Financially Speaking

Price isn’t just a number—it’s the story behind every financial choice. What you’re really investing in often goes beyond the product itself: it’s the speed of a solution, the relief of peace of mind, the access to opportunity, the trust you place, and the reassurance you crave. In today’s episode, "Are You Curious About the Deeper Layers of Your Money Decisions?" host Jacquette lifts the veil on...

In this episode of Confidently Crypto, Professor Tonya M. Evans reflects on her journey through Accra, from walking through W.E.B. Du Bois’ home to standing at the Kwame Nkrumah Memorial, and connects these powerful moments in history to the future of Africa’s digital economy. Drawing from her keynote at the Digital Assets Summit Africa, she explores Ghana’s pioneering role with mobile money and t...

In Part 3 of Dr. Tisa's series on the effects the "Big, Beautiful Bill" Act with have on loan repayment, this episode is specifically for people who will be borrowing for the first time after July 1, 2026. Changes involve a lot of limits that make it even more important for students and families to be strategic about selecting a college or career school and how to pay for it, especially when loans...

As you grow, so do your clients. Your goal should be to notice when their growth aligns with or causes friction in yours. In today's episode, " Is Your Pricing Actually Keeping Pace With Your Client's Growth?" host Jacquette shares three ways client growth can manifest: in their financial capacity and/or "perception score," changes in their values and priorities, and increased expectations. Check...

In this final episode of our Cooperative Economics of Crypto in Africa series, Prof. Tonya M. Evans takes you behind the scenes of her upcoming keynote at Digital Assets Summit Africa 2025. She breaks down a simple five-lens playbook for smarter, safer crypto adoption, explains why stablecoins matter, and highlights Ghanaian fintech innovators like WeWire, Nala, Busha, Kotani Pay and Startbutton....

Imagine driving a car with misaligned wheels; it takes more effort, burns more fuel, and wears down faster. The same goes for business: when your pricing isn’t aligned with your growth, you're working harder than you need to. In today’s episode, “Is Your Pricing Out of Sync with Your Growth?”, host Jacquette breaks down how to bring your pricing strategy into harmony with your evolving capacity, s...

In this episode, Dr. Tonya M. Evans continues her Cooperative Economics of Crypto in Africa series and reveals how Ghana, Nigeria, and South Africa went from crypto critics to joining the effort to lead globally in just 24 months. Discover how Africans are using text messages to send digital money without internet, how local startups are processing over a billion dollars in cross-border payments,...

When you truly care about something, watching it blossom—flourish, thrive, GROW—is the ultimate goal. But what if it costs you? Trick question because growth is never free. And although cost isn't always monetary, the resulting growth often reflects in pricing. In today's episode, "Do You Love the Results of Growth, But Not What it Costs?" host Jacquette speaks openly about recent changes she's ma...

In this episode, Dr. Tonya Evans explores the transformative potential of remittances and stablecoins in Africa, emphasizing the importance of cooperative economics and regulatory leadership. She discusses how crypto adoption is reshaping financial practices, particularly for small businesses and families, and highlights the need for a balanced approach to regulation that fosters innovation while...

In today's episode, "Making Money Make Sense — 4 Truths to Rethink How You Earn, Spend, and Decide," host Jacquette provides a quick overview of the central theme "Making Money Make Sense," which is explored in episodes 263-266. She also highlights why priority, energy, relationships, and self-trust are all important factors in your financial journey. Financial Behaviorist Jacquette M. Timmons exp...

In Part 2 of Dr. Tisa's Big, Beautiful Bill & Loan Repayment series, Dr. Tisa dedicates this episode to parents who are already repaying Parent PLUS Loans. She reviews time sensitive information  and gives a list of actions to take and questions to answer to make sure parents are prepared before most of the changes from the BBB go into effect next year.   Tisa Silver Canady, EdD, MBA, is a financi...

In this episode, Dr. Tonya Evans explores the transformative role of crypto and digital finance in Africa, emphasizing the continent's unique position to leverage cooperative economics and mobile money systems. She discusses the regulatory landscape, the dominance of stablecoins, and how traditional cooperative finance practices are being integrated with modern technology to create a more inclusiv...

What is the connection between the money in your personal account and what's in your business account? It's YOUR money! Yes, it's that simple. In today's episode, "Never Underestimate How Personal Money Is — Especially in Business," host Jacquette shares five reasons to keep personal and business accounts separate and offers insights on why adopting a more unified mindset when comparing the two ca...

Check out this throwback to the FIRST episode of Confidently Crypto from 12/16/24 where Dr. Evans shares her journey into the crypto realm, lays down some fundamentals and introduces certain terms we should know when entering this space!    Visit Dr. Evans' website at: www. ProfTonyaEvans.com Follow her socials: @IPProfEvans To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyae...

When it comes to making money decisions, there’s no “one size fits all” approach or simple solution. However, most decisions rely on three key elements: strategy, system, and self-trust. In today’s episode, "Here’s an Unusual Way to Strengthen Your Self-Trust - With Money," host Jacquette explains why self-trust is the glue that holds everything together, while tools like the Financial Flywheel™ h...

Check out this throwback episode of Confidently Crypto w/ Dr. Tonya Evans from 3.10.25! In this episode of Confidently Crypto, Dr. Tonya M. Evans discusses the critical role of women in the evolving landscape of cryptocurrency and blockchain technology. She also fact checks Rachel Maddow's recent comments on crypto being a "simple scam." She emphasizes the importance of financial independence and...

Check out Dr. Tisa's first episode in a three-part series for borrowers about the "Big, Beautiful Bill," where she breaks down what they can expect and what they should do. This episode focuses on the BBB's impact on people who already have loans for themselves.    Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness exp...

Yes, you may be successful on paper, but do you feel it? If your focus is on money management, listen to today's podcast "Does Your Success Feel as Solid as It Looks?" by host Jacquette, and discover how and what elements you should balance so that your success feels as good as it looks. Don’t just chase the numbers—feel the victory! Financial Behaviorist Jacquette M. Timmons explores the psycholo...

In this episode of Confidently Crypto, Dr. Tonya Evans breaks down Trump's August 7th executive order allowing cryptocurrency investments in 401(k) plans, and what it means for your retirement strategy. Discover the difference between existing Bitcoin IRAs and new 401(k) crypto options, learn the three critical questions every retirement saver should ask their financial advisor, and understand why...

In today's episode, Dr. Tisa talks about "good jeans": American Eagle Outfitters and Levi's. These two billion dollar companies with new celebrity ads, created buzz for both and a stock market pop for one after President Trump shared his thoughts. But here's the question for investors: Is it news or noise?   Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an...

You can run from it or embrace it as the friend it truly is. Yes, we're talking about mid-year reviews, and yes... they can be a bit tedious or even intimidating at times but tune into today's episode "This May Actually Help You Rewire Your Relationship With Mid-Year Reviews," where host Jacquette explains why mid-year reviews can provide valuable hindsight. And, as the saying goes, hindsight is 2...

In this episode of Confidently Crypto, Dr. Tonya Evans discusses the significant opportunities arising from the White House Digital Assets Report and recent regulatory clarity in the crypto industry. While the industry spent $245 million securing this regulatory framework, almost no lawyers, financial advisors, or compliance professionals are prepared to serve the growing number of clients interes...

Some of the best and MOST important investments you'll ever make are in yourself... in your craft. In today's episode, "Here's Why Investing in Your Craft Is an Ongoing, Courageous Practice," host Jacquette explains why taking a chance on yourself and investing in your craft is not only hard and necessary work, but it may also be one of the most rewarding things you'll ever do. Pour into yourself,...

In this episode of Confidently Crypto , Dr. Tonya M. Evans breaks down what’s really going on with digital money in the U.S. and around the world. She explains why some lawmakers want to ban a U.S. central bank digital currency (CBDC), how that’s different from cryptocurrencies like bitcoin, Ethereum and stablecoins, and what it all means for your privacy, financial freedom, and future. You’ll als...

What is "financial freedom" and how does one achieve it? Well ... that isn't a one-size-fits-all answer. So, in today's episode, "Here's Why Financial Freedom Isn't Just About Money," Jacquette encourages her listeners to view financial freedom in very nuanced ways because it is precisely nuance that will help us navigate a system that wasn't designed for everyone to thrive equally. Financial Beha...