Financially Speaking

With Student Loans back in the conversation, check out this updated #ICYMI episode with Dr. Tisa originially from March 4, 2025!     In this episode she gives us some different perspectives on dealing with student loans from two clients she worked with. Through these stories, she highlights the issues that borrowers deal with everyday. Check it out!   Tisa Silver Canady, EdD, MBA, is a financial w...

Is crypto finally safe—or just another way for the powerful to profit?   In this episode of Confidently Crypto with Dr. Tonya M. Evans, we break down what really happened during Crypto Week in Congress, why stablecoins and market structure reforms matter, and how new U.S. legislation could reshape the future of digital assets. From the GENIUS and CLARITY Acts to rising scams and regulatory power p...

Being a smart consumer is understanding the value in things even when they are considered "free" because there's nothing free in life. So, if something is given to you, be grateful if that gratitude is your only cost. In today's episode, "The True Underestimated Cost of Free: Invisible Labor, Visible Entitlement," host Jacquette explains why being entitled to "free" is more than surface-level bad...

Contrary to popular belief, it does not take "a lot" of money to begin investing. Dr. Tisa explains three forms of investing--real estate, entrepreneurship, and precious metals--and how investing in them indirectly can grant you access to profits without exposing you to enormous amounts of risk.   Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and...

In this episode of Confidently Crypto , Dr. Tonya M. Evans breaks down why your intellectual property (IP) portfolio  is one of the most overlooked but absolutely essential assets in the crypto and blockchain economy. From NFT platforms and DeFi protocols to tokenized real estate and DAO tooling, Web3 innovation is booming. But so are IP lawsuits, patent trolls, and high-stakes litigation. If you’...

There's something to be said about allowing yourself to want...to hope. It's a very vulnerable act because, if unfulfilled, it can lead to one of your greatest disappointments. In this episode, "When Disappointment Really Means You're Still in The Game; Still Reaching," host Jacquette openly shares a time when receiving the dreaded "no" ultimately brought her to a deep and meaningful realization....

Now that the 'Official Big Beautiful Bill' has been signed into law, Dr. Tisa explains the changes in borrowing for undergraduate students, graduate students and parents who are borrowing to pay for their children's education.   Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt...

Are you a lawyer who keeps hearing about crypto but feels unprepared to advise clients? You're not alone—and you're not behind. But it's time to get serious about Web3 competence. According to recent surveys, over 60% of lawyers encounter crypto-related questions from clients, but less than 20% feel competent to provide guidance. This gap isn't just growing—it's creating real professional liabilit...

Distractions can take many forms and are even welcomed at times. However, when necessary, we must set boundaries to become our most productive selves. In today's episode, "The World Doesn't Stop Just Because You're Feeling Distracted," Jacquette explains why, although the world may love a somewhat efficient "multitasker", there's value in being able to focus on the task at hand. Financial Behavior...

Eyes are still on the stock market, but the bond market is larger and experiencing some unusual moves. President Trump has been clear he wants interest rates to come down, however interest rates are set by an independent agency-the Federal Reserve. Dr. Tisa explains what "the Fed" is, what it does, and how its decisions affect our everyday lives.   Tisa Silver Canady, EdD, MBA, is a financial well...

Can your Bitcoin help you buy a house? Yes. But there’s a twist.  Dr. Tonya M. Evans breaks down a big change in the mortgage world: for the first time, some crypto can count when applying for a home loan. She explains what this means, who benefits, and why where you store your crypto matters. Plus: the latest news on Bitcoin, stablecoins, and the rise of DeFi.   Visit Dr. Evans' website at: www....

A mother's love is shown in many different ways, and what better way than through lessons? Some lessons are more obvious, while others are so quiet that you may not understand them until later in life. Tune in to today's episode, "The Quiet Money Lessons of Mothers — and How We Carry Them Forward," as host Jacquette pays tribute to her mother while sharing how we can embody the explicit and implic...

Check out today’s throwback episode from February with Dr Tisa! She is joined Founder/Chief Visionary Officer of Wealth Esteem and licensed clinical social worker, Seante Hatcher. Together they discuss facing financial trauma, and building a better relationship with money!   Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial we...

In this episode of Confidently Crypto, Dr. Tonya M. Evans discusses the alarming rise of patent trolls in the Web3 space, particularly targeting crypto projects like Bitcoin mining and stablecoins. She emphasizes the importance of understanding the legal landscape and protecting intellectual property to foster innovation and avoid costly litigation. The conversation also touches on recent developm...

Whether you call them myths or "alternative facts," the truth is that when it comes to women and money, the stories we so often hear do not reflect reality. Listen to today's episode, "Women & Money: Myths, Truths, and Observations (Without the Deficit Thinking)" by host Jacquette to understand how to define your relationship with wealth through a more holistic lens. Financial Behaviorist Jacquett...

Dr. Tisa explains why it's important to identify your likes, dislikes, and deal breakers, when it comes to banking and using your preferences to choose the best financial institution for you!   Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised studen...

In this special throwback episode from Tech Intersect, Dr. Tonya M. Evans sits down with Carmelle Cadet, founder and CEO of EmTech, to explore a powerful but often overlooked area of digital currency innovation: Central Bank Digital Currencies, or CBDCs. Together, they unpack the role CBDCs can play in promoting financial inclusion and modernizing outdated financial infrastructure. The conversatio...

What would you do if you discovered something was being taken from you almost daily? In today's episode, " When Your Focus Shifts, Your Energy Follows," host Jacquette explains why that "something" is probably your attention. Find out how your attention may be getting hijacked and what you can do to block out the noise and focus on what nourishes you! Financial Behaviorist Jacquette M. Timmons exp...

Last week, the Department of Education announced that it would not seize social security benefits from borrowers who have student loans that are in default. This is a reversal of the April 2025 announcement that collections activity on defaulted student loans would begin on May 5. This is a huge relief for social security recipients, but other collections activities are still in play. The best way...

In this episode of Confidently Crypto , Dr. Tonya M. Evans explores why everyday people are sitting out the 2025 bull run—despite record-breaking prices and Wall Street enthusiasm. Drawing from past cycles and personal experience, she unpacks the fear, frustration, and avoidable mistakes that have kept many on the sidelines. You'll learn what it takes to rebuild trust in crypto, regain control of...

Like a slow leak in a tire, financial burnout can go unnoticed until finally there's a blowout, and you suddenly lose control...but was the loss of control actually sudden? Explore that answer in today's episode, "Yes, Financial Burnout is Actually a Real Thing; Are You Feeling It?" when Jacquette explains why financial burnout is so dangerous and steps you can take to detect and mitigate it. Fina...

In Part 2 of the "Big, Beautiful" Bill discussion, Dr. Tisa talks about how the BBB wants to change the student loan repayment experience for people with federal student loans borrowers. There will be fewer options to choose from, longer paths to forgiveness with some smaller opportunities for relief along the way. She also breaks down a huge benefit for some borrowers that came out of the Biden-H...

In this episode, Dr. Tonya M. Evans deepens the conversation on digital asset fluency as a non-negotiable leadership skill in today’s Web3 economy. She answers two pressing questions from business leaders—one from a creative agency founder, and another from a strategy exec at a logistics firm—and offers practical frameworks for aligning Web3 tools with real business outcomes.   Dr. Tonya also shar...

Not all drops are created equal. In this episode, "What a More Than 2,000 Point Drop Really Means—And Why Panic Isn't a Strategy," Jacquette details the reasons why panic during a time such as these will keep you from seeing the fruits of your labor. So, listen to today's episode and lean more into your strategy instead. Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions,...

In Part 1 of Dr. Tisa's break down of Trump's "Big, Beautiful Bill," Dr. Tisa talks about the bill's proposed changes to the availability of federal financial aid programs-including the Pell Grant and student loans. She also discusses how the proposed changes would affect the cost of higher education and access to it for students and parents.   Tisa Silver Canady, EdD, MBA, is a financial wellness...