Financially Speaking

Join Dr. Tonya M. Evans on "Confidently Crypto" as she demystifies the world of digital assets and explores the intrinsic value of Bitcoin. Dive into insightful discussions on the future of finance, the role of cryptocurrencies, and the evolving landscape of digital economies. Whether you're a crypto enthusiast or a curious newcomer, this podcast offers clarity and confidence in navigating the dig...

“If you want to go fast, go alone. If you want to go far, go together.” — African proverb In today’s episode, "Here’s an Uncomfortable Idea: Want More Success? Be Less Independent," host Jacquette offers candid and vulnerable insight into why fierce independence may actually be holding you back. She challenges the myth that success is a solo pursuit, urging listeners to lean into interdependence i...

Five crypto companies just got the keys to federal banking. The OCC granted national trust bank charters to Ripple, Circle, BitGo, Fidelity Digital Assets, and Paxos—and that's never happened before. Dr. Tonya M. Evans explains what this actually means, how it ties to the GENIUS Act, and why it matters if you've ever been denied a loan, hit with predatory fees, or told banking "isn't for you."   V...

We can obsess over worst‑case scenarios; doomsday preppers prove that. But what if the real challenge isn’t surviving failure… it’s embracing and sustaining success? Every new level of success calls you to step into new roles, embrace growth, and rise higher than before. In today’s episode, “How Well Do You Prepare for the Success You Want?”, host Jacquette defines success and introduces the "mask...

Tune in to a throwback episode from Dec. 23, 2024, where Dr. Evans breaks down the fundamentals of crypto in regards to coins vs. tokens!   Visit Dr. Evans' website at: www. ProfTonyaEvans.com Follow her socials: @IPProfEvans To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/   Strategic Advisor | Digital Assets & Regulatory Policy Advantage Evans, LLC   📖...

 If the word " cryptocurrency" makes you want to run for cover, it’s time to flip that fear into curiosity and courage. Today’s episode, " Digital Money Demystified: A Conversation," is your invitation to step into clarity and possibility. Host Jacquette sits down with multifaceted guest Dr. Tonya Evans , author of Digital Money Demystified , to deliver a masterclass that brings humanity into the...

This is a throwback to episode 1 of Confidently Crypto on Financially Speaking!   Chief Learning Optimizer and author of "Digital Money Demystified," Dr. Tonya Evans, introduces her weekly Monday series on Financially Speaking called, 'Confidently Crypto.'   Visit Dr. Evans' website at: www. ProfTonyaEvans.com Follow her socials: @IPProfEvans To listen to more of Dr. Tonya Evans' Podcasts, Visit:...

Remember the pure joy of being a kid—running outside, laughing, and playing until sunset? Back then, missing out on play felt like the harshest punishment. Well, guess what? It’s time to bring that magic back! On today’s episode of "The Power of Play – Building Resilience in Body, Mind, and Money," host Jacquette teams up with Behavioral Change Health Coach Janet Omstead to invite you to rediscove...

Bitcoin dropped from its all-time high of $126,210 to around $84,700—its worst month in two years. While retail investors panic-sell, institutional investors like Abu Dhabi's sovereign wealth fund are quietly buying the dip. So who's really losing here? In this episode of Confidently Crypto, Dr. Tonya M. Evans breaks down why this crash created the single biggest tax-saving opportunity of 2025—and...

In today’s episode, “Innovation Isn’t an Event — It’s a Practice” with Innovation Architect Carla Johnson , host Jacquette invites us into a transformative conversation that redefines innovation: not as a flash of genius, but as a way of life. Together, they explore the powerful parallels between innovation and money, revealing how our mindset, habits, and everyday choices shape both. Carla shares...

Africa isn't catching up on crypto—it's leading. Dr. Tonya M. Evans talks with Mimi Kufuor, CEO of KoinKoin Ghana, about building a digital asset platform driven by utility, not speculation. Mimi shares her journey from Meta to African fintech, explaining why stablecoins prevent money from fluctuating in everyday transactions, how KoinKoin doubled revenues to £150 million across Nigeria, Ghana, Ke...

What if your outcome wasn’t a reflection of effort, but of something deeper—something you define yourself? In today’s episode, "A Harvest Isn't Always What You Planted," host Jacquette challenges the conventional wisdom that hard work equals worth. She invites you to explore a more honest truth: the harvest always reveals what truly took root, whether or not it was what you intended to sow. So, in...

In this episode of Confidently Crypto, Dr. Tonya Evans explores the current state of the cryptocurrency market and its connection to the broader economy, particularly in light of recent actions by the Federal Reserve. She draws parallels between today's economic conditions and the 2008 financial crisis, emphasizing the importance of Bitcoin as a response to systemic failures in traditional finance...

In todays episode, Dr. Tisa is joined by Melanie Mason, MS, MBA, Director of Programs and Administration for the Maryland Center for Collegiate Financial Wellness. Melanie is also a realtor and founder of Mason Consulting Company, a boutique firm that provides services to higher education institutions, nonprofits and small businesses. Together they share the do's and don'ts of funding your college...

Ideas don’t just arrive; they evolve. It’s the quiet, often invisible choices—the ones no one else notices—that ultimately shape the "Big Decision." In today’s episode, “The Power of the Choices You Make That Others Don’t See,” host Jacquette dives into the three truths about our choices: your intention, your impact, and your why. Tune in to see why these truths reveal the power behind every subtl...

In this episode of Confidently Crypto, Dr. Tonya M. Evans sits down with Peter Frimpong Manso, convener of the Digital Assets Summit Africa (DASA), to unpack how digital assets are transforming Africa’s financial future. Drawing on 15 years of supply chain and procurement experience at BP and Fujitsu, Peter reframes crypto as critical financial infrastructure—not speculation.   Together, they expl...

As the iconic movie line reminds us, “Life is like a box of chocolates; you never know what you're gonna get.” And sometimes, what you get isn’t what you hoped for, but that doesn’t mean the story ends there. In today’s episode, “The Result Wasn't What I Wanted: But, I'm Not Discouraged,” host Jacquette dives into the power of embracing disappointment, not as defeat, but as a stepping stone. She i...

How a Texas mother used crypto to escape financial abuse when traditional banks couldn't protect her.     Dr. Tonya Evans and Ali Tager from the National Cryptocurrency Association share real stories of everyday Americans finding financial freedom through digital assets. Discover why women and underserved communities are turning to cryptocurrency for privacy, autonomy, and wealth building beyond W...

Dr. Tisa explains three facts about student loan forgiveness under Trump, how the headlines often miss the point, and what borrowers can expect now that the administration has agreed to resume processing loan forgiveness!   Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she...

In moments of doubt, your choices reveal what you truly value, fear, and prioritize. In today’s episode of “When Life Is Messy, Do You Ever Wonder if You're Being Tone Deaf?” Jacquette explores what it means to lead with clarity, compassion, and conviction, even when life feels a bit off-kilter, or "messy." Tune in to learn how to stop second-guessing your impact and start trusting the power you b...

What happens when the grid goes down or banks freeze accounts? Dr. Tonya M. Evans explores the rise of offline digital money—“freedom money”—and why it’s key to democracy. From Ghana’s e-zwich to India’s digital rupee and the lessons of EndSARS, she reveals how resilient payment systems protect rights when connected ones fail. Plus, she shares lessons from her e-book, The Cooperative Economics of...

September arrives, bringing a crisp breeze and a variety of rich, earthy tones. It moves us from the fast pace of Summer to the mindful rhythm of Fall, serving as nature’s gentle reminder that change is both beautiful and necessary. For many, this month sparks a quiet sense of renewal, like a bonus New Year. So, in today's episode, "Why Does September Represent a Powerful Sense of New Beginnings,"...

Is crypto safe for women investors, professionals and innovators? In this episode, Dr. Tonya M. Evans debunks 5 persistent myths keeping women out of the digital asset economy, exposes common scams and imposter tactics, and profiles Black women leaders building the future of finance: EMTECH's Carmelle Cadet, KoinKoin's Mimi Kufuor, and the Association for Women in Cryptocurrency's Adilah Holivay....

History doesn’t always repeat, but it echoes loudly. In today’s episode, "Who Gets to Decide What Your Labor is Worth?", host Jacquette dives into the overlooked legacy of Black labor activists who fought for equity while being denied it themselves. Despite pushing for justice for all workers, they were excluded from the very movements they helped build, leading to the creation of The Colored Nati...

What happens when artificial intelligence starts managing money on the blockchain? In this episode, Dr. Tonya M. Evans explores the rise of "DeAI"—the fusion of AI and decentralized finance—and what it means for regulators, investors, and innovators. Discover how autonomous systems are reshaping markets, compliance, and opportunity while challenging exclusionary legacy systems that have long limit...