Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

Author

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Category

Education

Podcast website

budgetbesties.com

Latest episode

Jul 10, 2026

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Episodes

The Paycheck Plan That Helps Women Stop Living Paycheck to Paycheck with Coach Michelle | 476 01.10.2025

Buy Our Simplified Budget System Now! Learn About Office Hours! Budget besties, we’ve got a very special guest on the pod today… our very own teammate and financial coaching pro, Michelle ! 🎉 This episode marks a first —Michelle’s first time on the mic with us, and we’re diving into what’s really happening behind the scenes during our free weekly Office Hours . We’re calling this new series “Less...

How to Stop Living Paycheck to Paycheck with Separate Bank Accounts | 466 29.09.2025

Curious? Start Here for Free! Check out our Stress Free Bills Mini Class! Ready? Buy Our Simplified Budget System Now! Ever find yourself nervously swiping your debit card, praying your bills are already covered? You're not alone—and it's not your fault. In this episode, we’re diving into Step 3 of the Budget Besties Method: setting up a dedicated Bills account . 🙌🏽 When your bills have their ow...

Make Your October Budget with Us: A Step-by-Step Monthly Plan For Your Money | 465 26.09.2025

Snag Our Simplified Budget System! Watch this episode here! Budget besties... it’s time. 🎃 We’re sipping pumpkin spice, skeletons are popping up in the neighborhood, and Hobby Lobby has Christmas aisles in full swing—which can only mean one thing: it's time to plan your October budget ! In this episode, Shana and Vanessa walk you through the exact steps they use with their coaching clients to get...

3 Budget Mistakes Keeping You Stuck, Even When You Make Good Money | 464 24.09.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Today’s episode is packed with real life , real clients, and real money lessons from our coaching sessions — and trust us, if they’re going through it, you probably are too . From college kids nearly losing scholarships to business owners buried in tools they don’t need, we’re breaking it all down. This is the episode where...

Simple Budget System: Stop Tracking Every Expense and Make Budgeting Easier | 463 22.09.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! If you've ever felt overwhelmed, annoyed, or just plain lost trying to budget — you are NOT alone. We’ve seen it all: the scribbled notebook budgets, 111-line spreadsheets with scary color-coding, and "budgets" that are really just transaction trackers in disguise. No wonder budgeting feels like a chore (or a punishment) fo...

Combining Finances After 14 Years: The Budget System That Changed Everything | 462 19.09.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Today’s episode is one of those stop what you’re doing and listen moments. 🛑💸 We're sitting down with our real-life friends—and now clients— Aaron and Sarah , who pulled back the curtain on how they went from financial frustration and separate bank accounts… to saving more than ever , paying off debt, and dreaming big (li...

How to Budget When Your Income Changes Every Month | 461 17.09.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Today, we’re bringing you behind the scenes of our private coaching sessions—because if our clients are facing these struggles, chances are you are too. 💯 From booming photography side hustles to once-a-month paycheck chaos, we’re unpacking the real-life budgeting problems that hit hard—and how to solve them on purpose. In...

Why Most Women Quit Budgeting, And How to Finally Stick With It | 460 15.09.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Budget besties, this one’s the heart of the whole system. If your future feels boring, budgeting will always feel like busywork. Step 1 of our method is Dream Again —building a vision that actually excites you so you want to budget, stick with it, and change habits with purpose. We share a powerful early-client story (hi te...

How to Budget When Every Paycheck Is Different | 459 12.09.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Budget besties, today we sat down with Addie—teacher, mom, and three months credit-card free (!!)—to untangle a super common headache: paychecks that land on odd dates and the “why does this still feel tight?” spiral. We walked through how to use a paycheck-ahead system when income hits on the 6th/21st (hers) and 11th/26th...

Stop Tracking Every Expense: The Budget System Busy Women Actually Need | Reair: Bold Faith, Bold Business with Judy Weber | 458 (Reair) 10.09.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Hey budget besties! We’re replaying one of our favorite conversations with our girl Judy Weber from the Bold Business. Bold Faith podcast—and y’all, it’s a GOOD one. This episode is a must-listen if you’ve ever said: “I make good money, but I have nothing to show for it.” “I’m tired of living paycheck to paycheck.” “I have...

A Step-by-Step, Automatic Budget System That Allows You To Be Bougie On A Budget: The Budget Besties® Method | 457 08.09.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Budget Besties, it’s finally happening! We’re kicking off a brand new series where we take you step-by-step through The Budget Besties Method —our signature system that helps you go from “Where do I even start?” to “Ohhhh, I got this!” This week, we're giving you the big picture— all 8 steps —so you know exactly what’s comi...

Lori Paid Off 6 Debts in 1 Month Using a Simple Budget System | 456 05.09.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Budget Besties, you are not ready for the glow-up Lori pulled off in just ONE month. ✨ In this episode, we chat with Lori — a busy wife, mom, and total rockstar — who used to spend every Friday night buried in a notebook trying to figure out how to pay bills. Sound familiar? 😅 Then she found our podcast (her first ever !)...

Why Your Bank Account Keeps Overdrafting Even Though You Make Good Money, And How to Stop It | 455 03.09.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! This week, we're bringing you all the warm fuzzies and practical wins – especially for the husbands out there! From Xbox subscriptions to DIY car repairs, we’re talking about how couples can honor each other while staying on budget (and keeping the peace ✌️). We dive into: 💸 The Power of Separate Spending Accounts One of o...

The $3,000/Year Glam Fund: How To Budget For Hair, Nails & Self-Care Without Feeling Guilty | 454 01.09.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! How nice would it be to walk into your hair appointment, facial, or nail salon already knowing the money is sitting in your account, ready to go—tip included? Yes, please. In this episode, we’re talking all things glam-up budgeting —from facials and eyebrows to lashes, massages, and all the self-care that helps you feel lik...

Still Using Credit Cards for Everyday Spending? Try This Instead | 453 29.08.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Hey Budget Besties! Today we’re bringing you behind the scenes of a real coaching call with our friend Rebecca. She’s already crushing it — no car payment, no mortgage, and just a small amount of credit card debt left. But like so many of us, she keeps reaching for her card at places like Costco or on PayPal “specials,” eve...

The Anti-Budget System We Wish Everyone Knew (Money Talk Replay with Skyler Fleming) 27.08.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Hey Budget Besties! We’re dusting off one of our favorite convos and bringing it back for you. This replay with our friend Skyler from the Money Talk Podcast is all about the “B word” (nope, not that one — budgets !) and how automation can turn your money from stressful to effortless. We dive deep into what financial automa...

Build Your September Budget With Us: Step By Step Monthly Budget Walkthrough | 451 25.08.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Watch This Episode & See The Budget System In Action! Hey Budget Besties! We’re dusting off one of our favorite convos and bringing it back for you. This replay with our friend Skyler from the Money Talk Podcast is all about the “B word” (nope, not that one — budgets !) and how automation can turn your money from stress...

“Budgets Don’t Work” — What Changed Their Financial Mindset After 35 Years of Marriage | 450 22.08.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Budget besties, today’s episode is such a gem. We’re sitting down with our clients (and friends) Eric and Carol — a couple who came into coaching feeling unsure, a little overwhelmed, and definitely not sold on the whole budgeting thing. Fast forward to now? They’ve got multiple accounts working for them, a business budget...

Pay Off Debt or Save Money? Here's What to Do First | 449 20.08.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Budget besties — let’s talk about a sneaky cycle that keeps so many of us stressed: making quick money decisions that feel productive (like paying off a card) but actually keep us stuck. In this episode, we unpack two real client stories: A teacher who used her savings for summer expenses to pay off a small debt… only to be...

Why Your Budget Keeps Failing—and the Simple System That Helps You Save for Auto Insurance, Property Taxes, Big Bills and Unexpected Expenses | 448 18.08.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Budget besties — you know that feeling when a big bill pops up out of nowhere and completely wrecks your monthly budget? We’ve been there too, and we’re here to tell you: it doesn’t have to be that way. In this episode, we’re breaking down: What counts as an “annual bill” (and why they always feel like a surprise) How to li...

Can You Really Budget on an Inconsistent Paycheck? Yes—and Here’s How (Budgeting With Irregular Income, Money Management for Hairstylists, Small Business Finances) | 447 15.08.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Hey budget besties — meet Michelle! Her husband is a police officer with a steady paycheck, while she’s a hairstylist juggling inconsistent income, business expenses, and taxes (oh, and still trying to make her personal budget work). Sound familiar? In this coaching session, we dive deep into: How to budget when your busine...

How She Stopped Using Credit Cards and Saved $143K | 446 13.08.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Budget besties — today’s conversation is for anyone who feels stuck in the “charge now, figure it out later” cycle. We’re sharing a real coaching story about one of our clients who used credit cards for everything in her business and personal life, floating expenses while waiting for cash to come in. Sound familiar? In this...

Why Separate Savings Accounts Help You Save More Money | 445 11.08.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Okay, budget besties — let’s clear up some confusion that’s been driving us all a little nuts. 😅 You’ve heard about “savings buckets” — but here’s the thing: what banks are calling buckets is not what we mean when we talk about savings buckets. So today, we’re setting the record straight. In this episode, we break down: Th...

Why Paying Off Your Credit Card Each Month Still Keeps You Behind + How to Budget Weekly Paychecks Without Losing Your Mind (or Your Money) | 444 08.08.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Hey budget besties — today we’re diving into a topic so many of us struggle with: making the leap from credit card reliance to a simple, stress-free budget system. Meet Sam, who (like a lot of us) thought using a credit card for everything was the safest and smartest choice — until she realized it was keeping her family fro...

The #1 Budgeting Mistake Smart Moms Make—and How to Fix It (Without Giving Up Pumpkin Spice Lattes) | 443 06.08.2025

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Hey, Budget Besties! 💕 We’re bringing back one of our favorite conversations — a real, honest chat with our friend Dyana from The Busy Working Mom’s Blueprint podcast. If you’ve ever thought, “I make good money, but where is it all going?!” or you feel stuck in the paycheck-to-paycheck cycle (and NO, you don’t want to live...

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