Financial Sobriety School with Linda Parmar

Do struggle to keep up with what is going on with your finances? Are you avoiding your finances and want to start a new habit to look at your money?  This week I talk about money meetings. Scheduling in money meetings will help support the healing of your relationship with money. This can be done with yourself if you are on your own or with your significant other, even if you have separate finance...

The season of routine is here! I love September as when the season starts to turn to fall after summer the feeling of routine and structure really set in.  This week I am talking all about some daily practices you could bring into your life to help support you and your money.  Sometimes when we think about practices with money we assume it has to do with our bank account or spending plan, which it...

This week Linda has on author, global speaker, podcaster, fellow She Recovers® coach and professional certified life coach Andrea Owen on the show.  Andrea has written a new book called Make Some Noise that is being released August 2021.  In this book Andrea encourages women to dig in to find their power and and honour who they are and raise their voices for themselves. She speaks so much about mo...

This week Linda talks about a specific traumatic moment that happened to her in middle school that started her journey to a spending addiction.  "Trauma is not the event, it is how you feel during it" -Gabor Mate.  The feelings that happen during a traumatic moment lead us to behaviours in our lives like a spending addiction. Linda tells this story in this episode. 

Have you ever wondered how traumatic events in your life have affected your relationship with money?  In recovery, we are often faced with traumatic events in our lives that have led us to where we are now. These events lead us to try to be comfortable in our pain. Often we find ourselves in a cycle of patterns and behaviors with our money as a result of this pain.  This week Linda talks about how...

Have you ever thought about having boundaries with your money?  In recovery, boundaries are so important to protect yourself in so many ways.  What would boundaries with money mean to you? This week Linda walks you through what boundaries are, how to apply them to your Financial Recovery℠ , and start achieving your goals by having them in place.  When we have boundaries in place we also set an exp...

Do you understand your fico/credit score? Do you understand what helps your credit score and what doesn't? Linda breaks down how things report to your credit bureau, what to do if you have a low credit rating to increase it, and ways to keep your credit score happy and healthy. Our credit score rules a lot of our lives these days so being able to understand it and what to do to keep your score hea...

Do you feel like there are habits you want to start with money but have no idea where to start?  In this episode, Linda walks you through some great habits to start with money and how to start them. Start small, but just start is the motto of this episode!  In 18-28 days you can build a habit and in 66 days you can build a new behaviour aka a new neuro pathway in your brain! Let's do this!     

Do you find that you experience a hardship in life with money and you decide that the journey is too hard? Do you beat yourself up a lot about your money?  The journey to create a healthy relationship with money takes time. It can be really hard to accept this. It can be really hard to start to move forward when you are feeling discouraged about your experience.  This episode is a pep talk to keep...

This week Linda has a guest on her episode! Mandy joins Linda to talk about how she grew up with money and the beliefs of what she knew as a kid to what she knows now. Mandy is a recovery coach who has recently written a book and has her own business. Breaking down her relationship with money has provided an opportunity to seek abundance to be able to support herself and her business which in turn...

It's been a year since we officially were shut down in so many ways by Covid-19 and this pandemic that we have been surviving this past year.  This episode is all about checking-in with yourself and Linda checks in on how she has been the past year and most importantly the past few months.  There has been a lot of unknowns and we are finally starting to see some hope. Let's check-in to see how you...

He's baaack! Back by popular demand Linda's husband Sunny comes back to talk all about what is going on with their money.  Working together in a marriage and as a couple in money can be hard work. Linda and Sunny talk about some major money milestones that have come up for them and the struggles that have also come up for them in the process.  Money is always constant work and so important to have...

Linda has Beverley Sartain on her podcast today. Beverly has written a book called - Transcending Trauma - How I Used Spiritual Psychology To Heal My Life.  In this episode Beverly takes you through steps that she has learned about that will help transform your life, especially with your money.  The steps that Beverly outlines are so beautiful and will help lead you down the path of increasing awa...

2021 is here! In this episode, Linda talks about starting to reflect on 2020 with your money and what you want to change in 2021.  A new year brings a fresh feeling and starting to think about your money is something you can do to start to set goals for this year. Not resolutions, goals.  We have learned a lot collectively with money during the pandemic and we can take what we have learned and mak...

This episode is all about a check-in about how to get through the next 10 days, how to reflect on the last year and some steps we can do to start moving forward into 2021.  This year has taught us ALOT. It's time to slow ourselves down, breathe, honour ourselves and reflect and renew.  Linda shares what the past few years of the holidays have looked like compared to this year and the simple things...

Linda has a guest this week on her podcast, Terri.  Terri has a money story of trauma and heartbreak and she shares what her experience in her life has been so far with her money. The best part of this story is what Terri has learned and put into place for herself to no longer let money rule her life.  In this episode, she clearly lays out ways that she takes care of herself which in turn takes ca...

Do you get a bunch of ads on your social media that catch you into a rabbit hole of scrolling and possibly shopping? Just say NO to ads!  In this episode, Linda talks about setting boundaries within your social media, email, and online space to ensure that ads are attacking you this year to spend money you possibly don't have.  Black Friday is also just around the corner and the advertising has al...

Linda has seven steps to ensure that you don't overspend this holiday season and she is going to break it down step by step in this episode.  Do you struggle with spending too much over the holidays? Does the thought of Christmas shopping and having not enough stress you out? This is the episode for you! Let's make sure you don't spend too much this year.  Download the guide as well here = https:/...

Have you ever thought about how your relationship with money parallels the relationship that you have with food?  This subject comes up all the time with Linda's clients and today she talks about the similarities and the parallels. She tells her story about her disordered eating and how it mirrored her spending addiction. Diet culture and spending addiction are very similar and it's time to start...

When we enter recovery we start to unpeel an onion of different behaviours in our lives. Often when you quit something you pick up a new behaviour/addiction.  It is very common to enter recovery and find yourself in a situation of being addicted to spending money. Transferring your addiction from one thing to another and addiction to spending money is something that can often be the experience.  I...

Have you ever thought about how got to be the way you are with money? Sometimes if we look at our childhood it can tell us a lot about it.  Linda walks you through some prompts to start to understand why you are the way you are with money and what could have possibly affected you.  Most people haven't had a great experience with money and their childhood. Once we understand where some behaviors co...

Do you feel stuck when it comes to moving forward with your money? Feeling stuck when it comes to your money is VERY common and there are blocks that are keeping you there.  Linda talks about money blocks and the feelings behind those blocks that are keeping you stuck. There are sometimes many layers to these blocks and let's start to explore what is keeping you there and how to start moving forwa...

Spending Plan is another word for Budget. Linda uses the words Spending Plan as it is about choice and planning ahead. If the word budget resonates with you then please use this word!  Linda explains how to set up a spending plan and the steps that are included in getting this done. Choosing what you spend your money on can be really powerful. What will you include in your spending plan? Tune in f...

Let's start talking about FINALLY starting to save your money!  This episode Linda talks about the importance of ensuring that you are saving for different things. Saving money is a common complaint that women say they can't seem to get started. It is important to start to invest in yourself. Even if you start to invest small amounts at first this starts to add up to you feeling like you have some...

Let's talk about the four-letter word that nobody likes to talk about - DEBT.  In this episode, Linda talks about how to start to approach your debt.  Debt is not easy and Linda breaks it down on how to start to move forward and make small but significant changes with your debt. It's time to tackle your debt and start to feel free of the burden that debt might feel like to you.