11:FS

Fintech Insider Podcast by 11:FS

Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry. Our weekly news show drops every Monday and tackles the biggest...

Author

11:FS

Category

Business

Latest episode

Jul 9, 2026

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Episodes

666. News: After Dark: Credit card companies look to tackle gun control 26.09.2022

Our expert hosts, David M. Brear and Jason Bates, are joined live on stage at the Village Underground in London by some great guests to talk about the most notable fintech, financial services and banking news as part of Fintech Insider: After Dark! This week's guests include: Sarah Kocianski, Independent Fintech Strategy Consultant Richard Davies, CEO, Allica Bank Anna Irrera, Senior Editor, Crypt...

665. Insights: Should everyone get paid when they need it? 23.09.2022

Our expert host, Benjamin Ensor, is joined by some great guests to ask the question: 'should everyone get paid when they need it?' Earned wage access has become one of the hottest products in financial services. While in the past, employees have got caught out by unexpected bills before their monthly pay packet, these services are looking to bridge the gap and unlock vital funds from their next pa...

664. News: Fintechs fight for your online checkout 19.09.2022

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Eric Johansson, Fintech Editor, Verdict Adam Bialy, Founder & CEO, Fiat Republic We cover the following stories from the fintech and financial services space: JPMorgan Chase acquires payments fin...

663. Insights: How have tech accelerators shaped fintech? 16.09.2022

Our expert host, Benjamin Ensor, is joined by some great guests to look at how accelerators have influenced financial services and fintech. According to the Brookings Institution, there are more than 1,300 accelerators globally, all looking to unearth the next big thing and nurture a generation of founders. But what has been the impact of the accelerators on fintech? What’s the biggest challenge b...

662. News: Shopify and Amazon's Cold War heats up 12.09.2022

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Douglas Soltys, Editor-in-Chief, BetaKit Elaine Burke, Editor, Silicon Republic With soundclips from: Derek Joyce, COO, Alloy We cover the following stories from the fintech and financial service...

661. Insights: Can embedded finance bank the unbanked? 09.09.2022

Our expert hosts, Ross Gallagher, is joined by some great guests to ask: "Will embedded finance bank the unbanked?" While you may think ‘unbanked’ and ‘underbanked’ applies to emerging markets, estimates from the Federal Deposit Insurance Corporation (FDIC) suggest 5.4 percent of U.S. households were “unbanked” in 2019, meaning that no one in the household had a checking or savings account at a ba...

660. News: Shoppers globally turn to Buy Now Pay Later for groceries 05.09.2022

Our expert hosts, Benjamin Ensor and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Vinay Singh, Managing Director, Anthemis Tessa Bryant, Head of Brand and Communications, Lightyear With soundclips from: Johannes Fenner, Co-founder and Co-CEO, Justhome We cover the following...

659. Insights: Are SMEs really being served? 02.09.2022

Our expert host, Ross Gallagher, is joined by some great guests to ask: 'Are SMEs really being served?' Addressing the banking services of underserved small and medium-sized enterprises was one of the earliest gaps in the market that fintech looked to fill. Nearly a decade into that journey, it’s time to take stock of those early promises and see what has been done to help SMEs on both sides of th...

658. News: Prometeo launches LatAm A2A payments and Ramp rolls into BNPL 29.08.2022

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ximena Aleman, Co-founder & Co-CEO, Prometeo Emily Man, Investor, Redpoint Ventures With soundclips from: Geoff Charles, Head of Product, at Ramp We cover the following stories from the finte...

657. Insights: Can fintech help solve the refugee crisis? 26.08.2022

Our expert host, Benjamin Ensor, is joined by some great guests to discuss fintech's role in the refugee crisis. According to 2021 figures from the United Nations, there are more than 89 million people worldwide who have been forcibly displaced from countries like Syria, Ukraine, Afghanistan, Somalia and Eritrea. We’ve put together a panel of experts to discuss how fintech can help refugees in the...

656. News: Can Klarna become a Super App? 22.08.2022

Our expert hosts, David M. Brear and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jenny Miller, Head of US Product, Wise Evgenii Kondratev, Product Director, Klarna With soundclips from: Bruno DIniz, Co-founder, Spiralem We cover the following stories from the fintech and fi...

655. Insights: What does good crypto design look like? 19.08.2022

Our expert host, David M. Brear , is joined by some great guests to ask: 'What does good crypto design look like?' It was recently announced that BlackRock, the world’s largest investment management company, is now offering clients direct access to crypto – starting with Bitcoin. If anything demonstrates crypto’s move from the fringes to the mainstream, it’s the backing of one of the industy’s big...

654. News: Earned wage access – friend or foe? 15.08.2022

Our expert hosts, Kate Moody and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Katie Llanos-Small, Founder & Editor, Iupana Brian Byrnes, Head of Personal Finance, Moneybox We cover the following stories from the fintech and financial services space: Cost of living: People tu...

653. Insights: Making financial services accessible for people with disabilities 12.08.2022

Our expert hosts, Ross Gallagher, is joined by some great guests to ask: how do you design financial services for people with disabilities? The fintech boom of the past decade has made financial services more democratic and has improved access for many different groups across the globe. But for people living with disabilities - or PwDs – the wait goes on for truly inclusive services. In this podca...

Bonus. Eco's Andy Bromberg on copying in fintech 10.08.2022

Our expert host, David M. Brear, is joined by Andy Bromberg, CEO of Eco, to talk about one of the biggest stories on 'Fintech Twitter'. A few months ago - Pebble caught the attention of many in the fintech world. This included Andy Bromberg, who felt he saw Eco’s very own materials and business model reflected back at him. After more digging, he took to Twitter to declare that Pebble engaged in “c...

652. News: Will JPMorgan Chase transform the travel industry? 08.08.2022

Our expert hosts, Kate Moody and Nicole, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jason Mikula, Publisher, Fintech Business Weekly Ariba Shahid, Contributor, DealStreetAsia With soundclips from: Douglas Soltys, Editor, Betakit We cover the following stories from the fintech and financ...

651. Insights: How will PSD3 shape the future of Open Banking? 05.08.2022

Our expert host, David M. Brear, is joined by some great guests to ask 'how will PSD3 shape the future of Open Banking?' Payment Services Directive 2 was the starting pistol for innovation across financial services and the Open Banking space. The European directive had truly global repercussions, igniting huge interest from investors, and leading to billion dollar valuations for companies on both...

650. News: Peter Thiel backs European investment app Shares 01.08.2022

Our expert hosts, David M. Brear and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Benjamin Chemla, CEO & Co-founder, Shares Dan Morgan, Policy Lead - Europe, Plaid Kristy Kim, Co-founder & CEO, TomoCredit With soundclips from: Brian Simons, President, Maxwell We cover the fo...

649. Insights: Is the future of investment active or passive? 29.07.2022

Our expert host, Gwera Kiwana, is joined by some great guests to ask: 'is the future of investment active or passive?' Younger generations flipped the stock exchange on its head with fintech delivering the power of Wall Street to the palm of their hands. But while many young investors were energised, the economic downturn has potentially shown the importance of long-term investments after all. So:...

648. News: Starling pulls back from Ireland while Stori becomes Mexico's latest fintech unicorn 25.07.2022

Our expert hosts, Kate Moody and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sarah Kocianski, Independent Fintech Strategy Consultant Douglas Mackenzie, Chief Content Officer, Fintech Finance With soundclips from: Katie Llanos-Small, CEO, Iupana We cover the following stories...

647. Insights: How is rising inflation impacting financial services? 22.07.2022

Our expert host, Kate Moody, is joined by some great guests to understand how inflation is impacting financial services. Rising inflation is driving down the value of our money while driving up the cost of everything from energy, to food, to travel. Inflation has plenty of real word impact and financial services is definitely tied up in that – from how people manage day-to-day spending, to investi...

646. News: Klarna completes down round and Flutterwave accounts frozen in Kenya 18.07.2022

Our expert hosts, David M. Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Abubakar Idris, Africa Reporter, Rest of World Anita Ramaswamy, Reporter, Techcrunch We cover the following stories from the fintech and financial services space: Klarna’s valuation slashed by $3...

645. Insights: Dan McCrum on bringing down payment giant Wirecard's house of cards 15.07.2022

Our expert host, David M. Brear, is joined by Dan McCrum, an investigative reporter at the Financial Times and author of 'Money Men: A Hot Startup, A Billion Dollar Fraud, A Fight for the Truth'. The financial services industry was rocked by headlines about Wirecard. It filed for insolvency in June 2020 claiming €1.9 billion dollars was “missing” from its balance sheet and slowly the whole sorry s...

644. News: Should Open Banking become a legal requirement for credit assessment? 11.07.2022

Our expert hosts, Benjamin Ensor and Deepa Anikhindi, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Tim Coates, Co-founder, Oxbury Bank Dan Morgan, Policy Lead - Europe, Plaid With soundclips from: Duncan Barrigan, Chief Product & Growth Officer, GoCardless We cover the following stories f...

643. Insights: How do you put together the perfect mortgage offering? 08.07.2022

Our expert host, David M. Brear, is joined by some great guests to put together the perfect mortgage offering. While fintech disruptors have looked to make mortgages simpler, there are still many hurdles in the way of a seamless experience for potential homeowners. So, bringing together a panel of industry experts from the UK, the US and Europe, we're asking: What do we get rid of? What do we keep...

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