Greg Aler

Fire Your Financial Advisor by Golden Reserve

Business EN ↓ 419 episodes

The Fire Your Financial Advisor Podcast by Golden Reserve is for every-day retirees. We challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Join us each week for straight shooting, honest insights on protecting your assets from taxes, market risk, fees and long-term care. We'll also challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social:...

Author

Greg Aler

Episodes

Developing that Big Juicy Paycheck in Retirement | 85% of People in This Survey Said They Would Be Fine to Pay More Taxes if This Happened | The Great Lie of the 401(k) | A Retirement Lesson from Tom Brady 22.02.2025 1:00:11

On this episode: 4 ways to develop income in retirement. Would you trade higher taxes for more retirement security? How the 401(k) comes up short. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

The Top 6 Reasons People Choose NOT to Use a Financial Advisor 18.02.2025 8:04

Many times people who seek help planning for retirement are more successful than those who don’t. So why do 75% of people NOT use a financial advisor. We go through the list and show how Golden Reserve is changing the story. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for...

Do We Need to Buckle Up For a Rough Year in the Market? | Could You Use AI to Get an Edge on Investing? | Vanguard With a Major Announcement on Fees | Could You Really Get 1.5 million in Social Security? 15.02.2025 59:03

Golden Reserve Founder Greg Aler and Retirement Planner Phil Huff discuss markets, risk, AI, investment fees, and the real story behind your Social Security benefit. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Is it time to rebuild your retirement plan? 11.02.2025 8:45

After the Super Bowl, every team is looking to rebuild or refresh for next season. Is it time for you to do the same thing with your retirement plan? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

What’s Missing from Your Current Retirement Plan? Figuring Out the Taxes When You Inherit Money | Flat Fee or Fee-Based Advisor? | Do You Have Financial Amnesia? 08.02.2025 55:11

On this episode: What do we usually see when people come in for a second opinion? Don’t be Bad Santa when passing down money. How Golden Reserve is different with how you pay for services. As you plan don’t forget what happened in 2008. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio...

How to Figure Out Your Paycheck in Retirement 04.02.2025 6:45

You’ve saved and saved over the years. What does that mean you will get per month in retirement? Social Security is one part, what about the rest? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

How much is too much to pay for a financial advisor? | Don’t be bad Santa with your inheritance | When your business is your retirement plan | How to figure out your monthly need in retirement 01.02.2025 58:12

On this week's show: Evaluating what you pay and what you get from your financial advisor. Don’t saddle your kids with a huge tax bill. You want to sell your business to fund your retirement? Timing is key. What will your paycheck be each month in retirement? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube...

How much should you have in the stock market in retirement? 28.01.2025 8:11

In your 20s, 30s, 40s and even 50s, you may have put a lot of money into the stock market. But in retirement they tell you to pull back on that risk. Is there a percentage that most people use? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

How much should you have in the stock market in retirement? | The Question Every Financial Advisors Asks, That You Can’t Answer | If you do an IRA to Roth conversion, how do you pay the tax bill? | The Best Part Time Jobs for Retirees | Will the Californi 25.01.2025 59:39

On this week's show: Having your money at risk may be ok when you’re young. What should your stock market risk be in retirement? The financial question no one can answer. Should you pay your conversion tax bill with savings or your IRA? Is your future annuity payment in danger because your insurance company is stretched? Subscribe or follow so you never miss an episode! Learn more at GoldenR...

When a Will Causes Family Problems 21.01.2025 8:31

The last wishes of a family member should be spelled out in a will. But what if that will has surprises and causes family problems? It happens a lot. How can you avoid it? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Is 2025 a good year to retire? | When the wishes of your will don’t go over well with the family | Greg blows up a crazy article about market risk | Are you building money or memories in retirement? | Another day of mixed messages from the financial media 18.01.2025 58:32

On this week's show: Why is 2025 a good year to retire? When Grandpa’s last wishes seem unfair. Worried about running out of money? One professor says go all in on the stock market. What will be your legacy when you are gone? Money or memories? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystud...

There’s a Better Way to Pay for Your Retirement Planning 14.01.2025 8:20

The current model that Wall Street uses for financial planning is: The more you have, the more they get paid. Does the kid who mows your lawn charge more because of the price of your house? No. It’s a weird model and Golden Reserve is trying to change it. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . S...

Making Tax Planning a Priority Over Tax Filing | Why the 4% Income Rule is Ridiculous | 3 Ways to Celebrate Your Retirement | Why Golden Reserve is Changing How We Pay for Retirement Planning | What We Can Learn from those Unused Gift Cards in Your Drawer 11.01.2025 59:12

On this week's show: Thinking about your tax bill 20 years from now. Going from worry to wonder with your retirement. Wall Street’s model of paying for financial services works for them but not you. Those unused gift card are dead money. Do you have the same in your 401(k)? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , Linke...

Most People Miss These 5 Things When They Do Their Own Retirement Planning 07.01.2025 8:03

You can put a nice number in your retirement savings, get a handle on your Social Security and Medicare, and even have an allocation and withdrawal strategy for your accounts. But that is not even half the battle. Here are the Top 5 things people miss when they do their own retirement planning. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: F...

A look back at 2024 and a look forward to 2025 | Your #4 cost today could be your #1 cost in retirement | I’m 62 with 1 million dollars. Can I retire? | The top 5 things people miss when they try to DIY their retirement 04.01.2025 59:06

On this week's show: Interest rates, the politics, the Fed, and the markets. What happened in 2024 and where are we going in 2025? The boulder people forget about in retirement planning. A million dollars should be enough in retirement savings…isn’t it? Want to do-it-yourself? Here are the Top 5 things people miss. Subscribe or follow so you never miss an episode! Learn more at Golden...

Do you want your retirement money with a company that’s getting fined? 31.12.2024 10:45

We’ve seen it before: the big names in financial services paying huge fines. It’s happened again. This time with Edward Jones. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Picking Your Retirement Date 28.12.2024 7:54

Many people have a year, an age, or even a date when they want to retire. Something interesting happens as soon as they set that date. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Should you go all in on the “Trump Bump?” | Should you take your RMD and no more? | Don’t Die Without These 4 Documents | Should you consider taking Social Security while you are still working? 21.12.2024 59:39

On this week's show: There is a lot of optimism for 2025. Should you believe (and invest) in the hype? Uncle Sam tells you what to take from your 401(k) at age 73. Should you listen? Legal documents everyone should have. The ups and downs of taking Social Security while you are still working. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Fac...

What the heck is a fiduciary and do you need one? 17.12.2024 9:46

What does the word "fiduciary" mean? If all fiduciaries work in your best interest, why do they charge the way they do? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Why did a caller call Dave Ramsey stupid? | Another big company kills their pension program | At age 94 Warren Buffett is now talking about estate planning | 5 Must Do’s 5 years before retirement 14.12.2024 58:47

On this week's show: Dave Ramsey gets into it with a caller who disagrees with his investment philosophy. If you have a pension, how do you determine whether to trust the company or take the lump sum? Five things that you should do five years before you retire. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . S...

What a $653 Pizza Teaches Us About Retirement Planning 10.12.2024 12:17

If you sit in the luxury box at the football game, you would think the food and drinks would be free…not so at Allegiant Stadium in Las Vegas. The better your seat, the more you pay…for EVERYTHING. This is not unlike how you get charged on your retirement accounts. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube...

Should you believe the market predictions for 2025? | 3 Signs you are not ready for retirement | What a $653 pizza teaches us about retirement planning | The one thing people in retirement really want 07.12.2024 1:00:51

On this week's show: Will the Trump bump continue? Is it full speed ahead or proceed with caution? What you pay for financial services depends on where you sit. How is your retirement readiness? What do you value most, the growth or protection of your money? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See...

We Nuke the 4% Withdrawal Rule…Again! 03.12.2024 9:37

"As long as the stock market goes up, take 4% of your money and you’ll never run out." That’s the theory. Does it work? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Does your Social Security decision really have to be that complicated? 30.11.2024 10:32

Some say that the decision of when you take Social Security could be your biggest decision in retirement. Greg disagrees, and many retirees feel the same way. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

The Difference Between Facts and Feelings in Preparing for Retirement 26.11.2024 15:40

Most people agree on the big issues of retirement. But there is a difference between planning for the facts and planning through the emotions and uncertainty. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.