11:FS

Fintech Insider Podcast by 11:FS

Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry. Our weekly news show drops every Monday and tackles the biggest...

Author

11:FS

Category

Business

Latest episode

Jul 9, 2026

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Episodes

432. Insights: How could open finance shape the future of financial services? 05.06.2020

Our expert hosts, Adam Davis and Sarah Kocianski, are joined by some great guests to talk open finance. We want to know what it is, how is could work and improve customers' lives, what hurdles and regulation might have to be overcome or changed, and what learnings it could take from open banking, This week's guests are all experts in open banking and finance who help us lift the lid on this new an...

431. News: Shopify’s stratospheric rise and foray into fintech 01.06.2020

Our expert hosts, Sam and David are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Scott Harkey, Chief Strategy Officer & Head of Payments at Levvel Ben Metz, Sr Managing Director at Jack Henry Maia Bittner, Head of Business Operations at Chime We cover the following stories from the fintech an...

430. Interviews: Arlan Hamilton - Breaking the VC glass ceiling for underrepresented founders 29.05.2020

In today's episode, we bring you an interview with Arlan Hamilton, founder and managing partner of Backstage Capital. From improbable beginnings, Arlan Hamilton is making waves in the venture capital space by investing in companies led by underrepresented founders. Less than 10% of all venture capital deals go to women, people of colour, and LGBT founders and Arlan has made it her mission to chang...

428. Insights: Digital Identity - the evolution of verification, authentication & authorisation 22.05.2020

In today's insights show, we lift the lid on digital identity. What it is, how it works, how it varies from country to country and what are the next use cases now and in the future - especially with the impact of COVID-19. They are joined by 3 fantastic experts in the space: Joe Bloemendaal - Head of Strategy for Mitek Emma Lindley, Women in Identity and CCO for Truststamp Marcel Wendt - CTO and F...

427. News: Mobile Wallet Wars? SoFi and Samsung Pay team up 18.05.2020

Our expert hosts, Sarah Kocianski and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sara Castelhano - EMEA Head of Payments and Digital Product, J.P. Morgan. Oliver Baxter - Head of Brand, Communications & Product, ByMiles Hannah Dawson, CEO and Founder, FUTRLI We cover the fol...

426. Insights: How to design digital financials services for US SMBs 15.05.2020

In today's show, Sam Maule lifts the lid on SMB banking practices in the US, and how they're being chronically underserved. Joined by 11:FS' Jobs to be Done guru Ryan Garner and our panel of guests, they discuss how SMBs could be better served in the future and how products and services should be designed to suit their needs. This week's guests include: Adrian Oropeza, Gen 6 Ventures Laura Cumming...

423. News: Global bank profits tumble as US deposits grow 04.05.2020

Our expert hosts, Simon Taylor and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Iana Dimitrova, CEO at OpenPayd Caroline Casey, VP of Innovation, Partnerships & Labs at Mastercard Jamie Campbell, CEO at Fronted We cover the following stories from the fintech and financial serv...

422. Insights: the impact of coronavirus on US SMB Financing 01.05.2020

In this episode, Sam Maule, Americas MD, digs into the impact COVID-19 is having, this time specifcally on US small businesses; the options they have from banks, lenders and the government; and the ways that fintechs are trying to help. One of the hardest hit of the economic impact of the coronavirus pandemic are small businesses and the self employed, and at the time of recording in the US, the s...

421. News: US SMEs await new stimulus funds as fintech valuations soar 27.04.2020

Our expert hosts, Sam Maule and Simon Taylor, are joined by some great guests on both sides of the Atlantic to talk about the most notable and global fintech, financial services and banking news from the past week. This week's guests include: Lance Homer, Global Head of Digital Payments and Banking Ecosystem, Equinix Anna Irrera, Fintech Correspondent and Financial Companies Team Leader at Reuters...

420. Insights: How the COVID-19 pandemic will accelerate digital financial services 23.04.2020

In an all 11s special, David Brear, Simon Taylor and Sarah Kocianski sit down with Benjamin Ensor, Director of Research at 11:FS, to talk about COVID-19 and the short, medium and long term implications the pandemic will have on financial services. Business as usual is over. Our recently released report has revealed how the COVID 19 pandemic has created an immediate operational crisis in financial...

419. News: Fintechs step up to distribute relief funding 20.04.2020

Our expert hosts, Sarah Kocianski and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shafali Gupta - VP Strategy and Ops at Fluidly Roisin Levine - Head of Banks at Flux Erin Platts - Head of EMEA and President of UK Branch at Silicon Valley Bank We cover the following stories...

418. Insights: Coronavirus and the impact on SME Financing 17.04.2020

It is no secret that probably the hardest hit of the economic impact of the coronavirus pandemic are SMEs and the self employed. In this episode, Sarah Kocianski and Simon Taylor, dig into the impact COVID-19 is having on small businesses; the options they have from banks, lenders and the government; and the ways that fintechs are trying to help. They are joined by a panel of expert guests who are...

417. News: SoFi snaps up Galileo for $1.2b 13.04.2020

Our expert hosts, David Brear and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Tanya Andreasyan, Managing Director and Editor-in-Chief at Fintech Futures Izabella Kaminska, FT Alphaville Editor at the Financial Times Olly Betts, Co-Founder and CEO, OpenWrks We cover the foll...

416. Interviews: Varo Money - the first fintech to get FDIC approval 10.04.2020

In today's episode, we bring you an interview with Wesley Wright, COO at Varo Money. Joining Sam Maule remotely, the pair kick things off with the story of how Varo Money came to be and how they aim to improve financial health and financial inclusion. Having now been approved for FDIC insurance, we hear about the process with regulators, why they decided to apply when other fintechs haven't, and w...

415. News: Major US banks protect employees as start-ups stall 06.04.2020

Our expert hosts, David Brear and Eric Fulwiler, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Allison Esposito Medina - CEO and Founder of Tech Ladies Jonah Crane - Partner at Klaros Group Nonita Verma - East Coast Banking Partnerships Lead at Nova Credit We cover the following stories fr...

414. Interviews: Nova Credit - scoring, covid crisis and celebrity funding 03.04.2020

In today's episode, we bring you an interview with Nicky Goulimis, co-founder and COO at Nova Credit. Joining Sam Maule remotely, the pair kick things off with the company's origin story and how Nova Credit came to be. With no previous fintech experience, we hear about how Nicky and her co-founders were fueled by their credit troubles as international students in the US to create a solution for th...

413. News: Can fintech and bank collaborations help SMEs through coronavirus? 30.03.2020

Our expert hosts, Sarah Kocianski and Leda Glyptis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Carlo Gualandri, CEO and founder of Soldo Myles Stephenson, CEO of Modulr Keith Grose, Head of UK at Plaid We cover the following stories from the fintech and financial services space: Interes...

411. News: Coronavirus - central banks and regulators step in 23.03.2020

Our expert hosts, David Brear and Jason Bates, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Latham - CMO at Chip Layla White - CEO of TechPassport Charlotte Crosswell, CEO of Innovate Finance We cover the following stories from the fintech and financial services space: Governments an...

410. After Dark 11 - Four fintech debates and a rant bucket 20.03.2020

Recorded live in London, David Brear, Simon Taylor, Leda Glyptis and Sarah Kocianski all take the stage for After Dark 11. For our 11th instalment, we brought back all our favourite parts of our shows - news, insights and some fun and games! After reminiscing about their favourite After Dark moments, David kicks off the debates with a news story about the continuing BCR saga as it turns out free m...

409. News: Banks react as coronavirus impacts global financial markets 16.03.2020

Our expert hosts, Ross Gallagher and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Pranav Sood - VP Small Business at GoCardless Valentina Kristensen, Director of Growth and Comms, OakNorth We cover the following stories from the fintech and financial services space: RBS o...

408. Insights: Women in fintech: has anything changed? 13.03.2020

With International Women’s Day having just passed, this episode is all about women in fintech. It's no secret that technology and financial services have a gender diversity problem, and in this Insights show, Sarah Kocianski alongside 3 accomplished women in fintech dive into how, and if, this is changing. This week's guests are: Charlotte Crosswell - CEO at Innovate Finance Wincie Wong - Head of...

407. News: Robinhood’s major outage; BCR backlash builds 09.03.2020

In this week's episode, Ross Gallagher and Sarah Kocianski are on hosting duties and are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Farhana Draine - Head of Legal and ComplianceFlux Husayn Kassai - CEO, Onfido Edward Berks - Global EGM of Financial Partnerships, Xero We cover the following...

406. Interviews: From Google to Fintech Unicorns: Sunil Chandra, OakNorth Platform CEO 06.03.2020

In today's episode, OakNorth platform CEO Sunil Chandra joins David Brear in London at 11:FS HQ. To kick things off the pair talk about Sunil's time at Google and the importance of talent and company culture when scaling. After 12 years in San Fransico, Sunil joined UK fintech OakNorth as chief executive for its technology platform. In this Interviews episode, we hear about London as a fintech hub...

405. News: Is the fintech M&A bubble about to burst? 02.03.2020

Will White is in New York and joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jon Zanoff - Managing Director, TechStars Adam Granoff - Senior Vice President of Digital Payments, Mastercard Hayden Field - Associate Editor, Entrepreneur Magazine Edwina Johnson - Chief Operating Officer, Alloy We c...

404. Insights: Bank earnings: is the competitive tide turning? 28.02.2020

Simon Taylor and Adam Davis host this week's episode of Fintech Insider Insights and are joined by guests to talk all about the latest earning reports and see how the big banks have fared over the past year. This week's guests are: Lianna Brinded, Head of Yahoo Finance UK Sharon Kimathi, Editor at Fintech Futures and Banking Technology Earnings reports come out on a quarterly and annual basis, and...

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