the comparison trap sabotage wealth. You’ll get simple fixes like building an emergency fund, dollar cos...

This week, Sim unpacks why the real secret to saving money is self-esteem, not strict budgets, and how low self-worth and fear of judgment can drive compulsive shopping. She breaks down the science behind retail therapy and dopamine, the real signs of overspending, and the myth that women shop more while showing how comparison culture keeps us swiping. You’ll leave with practical, research-backed...

This week, Sim shares the 9 income streams she’s built by 28 with real numbers and honest ratings, from affiliate marketing that made her $8 last year ($13 this year) to YouTube ads bringing in $100 to $400 a month. She walks through rentals grossing $4,680 monthly, consulting and board work, her Friends That Invest salary journey, paid speaking at $4,000 to $10,000 per gig, and ongoing book royal...

This week, Sim dives into the surprising science of money and happiness, breaking down why earning more doesn’t always mean feeling more fulfilled. She unpacks common myths, from the salary “sweet spot” to why comparing ourselves to others keeps us stuck in financial anxiety. With research-backed insights and real talk, this episode will change how you think about wealth, wellbeing, and what it re...

This week, Sim chats with Jasleen about her journey from corporate life at Deloitte and Goldman Sachs to choosing the stay-at-home wife path and building her own platform on TikTok. They dive into money anxiety, navigating financial conversations in marriage, and why creating purpose outside of a 9–5 matters. With candid insights on feminism, career breaks, and financial independence, this episode...

This week, Sim chats with Ankur Nagpal, the founder of Teachable and Carry, about his journey from building a $250M edtech company to helping people grow wealth through smart tax strategies. They dive into the biggest money mistakes high earners make, why tax optimization matters, and how everyday employees and business owners can keep more of what they earn. Packed with practical finance tips and...

This week, Sim sits down with Lindsey, the creator of the cult-favorite Money Diaries, to uncover the fascinating truths behind how women really spend and talk about money. They explore why financial transparency is still taboo, how values shape spending, and what it takes to confidently navigate career breaks without sacrificing long-term financial goals. Packed with real-world money insights and...

This week, Sim dives into how more women are retiring in their 40s and how the FIRE movement is making it possible. She breaks down the strategies these women use, from high savings rates and investing in index funds to multiple income streams and geo-arbitrage. You’ll learn the different types of FIRE, the trade-offs involved, and how to decide if early retirement fits your life and values. 🎓 Jo...

This week, Sim breaks down the drama around the US dollar and whether it's really heading for a so-called 'dollar apocalypse.' From inflation and debt to global shifts in currency power, she unpacks what de-dollarization means in plain English and what it could mean for your money. You'll learn how to protect your finances with smart diversification strategies in an increasingly unpredictable econ...