11:FS

Fintech Insider Podcast by 11:FS

Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry. Our weekly news show drops every Monday and tackles the biggest...

Author

11:FS

Category

Business

Latest episode

Jul 9, 2026

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Episodes

565. Insights: Supporting early stage companies through angel investing ft. Charley Ma 24.09.2021

This Friday, we're switching it up a bit! Not too long ago on Spotlight, our expert host - David Brear - was joined by Charley Ma, GM of Fintech at Alloy. The pair dive into Charley's career to date, and also unpack what it means to be an angel investor supporting early stage companies. The conversation was so insightful and interesting, that we wanted to share it with all of you. What does angel...

564. News: Is Monzo professionalising Buy Now Pay Later? 20.09.2021

Our expert hosts, David Brear and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Roger De’ath, Head of eCommerce at Truelayer Oscar Williams-Grut, City Editor at Evening Standard Polly Jean Harrison, Journalist at The Fintech Times We cover the following stories from the fin...

563. Insights: After Dark: Starting from scratch 17.09.2021

Welcome to the latest installment of After Dark, called Starting from Scratch. We are joined by the best and the brightest in fintech and financial services industry to talk all about starting from zero, and building better financial systems. What do we mean by that? Well, just imagine… The year is 2040. We have exhausted nearly all of the earth’s natural resources. Elon Musk/Jeff Bezos/Richard Br...

561. Insights: Seeking real value in the Aussie fintech space 10.09.2021

Our expert host, David Brear, is joined by some great guests to talk about Australian fintech. The market has grown exponentially over the last few years, with the pandemic pushing Austailians further into digital and providing a major catalyst for tech companies. But what does the market look like, what technologies are paving the way, and what opportunities does the market offer fintech founders...

Bonus: Myth-busting influencer banking with Lotanna Ezeike, XPO 08.09.2021

Time for a bonus episode! Our expert host, David Brear, is joined by Lotanna Ezeike, Co-Founder and CEO at XPO, to talk all things social media influencers, the creator economy & banking. Join us for some myth-busting about influencers, challenge David's opinions from a few episodes back, and shed some light on the subject for our listeners. All of this and much more on today's episode! Fintech In...

560. News: More behemoths get into BNPL as Amazon team up with Affirm 06.09.2021

Our expert hosts, Simon Taylor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Frederick Lavoie, co-founder and COO, Flinks Sharon Kimathi, Inclusive Economies Editor, Thomson Reuters Foundation We cover the following stories from the fintech and financial services space: A...

559. Insights: Ask us anything! 03.09.2021

Our expert hosts, David Brear, Simon Taylor and Jason Bates, come together to answer all of your burning question in this Ask Me Anything episode. How surprised are they by the rise of the neobanks in the US? Is there a grave danger all the best engineers get sucked into and away from traditional FS businesses? When Hollywood decides to make 11:FS The Movie, who would David, Simon and Jason want t...

558. News: Playing into your niche 30.08.2021

Our expert hosts, David Brear and Pierre Legrand, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: John Waupsh, CEO and founder, Nerve Colin Kennedy, Chief Business Officer, Ramp We cover the following stories from the fintech and financial services space: Ramp raises $300M and acquires Buyer...

557. Insights: Is Buy Now Pay Later the future of credit? 27.08.2021

Our expert hosts, David Brear and Amy Gavin, are joined by some great guests to talk about innovation in the buy now pay later products. Most people think of huge players such as Klarna & Afterpay, but increasingly we are seeing more and more specialised providers entering the market, and in new geographies. We wanted to revisit this topic, to find out where the innovation is really coming from. T...

556. News: Don’t bet against Jamie Dimon 23.08.2021

Our expert hosts, Adam Davis and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Rod Lockhart, CEO at LendInvest Sam Maule, Key Account Exec at Google Cloud We cover the following stories from the fintech and financial services space: Chime raises $750m at $25bn valuation 3:04...

555. Insights: AI - Who will take on the responsibility of erasing human bias? 20.08.2021

Our expert host, Simon Taylor, is joined by some great guests to talk about AI and machine learning in the context of financial services. We cover how AI/ML will change financial services, what the difference between AI & ML in Financial Services is, what the biggest benefits of AI/ML are, how do we work with bias and how far can we take it? This week's guests include: Amanda Cercas Curry, PhD stu...

553. Insights: How can good UX design make financial services accessible? 13.08.2021

Our expert hosts, David Brear and Lindsey Kistler, are joined by some great guests to talk about designing products for fintech & insurtech. We cover how to make design in the context of Fintech & insurtech stand out, gamification, getting information across to users seamlessly, the role of the UX designer, and much much more. This week's guests include: Dominic Holton, COO, DeadHappy Edoardo More...

551. Insights: Can you teach a banker to code? 06.08.2021

Our expert hosts, Adam Davis and Nick Funnell, are joined by some great guests to talk about the role of the engineer in the context of Fintech. Engineers are essential to any software company, large or small, but they may not always be the most front-facing figures in a product build. Engineers are traditionally seen as builders, and what we will get into today is how the face of the engineer has...

550. News: If the talent walks, you’ve bought yourself a very expensive tin! 02.08.2021

Our expert hosts, David Brear and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Layla Qassim, Head of Strategy and Shareholder Relations at Solarisbank Alex Frean, Head of Corporate Affairs at Starling Bank We cover the following stories from the fintech and financial service...

549. Insights: How can digital payments support financial inclusion? 30.07.2021

Our expert host, Simon Taylor, is joined by some great guests to talk about what is happening in the world of payments. The world is moving away from traditional payment methods - what now? This is not only on the consumer side, there is a lot of innovation on the B2B side as well. Is this movement only a good thing, is there a financial inclusion angle here and will our wallets get completely swa...

548. News: Get funding and build more! 26.07.2021

Our expert hosts, Sarah Kocianski and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Carlo Gualandri, Founder and CEO at Soldo Kate Drew, Director of Research at CCG Catalyst Consulting We cover the following stories from the fintech and financial services space: Revolut raises...

547. Insights: Is fintech ready for influencer marketing? 23.07.2021

Our expert hosts, Adam Davis and Mariette Ferreira, are joined by some great guests to dive into all things influencer marketing. Influencer marketing is something common in travel, fashion and beauty, but it’s also become a common phenomenon in the financial industries. We want to look at what influencer marketing looks like in the context of finance, how it is executed but also some of the barri...

546. News: Where there is a product, there is capital. 19.07.2021

Our expert hosts, Sarah Kocianski and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ali Niknam, Founder & CEO, Bunq Nigel Verdon, CEO, Railsbank We cover the following stories from the fintech and financial services space: Bunq celebrates $228 million funding! 2:40 Railsbank rai...

545. Insights: How can tech and culture work together to shape the future of banking? 16.07.2021

Our expert hosts, David Brear and Tim Heard, are joined by some great guests to dive into all thing new banking business models. We start by looking at what the industry looks like now. Where are we, what are the banking models that we’ve seen come out and how has the industry changed due to them? What is driving transformation and new business models, is it new tech, or is it that banks are tryin...

544. News: As RobinHood IPOs, how important is building a community around a brand? 12.07.2021

Our expert hosts, Simon Taylor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Billie Simmons, CCO and co-founder, Daylight Peter Lord, CEO of Codat Soundbite: Daniel Marovitz, Senior Vice President of Fintech, Booking.com We cover the following stories from the fintech and...

543. Insights: Why is the gig economy so underserved? 09.07.2021

Our expert host, Sarah Kocianski, is joined by some great guests to dive into the gig economy. The gig economy is en route to generate $455 billion globally by 2023, and in 2020 gig workers represented around 35% of the US workforce. There currently is no universal definition of a gig worker, but one common explanation is that gig workers are independent contractors or freelancers who typically do...

542. News: Is Open Banking significantly eroding the dominance of card? 05.07.2021

Our expert hosts, Ross Gallagher and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Gabriel le Roux, Co-founder of Primer.io Joakim Sjöblom, Co-founder and CEO of Minna Technologies Soundbites: Oliver Prill, CEO Tide We cover the following stories from the fintech and finan...

541. Insights: Why does crypto matter? 02.07.2021

Our expert host, Simon Taylor, is joined by a great panel of guests to talk about all things crypto. In the first part of the show, we want to take a look at just how far we’ve come. How far the crypto space has come in the last year - not just in terms of bitcoin surges but also the real steps forward in terms of adoption by big organisations, regulators and even central banks to start taking thi...

540. News: Why are American behemoths buying European fintechs? 28.06.2021

Our expert hosts, Adam Davis and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shane Happach, CEO Mollie Emily Nicolle, Fintech Correspondent, Financial News Soundbites: Anna Irrera, Chief Fintech Correspondent, Reuters We cover the following stories from the fintech and fina...

539. Insights: Lending - the next evolution of fintech? 25.06.2021

Adam Davis is joined by a fantastic panel of guests to discuss lending. Lending has traditionally been the fastest and arguably most lucrative route for banks to make money, and we want to look at why so many new fintechs are turning to lending as the next product in their arsenal, and how competition is hotting up in this space. We also want to take a look at the new lending models and companies...

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