Financial Sobriety School with Linda Parmar

Do you know where to start when it comes to figuring out your money? This is a question I am asked all the time so I have some answers for you! I have made an episode on steps you can take to start your journey with getting UNSTUCK with your finances. Let's take the overwhelm out of getting started with these steps. 

Do you love a good sale? Do you spend money you don't have because you see something on sale? You aren't alone! So many women are spending money they don't have because they see a sale. Sales can be amazing of course if you have budgeted for it and it's something you need. A lot of times you are seeing a sale and you don't have the money and you start to spend money you don't have, sound familiar?...

Linda walks you through her latest trip to Costco with the tips and tricks she has learned to use in Costco. Linda loves to hate Costco for so many reasons but the main reason is how easy it is to spend A LOT of money very quickly. Costco has its perks with how cheap some things are but ensuring that you know how to navigate Costco is really important so you don't overspend because it is REALLY EA...

Linda has a VERY special guest on the podcast this week, her Husband Sunny.  Linda and Sunny tell their story together about what it was like with their money in their marriage.  They have been together for 18 years and sobriety has brought them Financial Recovery ℠ as a couple and it has been a hard winding road. You get to hear the details of where they were and where they are now and how they g...

2020 has been a wee bit of an emergency. Linda outlines in this episode what you need in your Financial First Aid Kit to FIX YOUR MONEY.  2020 is teaching us ALOT of lessons and one of the most important lessons is that it is officially time to fix your money. There is no better time than now. Tune into this episode to see what you should have in your Financial First Aid Kit to FIX YOUR MONEY!

Do you find that you are spending too much money and don't know how to stop? This week Linda talks about why we spend too much money and tips on how to stop this behavior. Most of the time we spend too much money there is a reason behind it and this week we excavate what those reasons might be. Linda gives specific tips on what to do to stop incurring debt and get on track with how to spend your m...

While the pandemic isn't exactly over it is a GREAT time to start thinking about what it has taught/teaching us in regards to our money. What have you learned so far about money during the pandemic? Linda has tips to prepare for next time a large life event happens so that you feel more prepared if you are no longer able to work or make money. We have an opportunity to learn from what has happened...

Does the stigma around money hold you back from getting it together with your money? The stigma around addiction is something that is important to start to remove in our society. The stigma about money is the same issue. There are so many women today that are stuck in their money stories because the stigma of it is holding them back from discovering their truth. It is time to start talking about t...

Why is it important to look at our money in recovery? What does money in recovery even look like? What does it even mean? Linda breaks it down in this episode! Linda focuses on your relationship with money in recovery as it is an important element of the work you do in your recovery from your addiction. It is one step we take to freedom! Does your relationship with money mirror your relationship w...

This week on the podcast Linda has a guest, Step. Steph has struggled with her relationship with money and especially with the expectation she felt from the church when she was growing up and how that is showing up in her life now. There were many beliefs, expectations, and feelings about what she should do with her money, and now living her life as an activist it can be very confusing. These laye...

Linda welcomes Tawny on her podcast today. Tawny is a writer based in NYC and loves to talk about all the taboo subjects including MONEY! Tawny is an advocate for smashing stigmas attached to sexuality and sobriety and talking to her about money was so amazing! Tawny grew up in a small town where she took charge of her own money from a young age. She felt like she was able to "hustle" her way thro...

In this episode Linda has a guest, Lisa. Lisa's story is so powerful talking about codependency and how it has affected her relationship with money. Lisa has struggled with what has worked for her with money and unfortunately has learned the hard way what has not worked for her with her money. Some great tips in this episode on how to drop what no longer serves you and to try to make life as simpl...

We are going through a hard time with the pandemic that the world is going through. Linda knows it is important to address that it is hard financially. She has created a handbook called "How to THRIVE Financially through the pandemic, 10 steps the successfully navigating the unknown. The handbook can be found at www.lindaparmar.com/thrive  Linda walks through her newest offering in this podcast an...

Linda has a guest on her episode today, Sara. Sara shares her story of her experience with money and wanting the security that money brings. Sara talks about how she knows that the energy of money and dealing with the emotions of money are so important and that she doesn't want money to just happen to her anymore. 

Linda has a guest on this episode, Jessica. Such a great episode talking about how how childhoods can affect our beliefs about ourselves and money in our adult life. As children we listen to messages told to us by our parents and those are so hard to let go of and Jessica is so vulnerable and honest in her story growing up. Jessica is also an entrepreneur and striving to let go of old stories and...

Linda's guest this week is Jenn. A sober sister that Linda met on Saltspring Island at a She Recovers retreat and so grateful for this conversation. Jenn opens up about her impulsive spending which lead to feelings of guilt and shame. The conversation is so beautiful as it leads to talking about money and food and how parallel they run to each other when it comes to the emotions and behaviours. Th...

Today's episode is talking about staying present during these times we are going through right now with the Covid 19 Virus. Linda shares her personal experience that she is going through due to the pandemic and her husband being laid off his job. This is a time to remain present and get back to basics with our finances but MOST importantly our emotional well being. 

We are living in unprecedented times right now. Fear, panic spending, hoarding are affecting our lives right now and Linda takes the time to walk you through steps to take to ensure that you aren't living in fear and unconsciousness during this time.  NOW is the time for us to be conscious. There is opportunity in this pandemic for us to connect, be present and conscious within ourselves and espec...

What does Conscious Spending mean to you? In this episode Linda talks about her views on Conscious Spending and how to be present and conscious when making financial decisions. 90% of the decisions you make everyday are UNCONSCIOUS and 10% are CONSCIOUS. Mind blowing. Let's open our eyes wide open together with money and start to be conscious with our spending and finances. 

Linda has a guest on her podcast today, Trish. Trish is navigating life after divorce and how to move forward in life with patterns and behaviours that she is feels is no longer serving her. Trish and Linda work together on strategies on changing mindset and thoughts surrounding money. Changing mindset around money can be a challenge but so worth it as Trish experiences in this conversation. Enjoy...

Linda welcomes her guest Sally. Sally has had many life experiences that has brought her to where she is now with her finances. Letting go of old stories and habits are some key things Linda and Sally talk about in this episode. Enjoy!

Last week Linda talked about Acceptance of your financial story. Today Linda talks to us about the top 5 money tips that she has to move forward with money. The top 5 tips are as follows:  1. Be accountable  2. Spending Plan 3. Debt 4. Be Grateful 5. Set 3 Financial Goals The action plan steps are details in the podcast and you can also download them here: Top Five Money Tips . 

Linda has a guest, Annie, on the show today. Linda and Annie have a great conversation about making big money choices. Annie is currently at a crossroads in her life and big financial decisions are feeling like pressure. They talk about whether taking a job that doesn't feel aligned with who you are as a person is the best choice and so many other decisions. So many good nuggets in the this episod...

Acceptance is a huge part of moving forward with money. Today Linda asks you the question "How can you accept your current financial situation?" and gives tips on how to do this. Linda had to accept that she was overspending and using money as an escape of what was happening in her life to start to move forward. It is a big step in Financial Recovery but the most important one.

In this episode Linda welcomes her guest Tammi. Tammi's story has so many layers of trying to feel safe around money during many times in her life. Tammi is currently going through a separation and this has been bringing up feelings surrounding money during this process. Feeling unsure about money during this life event is very normal and Linda and Tammi have a great conversation on how she is man...