Greg Aler

Fire Your Financial Advisor by Golden Reserve

Business EN ↓ 419 episodes

The Fire Your Financial Advisor Podcast by Golden Reserve is for every-day retirees. We challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Join us each week for straight shooting, honest insights on protecting your assets from taxes, market risk, fees and long-term care. We'll also challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social:...

Author

Greg Aler

Episodes

Most people agree, these are the hardest things about retirement | Changes for 2025 with your 401(k) | 3 ways to crash your retirement | Why do people ask for a second opinion and how hard is it to switch financial advisors? 23.11.2024 58:26

On this week's show: What is real and what is perceived about retirement can be two different things. How do we plan for both? Some of you can put more in your 401(k) in 2025. Do you qualify? Avoid these spending mistakes in retirement. Why do people switch advisors and is it difficult to make that switch? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow...

How Will a Second Trump Presidency Affect Your Retirement Planning? 19.11.2024 8:10

Lower capital gains, eliminating taxes on Social Security, lower estate taxes, and the deregulation of Wall Street. These are all issues that could affect your retirement. Will the next Trump administration make it happen and how will it affect you? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudi...

Will retirement planning change under Donald Trump? | 3 things to do after the death of a loved one | 4 common purchases people regret in retirement | How to get over “The Fear of Spending.” 16.11.2024 1:00:39

On this week's show: Each new administration has different ideas about taxes. How will a second Trump Presidency affect your retirement planning? Estate Planning and Golden Reserve Partner Tim Stallings joins us to talk about losing a loved one. Time Shares, Boats, RVs, and that trip to Alaska or Hawaii. Which of these will you regret in retirement? Subscribe or follow so you never miss an episod...

Is your retirement plan McBroken? 12.11.2024 6:19

McDonalds has finally fixed the problem with the shake machines by hiring an independent company to fix them. Why is it important to hire an independent financial advisor rather than going to the big box firms? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

What if 2025 is a down year in the stock market? | The banks are posting record profits, and you are paying for it | 3 Reasons to have GOOD debt in retirement | Someone you know is not looking forward to the great wealth transfer 09.11.2024 59:32

On this week's episode: Do you have a strategy for the next market pullback? \ Your next bank statement may show why banks are having a record year. There is good debt and bad debt. How much should you carry into retirement? If you inherited some money, why would your financial advisor be worried? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social...

The Moment Your Negative Feelings About Retirement Turn Positive 05.11.2024 9:04

When we face an uncertain future, we get nervous. How can we help you turn your retirement worries into retirement confidence? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

This has been a record year for Roth conversions. Should you be looking at it? | Suze Orman says $2 million in retirement savings is “Chump Change” | Four ideas for passing down money to your kids and grandkids | The moment your negative feelings about re 02.11.2024 58:48

On this week's show: If most of your money is in a 401(k), here’s a question you should be asking. Suze Orman is at it again, saying you haven’t saved enough. Is she right? Tax-smart ideas of how to pass money down to your family. Many of us are scared about the unknowns of retirement. How can you temper those fears? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com...

Everything You Need to Know About the Trump Tax Laws and If They Expire 29.10.2024 11:27

The Trump Tax Laws are set to sunset at the end of 2025. If he doesn’t win another term as President, it could happen sooner. Either way, what does this mean for you as a tax payer and a person approaching retirement? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy infor...

How much of your retirement planning should be uniquely you? | A large company is doing a lot to help employees with Estate Planning | The Number One Regret of Retirees | The Future of the Trump Tax Cuts | Investing in Gold: A Risky Proposition 26.10.2024 57:15

On this week's show: Major League Baseball stadiums are all uniquely designed, with different dimensions. How unique should your retirement plan be? Google is stepping up it's estate planning benefits for employees. Many people are delaying their retirement because they think they need more. Is that necessary? The Trump Tax Cuts may come to an end at the end of 2025. What does that mean for your r...

Tax Free, Taxable, Tax Deferred. What does it all mean? 22.10.2024 8:26

You probably know your investments should be diversified. What is TAX diversification? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

What will you really need per month in retirement? | When your account is up, should you take some profits? | The author of the 401(k) is angry about how his invention has turned out | Five things older retirees regret about retirement 19.10.2024 59:53

On this week's show: The financial media math on retirement savings just doesn’t add up. Is now a good time to pull some money out of the stock market? What is the preferred way to develop income in retirement? The way the 401(k) was designed is not the way it has turned out. Looking back, what would older retirees do differently? Subscribe or follow so you never miss an episode! Learn more at Gol...

Can you build a “perfect” retirement portfolio? 15.10.2024 10:05

We all have different needs for retirement and every retirement plan is unique. But is there a model we can use as a guide that handles many of the retirement boulders? Greg Aler shows us how Golden Reserve finds what fits for you. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for...

How much do you need to save to generate 100k a year in retirement? | Warren Buffett blasts advisor fees | Are you financially paralyzed by this election? | Is there a perfect portfolio? 12.10.2024 59:35

On this week's show: Why does the financial media say we need MILLIONS to retire comfortably? Can you get rid of one of the biggest drags on your retirement money? Many people have put their life on hold until after the election, including their finances. Greg Aler outlines the Golden Reserve portfolio model. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or foll...

How much money do you need to start talking about an estate plan? 08.10.2024 8:30

When someone says "estate plan", you may have visions of celebrities and people with lots of money, big houses, and yachts. That’s not really the case. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

One survey says to do these four things, and you can retire at 62. Are they right? | Don’t Use Your 401(k) for This | Three Things to Watch Out for When Your Advisor Talks About Guaranteed Income | You’re not a millionaire, do you need an estate plan? 05.10.2024 59:39

On this week's show: How the financial industry wants you to focus on one thing for retirement. Your 401(k) isn’t a piggy bank, even if you have a pension. The warning signs of talking about guaranteed income. You don’t have a mansion or a yacht. Do you need and estate plan? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn a...

How to Figure Out Your Retirement Budget 03.10.2024 9:26

The headlines are full of “the fear of running out of money.” Is it real or just fear tactics from the financial industry? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Greg Interviews Lynyrd Skynyrd 01.10.2024 9:53

On a special edition of the Expedition Retirement Podcast, Greg Aler of Golden Reserve sits down with Johnny Van Zant & Rickey Medlocke of legendary rock band Lynyrd Skynyrd to talk why music from the 70s still resonates today, the band's new Hell House Whiskey, and little bit of financial advice. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on so...

The Fed finally moved rates. Should it effect you? | A Crazy Way Some Financial Advisors are Doing Continuing Education | How much money do you really need in retirement? | Let’s Talk About the “M” Word 28.09.2024 59:05

On this week's show: The Fed has started to drop interest rates. Is this a good or bad thing for people getting ready for retirement? A new way financial advisors are learning to deal with risk. Do you really have to be scared of running out of money? How do you deal with the maze of Medicare? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Fa...

How will your taxes change in retirement? 24.09.2024 10:19

You may not itemize on your tax return now, but you might in retirement. How will your tax picture change in retirement and how the Golden Reserve Tax Map can help. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Attorney Tim Stallings Talks Inheritance, Probate and Legacy Planning | Greg Interviews Lynyrd Skynyrd | Something Important You Need to Bring to Your Retirement Planning Meeting | Financial Advice from James Brown & Eddie Murphy 21.09.2024 57:54

On this week's show: AlerStallings Co-Founder Tim Stallings joins Greg to talk about inheritance and your kids blowing through that money, the scary word that is Probate and creative ways to do legacy planning. Greg recently sat down with Johnny Van Zant and Rickey Medlocke of the rock band Lynyrd Skynyrd. Why you should bring your spouse to your retirement planning meetings. James Brown gave Eddi...

The Fed is starting to cut rates. Should you be doing anything? 17.09.2024 8:15

There is a lot of talk about the Federal Reserve. Will rate cuts effect your retirement in any way? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Is it too late to get a good rate? | Why people IN retirement are more confident than those preparing for retirement | How taxes change after you retire | Warren Buffett changed his will. What can we learn from it? | Why does your Social Security decision 14.09.2024 58:41

On this week's show: The Fed is about to cut rates, are the good times over? What is your retirement confidence based on? Warren Buffet watched his kids and changed his will. Why all the fuss about Social Security? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy informat...

Your end of the year retirement planning meeting. What should you be talking about? 10.09.2024 11:55

A 4th quarter meeting with your retirement planner should be more than just a check in. There are important issues involving rebalancing, tax and planning issue to revisit. Are you missing anything? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Does market history mean anything anymore? | A financial advisor that didn’t live up to his promises | Financial moves to consider before the end of the year | Does retiring at 65 bring extra risk? 07.09.2024 57:12

On this week's show: What should (and should not) guide your investment decisions. Language that should be a red flag with your financial advisor. What your end of the year meeting should be addressing. What to consider when retiring early. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/lis...

When is the worst time to hire a financial advisor? | There are over 70 thousand pages in the tax code. Which are the best for you? | Wisdom from Warren | 70% of us could lose lots of retirement money due to this event 04.09.2024 58:37

On this week's show: When is the right time to talk to a retirement planner? The tax planning idea you should grab onto with both hands. Five ideas to consider if we go into a recession. Another reason why the 4% withdrawal rule doesn’t work. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/l...