11:FS
Fintech Insider Podcast by 11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry. Our weekly news show drops every Monday and tackles the biggest...
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Episodes
764. Insights: Can the UK avoid a mortgage market meltdown? 28.07.2023 47:21
Our expert host, David M. Brear, is joined by some great guests to ask: "Can the UK avoid a mortgage market meltdown?" This week's guests include: Ben Thompson, Deputy CEO, Mortgage Advice Bureau Jinesh Vohra, CEO, Sprive Maria Harris, Director, Digital Cat Consultancy The news from the UK mortgage market is currently more brutal than a Tarantino film! July saw the two-year fixed mortgage hit its...
763. News: Buy Now Pay Later regulation shelved while Coutts faces Farage account fallout 24.07.2023 1:01:45
Our expert hosts, Ross Gallagher and Nas Ahmad, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Treasury poised to shelve crackdown on 'buy now pay later' sector Thunes pockets $72M at a $900M+ valuation Nigel Farage claims to have proof that...
762. Insights: Silicon Valley Bank, ChatGPT, and down rounds – lessons learned from financial services in 2023 so far 21.07.2023 36:42
Our expert host, Benjamin Ensor is joined by some great guests to ask: "What lessons have we learned from financial services in 2023 so far?” This week's guests include: Ewan Silver, Group CTO, 11:FS Danny Brewster, CEO, TwentyOne Mike Carter, Head of Platform Lending, Innovate Finance We’re over the half-way point for the year so far – which means all those predictions pieces are now likely in th...
761. Focus: How US market turmoil can build more resilient founders – with Adams Conrad, Principal at QED Investors 19.07.2023 31:13
In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Adams Conrad, Principal, QED Investors to delve into the chal...
760. News: Public.com lands in the UK and Solaris raises €38 million 17.07.2023 55:23
Our expert host, Kate Moody, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Public launches in the United Kingdom - 4:09 Embedded finance platform Solaris closes €38 million funding round to ‘strengthen governance and compliance’ - 14:50 Revo...
759. Insights: Will PSD3 really live up to the expectations? (Rewind) 14.07.2023 51:37
Our expert hosts, David M. Brear, is joined by some great guests to ask: "Will PSD3 really live up to the expectations?" This week's guests include: Dan Morgan, Policy Lead - Europe, Plaid Nilixa Devlukia, Founder, Payments Solved Thibault de Barsy, Vice-Chairman & General Manager, The Payments Association EU The Open Banking sector is currently abuzz – following the unveiling of proposals for Pay...
758. Is Goldman Sachs breaking up with Apple? 10.07.2023 56:28
Our expert hosts, Kate Moody and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Goldman is looking for a way out of its partnership with Apple - 4:35 Visa $1 billion buyout of Brazil's Pismo eases fintech M&A slowdown -...
757. Insights: Can financial services change how people think about money? 07.07.2023 41:32
Our expert host Kate Moody is joined by some great guests to ask: "Can financial services change how people think about money?” This week's guests include: Jason Bates, Co-Founder, 11:FS Rajan Lakhani, Head Of Public Relations, Plum Stephen Bowe, Director - Digital Experience & Innovation, Nationwide The way we manage money is incredibly complicated. Spend, save, invest, borrow, lend, pay-off – us...
756. Focus: What are US VCs looking for in today’s market? 05.07.2023 40:59
Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In this episode, we're looking at the turmoil in the VC space, what has changed in 2023, and what the next half of the year might look like for investment in fintech. This week's guests include: David Rolf, Head, Visa Ventures Sasha Pilch, Principal, Fin Capital Vivek Krishnamurthy, Pr...
755. News: PSD3 unveils plans to shake up Open Banking 03.07.2023 1:02:11
Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: PSD3: The European Union unveils new open banking rules - 4:50 Wise sees profits soar amid customer boost and rising interest rates - 22:05 R...
754. Insights: How do we get to the holy grail of cross border payments? 30.06.2023 45:33
Our expert hosts, David M. Brear, is joined by some great guests to ask: "“How do we get to the holy grail of cross border payments?” This week's guests include: Sara Castelhano, EMEA Payments & Commerce Solutions Product, JP Morgan William Artingstall, Global Co-Head Cross Border Payments and Receivables, Citi Cheap, universal, speedy, and secure – is that too much to ask for when moving money in...
753. News: Banks are in an AI talent war and Revolut launches the 'Ultra' account 26.06.2023 59:59
Our expert hosts, Benjamin Ensor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: European banks are putting "AI" in 30% of their job ads - 6:10 Majority, a digital bank for US migrants, grabs $9.75M amid expansion in Texas...
752. Insights: How does Big Tech shake up the payments industry? 23.06.2023 51:45
Our expert hosts, David M. Brear, is joined by some great guests to ask "How does Big Tech shake up the payments industry?" This week's guests include: Alexandra Rivas-Gale, International Payments Product Lead, Clearbank Jim McCarthy, EVP of Product & Sales, Thredd Jorn Lambert, Chief Digital Officer, Mastercard It’s often said that, with every new feature launch, Apple can wipe out 100+ startups...
751. Focus: Putting grain on the blockchain – with Eduardo Novillo Astrada, CEO of Agrotoken 21.06.2023 30:13
In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, Benjamin Ensor sat down with Eduardo Novillo Astrada, CEO & Co-Founder, Agrotoken to continue ex...
750. News: Andreessen Horowitz lands in London and HSBC rebrands Silicon Valley Bank UK 19.06.2023 1:05:48
Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Andreessen Horowitz to open its first international office in London - 6:00 HSBC builds innovation division from the bones of collapsed SVB U...
749. What is Anne Boden’s legacy in fintech? (rewind) 16.06.2023 32:48
Our expert host, David M. Brear, is asking: "What is Anne Boden’s legacy in fintech?" This week's guests include: Anne Boden, CEO, Starling Bank The fintech world has been rocked by the news that Starling Bank’s Founder and CEO, Anne Boden, is stepping back nine years after founding the company. A self-described “5ft tall Welsh woman”, who started a challenger bank in her mid-50s, Boden has been o...
748. News: Money20/20's biggest stories from Fabrick, Griffin, and more! 12.06.2023 54:07
Our expert host, David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the Money20/20 conference in Amsterdam! We cover the following stories from the fintech and financial services space: Open finance fintech Fabrick raises €40m, expands partnership with Mastercard - 6:30 Lucinity unveils generative AI-powered financial cri...
747. Insights: How do we make back office payments processes sexy?’ 09.06.2023 44:26
Our expert hosts, David M. Brear, are joined by some great guests at Money20/20 to ask: "How do we make back office payments processes sexy?" This week's guests include: Ben Morfoot, Director of Product, GoCardless Abid Mumtaz, Commercial Lead for Wise Platform, Wise With soundclips from: David Singleton, CTO, Stripe We get it – the stuff that gets into consumer’s hands is bound to get the most at...
746. Focus: How does agriculture and fintech collide in LatAm? 07.06.2023 39:49
Our expert hosts, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In this episode, we're looking at the relationship between agriculture and financial services in Latin America, the historical importance to economies across Latin America, and how this space is developing. This week's guests include: Pamela Ceballos, Senior. Director, Digital Partner...
745. News: QED's new $925 million fintech war chest & Klarna fights to return to profit 05.06.2023 1:01:55
Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: QED closes on $925M to back fintech startups globally - 5:10 UK banks shortchanging savers with ‘measly’ rates, says Which? - 17:10 Klarna's loss...
744. Insights: How NOT to build a bank - Part II 02.06.2023 47:15
Our expert host, Ross Gallagher, is joined by some great guests to discuss how not to launch a bank! This week's guests include: David M. Brear, Group CEO, 11:FS Ewan Silver, Group CTO, 11:FS Kate Moody, Customer Strategy Director, 11:FS Nas Ahmad, General Counsel, 11:FS At 11:FS, we’ve launched products in different markets, continents, and economic conditions across the globe. But, we often see...
743. News: Revolut's banking licence in jeopardy and Anne Boden departs Starling Bank 29.05.2023 1:04:08
Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Bank of England plans to reject Revolut's bid for banking licence - 5:00 Brite Payments launches instant payments network - 17:20 Daylight, the L...
742. Insights: How NOT to build a bank - Part I 26.05.2023 48:48
Our expert host, Ross, is joined by some great guests to discuss how not to build a bank! At 11:FS, we have experience building financial services products all over the world, with differing budgets, scales, target demographics, and functions. But, we often see many of the same challenges popping up again and again. Today we’re opening up the podcasting version of a rage room - to vent on the bigg...
741. Focus: How UX is fundamental to seamless money movement - with Surendra Chaplot, Global Head of Product at Wise 24.05.2023 34:18
In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Surendra Chaplot, Global Head of Product at Wise to continue...
740. News: Smart raises $95 million while Robinhood sparks all-night trading fears 22.05.2023 59:44
Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: London pension fintech Smart gears up for deals after $95m funding injection - 5:00 Robinhood launching 24-Hour weekday stock trading - 17:45 Tig...
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