Financial Sobriety School with Linda Parmar

Foundation 5 of Financial Sobriety School is - Financial Literacy.  In the last lesson we talked about your Financial Inventory and started to really look at your numbers, your expenses, your savings, your debt. Now what? This is where Financial Literacy comes into place.  Financial literacy refers to the knowledge and understanding of various financial concepts and skills that are there to help s...

Lesson 10 is alllll about looking at your money. The actual numbers. Yes, that is part of your Financial Sobriety!  Financial Inventory is the 3rd foundation of Financial Sobriety School.  Grab your free template here for your Financial Inventory: https://www.lindaparmar.com/financialinventory Have your login information ready for your bank accounts, credit cards, investments, mortgage etc; or pap...

It is so important for us to have tools in our toolbox when it comes to Financial Sobriety.  Financial Sobriety Tools is the second foundation of Financial Sobriety School.  What are some tools you can think of that will help support you and your money?  In this lesson Linda gives some examples of tools that you can put into your Financial Sobriety toolbox for you to reach for when you need suppor...

So many of us want so bad to start working on our Financial Sobriety.  We have the intention to start but we have no idea where to start and then we keep coming up against a big wall.  What is that big wall that is holding you back from working on your Financial Sobriety?  It is very common to feel paralyzed/frozen when it comes to our money. Our society is very focused on negative stigma's with m...

Active addiction can have you living in survival mode. It is a cycle that keeps going and going as you struggle to break the habit.  In this episode Linda talks aboue how important it is for us to forive ourselves for what we did to survive in our spending addiction/overspending.  A huge AHA moment is had in this episode and being able to witness what forgiving ourselves for who we were in that mo...

When we start our sobriety or recovery with our drug/substance of choice we can often think we are going to all of a sudden have more money since we are no longer taking part in our addiction.  In today's episode Linda breaks down ways that getting sober can result in having more money but more often than not it can also come at a cost. It never equals the actual cost that your active addiction wi...

Living your Financial Sobriety is starting to dig under the surface and understand why you are taking part in the behaviours of addictive, compulsive, unconscious overspending.  There are so many parallels when it comes to the behaviours that we take part in when we are active in many addictions, including drinking.  In this episode Linda explains how the patterns and behaviours of your overspendi...

Our feelings are a gateway to understanding our behaviours with money.  Have you ever checked in with your feelings when impulses to spend money come up? When we are stuck in the addictive cycle of overspending we are often trying to escape from reality and fill a void. We are reaching outside ourselves to feel something different.  In Lesson 4 Linda explains the first foundation of Financial Sobr...

One of the main foundations of Financial Sobriety School is Sober Spending.   Sober Spending is planning your spending and making clear, conscious, mindful, aligned decisions with your spending.   We live in a capitalist and consumer based society and we are encouraged to buy everything we see. We are inundated with advertising to purchase everything we don't need.   Practicing sober spending will...

In the second lesson of Financial Sobriety School I share my Financial Sobriety Story.  I am extremely grateful for my story and even though feeling financially out of control and at the bottom I know that it all happened for me to be able to be here and share this to help support you.  Turning my mess into my message has been really important to me.  Removing the stigma of shame surrounding our m...

Welcome to Financial Sobriety School!  This podcast was previously known as Your Money, Your Recovery and with a new facelift of my business I have renamed the show to Financial Sobriety School with Linda Parmar.  In Lesson 1 I am going to explain what the Financial Sobriety School is and what the meaning of Financial Sobriety is.  School is in session and I am so excited to share all my expertise...

Money can feel really hard sometimes; right now everything has increased in price. Just shopping for groceries right now feels like it eats up (literally) all the money you have allocated for the month/week.  It can feel overwhelming when everything is this expensive so focusing on what you can control with your money is really important.  In this episode, Linda breaks down what you can and can't...

Welcome to 2023! In this episode Linda talks all about setting intentions vs resolutions with your money. It's time to focus on how we want to feel with our money instead of coming from a place of shame and trying to change something that is "wrong" with us.  Link to sign up for the free workshop - Design your financial vision for 2023: https://www.lindaparmar.com/2023

It is that time to start planning for the holidays! Do you hear the jingle bells?  Linda breaks down how to prepare yourself for the holidays financially while honouring emotions that come up during this time of year.  Free guide to creating a holiday spending plan can be found right here: https://www.lindaparmar.com/holidayspendingplan Let's make this holiday season as stress free as possible!   

Linda has a HUGE money milestone announcement in this week's episode.  After over 6 years of financial recovery, Linda shares how she was able to pay off the last of her credit cards.  What a journey it has been and Linda shares the ups and the downs and what has led her to reach this milestone.  Financial recovery is a long road but it is so worth the drive! 

In this week's episode, Linda talks about her relationship with food and how it has impacted her life.  Trigger warning for this episode - please don't listen if talking about dieting, body judgments and specifics about losing weight is triggering for you.  Linda's relationship with money and food has been extremely parallel. This is often the case when the layers of recovery start to happen.  The...

Today Linda welcomes fellow She Recovers Coach Bronwen Thorburn to chat about the parallels of our relationship with money and food.  Our conversation isn't a replacement for medical advice, if disordered eating is something you feel like your experiencing please contact your medical team.  Our experience has been that restricting both food and spending can lead to binge eating/binge spending. Die...

Life is really expensive right now. We are experiencing inflation in our economy and it is making our wallets very sad.  This week Linda talks about what inflation is, what to expect and how to make the next right decisions with your money.  It is so important for us now more than ever to understand our spending and our money overall. This episode has all the tips and tricks to help support you du...

Online shopping is escalating really quickly lately with the buy now pay later services that are creeping you when you are online shopping. Online retailers and these services are making it way too easy to break payments down and buy that item that you want.  Let's talk about if these services are really helping you or if they are actually costing you more money!? 

We are still in hard times when it comes to our money and the state of the world.  Pandemic, inflation, and debt is the highest it's been in years.  Today I talk about how to deal with hard times with your money.  I took a lot away from the She Recovers Miami conference and the messages from the speakers and how they related to money. Can't wait to share! 

Money Motivation are episodes that are bite-size and short to get you motivated with your money.  Today we are talking about how to be mindful with your money.  I give you a few tips and tricks to help you connect with your money, make intentional purchases with your money and start to heal your relationship with money. 

This is the first of the money motivation series where I give you bite-size pieces on how to motivate you and your money.  This episode is all about where to start working on your relationship with money!  Money can be really overwhelming, I give you a few items to get you started to heal your relationship with money.

Money Motivation are episodes that are bite-size and short to get you motivated with your money.  Today we are talking about how to save money on groceries.  Life is so expensive right now! The grocery store prices are soaring. In this episode, I give you some tips and tricks to help support you to save money at the grocery store. 

Your ears aren't fooling you! I am back with a new episode and giving you an update on my financial life and life overall.  Exciting things will be coming up for the show including different ways to connect with the content.  So excited to be back!

In this episode, I say goodbye to the podcast, for now.  Listen in to see why I have decided to no longer record the podcast, my biggest takeaways, and my plans for the future.  Thank you to everyone who has supported me the past few years! This has been an honour and please refer to older episodes to be inspired with your money.  I have been so proud of the content I have released through this pl...