Greg Aler

Fire Your Financial Advisor by Golden Reserve

Business EN ↓ 419 episodes

The Fire Your Financial Advisor Podcast by Golden Reserve is for every-day retirees. We challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Join us each week for straight shooting, honest insights on protecting your assets from taxes, market risk, fees and long-term care. We'll also challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social:...

Author

Greg Aler

Episodes

The Unseen 300k Bill in Retirement 20.05.2025 7:19

ATM fees, checking account fees, airport baggage fees... it adds up. It may pale in comparison to the fees you will pay in retirement. How does Golden Reserve fight it? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Does the Warren Buffett Investing Model Hold Up Today? | Are You Ready for This $300k Bill in Retirement? | An IRA Rollover Mistake to Avoid 17.05.2025 57:18

On this episode: Buy and hold. Keep politics out of your investing. Don’t lose money. Can we still follow Warren Buffett’s advice? The huge unseen financial bill in retirement. Many baby boomers are rolling out of their IRAs and 401(k)s. Watch out for these missteps. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , Linked...

Should You Move to Lower Taxes in Retirement? 13.05.2025 8:57

Many people move to warmer weather in retirement. What about moving to lower taxes? Some states like Florida and Texas can give you both. Is it worth it? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

The Number One Retirement Fear Is Still Champ | Should We Follow What the Rich Guys Are Doing? | Bill Murray Talks About a Financial Frustration | When Your LTC Policy Becomes Unaffordable 10.05.2025 57:15

On this episode: Some studies say people would rather die than run out of money. Golden Reserve can help with our Income Forecast.  The "rich guys" sold stock to bolster their cash reserves. Should you do the same? Long Term Care policies are expensive, and the rates keep going up. What can you do? See omnystudio.com/listener for privacy information.

You Need Your Money to Grow, But Do You Need the Stock Market to Do It? 06.05.2025 10:18

Many of us have resigned ourselves to: You need your money to grow, so I have to be in the stock market.... Is that true? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Should You Be Moving Money Around in This Stock Market? | Did Your Financial Advisor Cover It…or Cover It Up? | How Uncle Sam Sees You as a Tax Mule | What has Better Odds, the Stock Market or Las Vegas? 03.05.2025 58:12

On this episode: In retirement, should you be in the stock market at all? THIS could cost you $300 thousand or more in retirement. Uncle Sam looks at your 401(k) like a big juicy steak. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Important Things to Do (and Avoid) When Getting an Inheritance 29.04.2025 7:43

Estate Planning Attorney Tim Stallings joins us to discuss what most people do (and what they shouldn’t do) when getting an inheritance. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

How Much Can You Lose? Evaluating Your Market Risk | Have You Locked Down Your Pension and Estate Plans? | What Hot Dogs can Teach Us About Retirement | Are You Afraid to Spend Your Retirement Savings? 26.04.2025 56:59

On this week's episode: Is Chasing Stock Gains Worth the Stress in Retirement? The Power of Roth Conversions Annuities: The Missing Piece in Your Retirement Plan? Are Your Retirement Dreams Getting Lost in Market Noise? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy inf...

Should You Buy Gold? 22.04.2025 6:57

You see the commercials about it all the time, especially when the market is volatile. Is gold something you should be looking into? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

4 Questions People are Currently Asking Their Retirement Planner 19.04.2025 10:14

What do you want to know about your money right now? We look at an article that boils it down to 4 questions. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Keeping a Cool Head When Markets Put You in Emotional and Financial Distress 17.04.2025 12:14

We know markets go up and down, but when we see a plunge, it always seems to take us by surprise. How do you stop the losses and prevent this from happening in the future? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Keeping Calm During a Financial Storm | One Group is Spending Freely in Retirement. What’s Their Secret? | How Buying the Dip Can Help with Retirement Taxes | There’s a Fight Going on Which Helps With Your IRA-to-Roth Conversion. Are You on the Winning Si 12.04.2025 56:52

On this week's episode: Is your financial advisor’s advice helpful during this market volatility? Spending YOUR money vs THEIR money in retirement. Why this might be a great time for an IRA-to-Roth conversion. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy informa...

Has Bengen Gone Batty? 08.04.2025 8:10

William Bengen created the 4% rule in the 1990s. Now, Bengen says INCREASE your exposure to stocks while you’re IN retirement. Greg disagrees… LOUDLY . Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Greg calls baloney on the four big questions people are asking their advisor right now | Is this the time to buy gold? | One financial mentor has gone off the rails with his latest advice 05.04.2025 59:06

On this episode: How Wall Streets’ concerns and your concerns aren’t the same. Gold is going up, should you consider investing? More “paint by numbers” advice from the national financial media that isn’t helping. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/l...

Will Medicare Cover Your Long-Term Care? The Answer May Surprise You 01.04.2025 5:52

Are you prepared for the rising costs of long-term care in retirement? The average cost is now $10,000 a month and could double in the next 25 years. Many retirees mistakenly believe Medicare will cover these expenses, while in reality, it does not. Are there legal solutions that can safeguard your estate and ensure you can afford quality care? Greg discusses. See omnystudio.com/listener for priva...

Answering “How much do I need to save for retirement?” | What are you getting for what your advisor is charging? | Memories vs. Money, what’s more important? | How do you decide what is true from the financial media? 29.03.2025 58:45

On this episode: $1.5 million, $1.6, $1.7....the number keeps going up. How do you figure out your number? Financial advisors charge by how much you have saved. Why? When you look back on your life, will you leave memories, or money? And which is most important? Financial headlines can make you dizzy. How do you filter the facts from the fiction? Subscribe or follow so you never miss an episode! L...

Dave Ramsey Has Foot-in-Mouth Disease…Again! 25.03.2025 8:07

Dave Ramsey has helped a lot of people get out of debt, but his advice on Social Security is suspect. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

What’s going on with the stock market? | 70% of people in retirement wish they had done THIS | What if we apply DOGE to your retirement plan? 22.03.2025 52:25

On this episode: Is this market event short or long term? Learning from a common retiree mistake. Getting rid of waste and inefficiency in your retirement plan. Options for income in retirement. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Finding the Illegal Bananas in Your Retirement Plan 18.03.2025 5:09

If you are traveling internationally, you have to know the rules about what you bring home. That story brought us to discussing the unknown rules we all need to know about retirement. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Why are there so many financial advisors in my small town? | What is stagflation? | Tony Robbins has problems with your 401(k) | Many people have a planned date for their retirement, 60% of them go early. Why? 15.03.2025 56:35

On this episode: Watch out, financial advisor fees are coming for you. What is stagflation and is that where we are headed? What is missing from your 401(k)? Forced early retirement is very common. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

The HOT STOVE of Retirement Accounts 11.03.2025 11:43

The 401(k) comes with lots of rules and most of them are telling you not to touch it until the Government says you have to. How is that making your retirement better? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

In Retirement, It’s OK to Be Selfish | What Can Hurt You More, Too Much Debt or Too Much Risk? | Mom’s Lesson about Your 401(k) | Mailbag: I Don’t Trust My Advisor Anymore 08.03.2025 57:22

On this episode: For once in your life, it’s all about YOU! Trying to hit a financial homerun before retirement. You save it, why can’t you spend it in retirement? Uncle Sam is hungry, how do you keep more of your retirement money? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/...

What Chef is in Charge of Your Retirement Planning? 04.03.2025 11:50

Just because the chef wears a white smock doesn’t make them a great cook. Just because your financial advisor says they do retirement planning doesn’t make them proficient at it. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Is Your Retirement Planning Chef the Right One for You? | How Our Roadmap for Retirement Helps with More Than Finances | Is this the Golden Age of IRA-to-Roth Conversions? | Is the Stock Market for Suckers? 01.03.2025 58:59

On this episode of Expedition Retirement: There are a lot of levels of chefs. There are a lot of levels of retirement planning. Do you have the right chef? Many people have a hard time making the emotional adjustment to retirement. How can our Roadmap for Retirement help? If the Trump Tax Cuts aren’t renewed, the window for lower taxes and conversions may be closing. Mark Cuban says: "The st...

Is This a Time for Risk Avoidance? 25.02.2025 11:01

One financial talking head said "This is a time for risk management, not risk avoidance." What does that mean, and does it apply to you? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.