Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
Author
Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
Category
Podcast website
Latest episode
Jul 10, 2026
Where to listen?
Podcasts in the app Replaio Radio Coming soonPodcasts are coming to the app soon. Install now and be the first to see a whole new take on podcasts
Episodes
Emergency Fund vs Savings Buckets: What’s the Difference? | 490 24.11.2025 17:37
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Let’s clear the air: an emergency fund is NOT a catch-all for life’s expenses . Most of what wrecks your budget month to month? Not true emergencies — just unexpected-but-actually-expected stuff like car repairs, insurance renewals, and holiday madness. In this episode, we’re breaking down: The real difference between an em...
Should You Sell Your House to Pay Off Debt? | 489 21.11.2025 21:54
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Budget besties, whew — grab your tissues and your coffee. In this powerful episode, we sit down with Mackenzie, a wife, mama of two, and full-time working powerhouse navigating a major life pivot after her husband lost his job. Spoiler: this conversation is about so much more than money. From a job loss to reworking their b...
The Problem With Biweekly Mortgage Payments and Acorns That Nobody Talks About | 488 19.11.2025 10:36
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Today, we’re bringing you another round of real-life stories and real-life lessons straight from our private coaching sessions. Because if our clients are dealing with it… chances are you are too. Our goal? To help you avoid the same mistakes, feel less alone, and walk away with practical wins you can use today in your budg...
How to Afford Christmas Without the Credit Card Regret | 487 17.11.2025 52:38
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! In this replay, we’re taking you back to a powerful holiday episode where we teamed up with the amazing Anna from the It's About Time Podcast! If Christmas tends to sneak up on you (and your wallet), this one’s a must-listen. We're sharing our best-kept secrets for cash flowing Christmas, ditching the credit cards, and yes—...
Using Bonuses and Paychecks to Pay Off Debt Without Feeling Broke | 486 14.11.2025 21:45
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! In today’s episode of Financial Coaching for Women , we sit down with Ashley—newly married, newly budgeting, and ready to take control of her family’s finances. Just two months into their budgeting journey, Ashley and her husband are working hard to live on their salaries alone so they can put commission checks toward debt...
Are Credit Card Points Worth It? Plus When to Refinance Your Mortgage | 485 12.11.2025 13:05
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Today, we’re bringing you real stories and lessons straight from our private coaching sessions — because if our clients are dealing with it, chances are you are too. From credit card points to refinancing decisions, we’re breaking down what’s really happening behind the numbers so you can avoid the same mistakes, feel less...
Before You Sign Up for Debt Consolidation, Listen to This | 484 10.11.2025 33:06
DIY Debt Relief Guide If you've ever felt tempted to call one of those "we'll fix your debt for you" companies, this episode is for you. 💸 We're pulling back the curtain on debt consolidation, settlement, and relief companies, and explaining how their promises can actually hurt your credit, delay progress, and drain your savings. Instead, we'll show you how to DIY your own debt relief plan — with...
Debt-Free College Starts Here: Scholarships, FAFSA Tips, and Helping Teens Find the Right Path — with Shellee Howard | 483 07.11.2025 37:35
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! College Ready with Shellee Howard Y’all… this one is a must-listen if you’ve got high schoolers (or even middle schoolers 👀) under your roof. We sat down with college admissions expert Shellee Howard , and wow — she dropped SO many gems on how to help your kids go to college without taking on student loan debt. And yes, ev...
How to Pay Off $65,000 in Debt in Less Than a Year (Client Wins with Coach Michelle) | 482 05.11.2025 24:03
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Michelle is back! 🎉 In this episode, we’re catching up with our beloved office hours coach, Michelle , to celebrate client wins, lessons learned, and the powerful mindset shifts happening inside our Budget Besties community. From one client paying off $65,000 in less than a year to couples learning how to work as a team on...
How to Spend Money Guilt-Free Without Wrecking Your Budget | 481 03.11.2025 9:12
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Most people think budgeting means cutting back and saying “no” to everything fun — but we’re here to tell you it’s actually about saying yes ! Yes to dinner out. Yes to vacations. Yes to the things you love — but with cash in hand and zero stress. In this episode, we wrap up the Budget Besties Method with Step 8: Be Bougie...
How This Family Is Navigating the Government Shutdown Without Panic: Budget Tips You Can Use Now | 480 31.10.2025 33:46
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Budget besties, they're baaaack! Erin and Sarah return to the mic to share how their family is navigating yet another government shutdown — this time with way more peace of mind, way less panic, and (spoiler alert) a fully funded emergency fund. 🙌🏽 In this real and super timely episode, we dive into: What it’s really like...
Make Your November Budget with Us: A Step-by-Step Monthly Money Plan | 479 29.10.2025 30:12
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Vanessa and Shana walk you step-by-step through wrapping up October and setting up your budget for the new month — from matching your numbers to planning for Thanksgiving, travel volleyball, and yes… even surprise bills. Because guess what? You don’t have to do your budget alone. We’ve got you. ❤️ Let’s Take Our Relationshi...
Why Tracking Every Dollar Isn't Budgeting | 478 27.10.2025 13:53
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Here’s why most budgets fail: they’re manual. Every week, you’re trying to remember what’s due, what’s left, and what you were supposed to transfer. The more hands-on your budget is, the more likely you’ll skip a step, make a mistake, or just run out of time. But what if your budget could run automagically ? ✨ In this laug...
Divorce and Money: What Happens to Debt, Bank Accounts and Your Budget? | 477 24.10.2025 20:15
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Divorce is one of the most emotionally and financially challenging transitions you can go through — but it doesn’t have to mean financial chaos. In this episode of Financial Coaching for Women , Shana and Vanessa sit down with Linda , a listener who’s in the middle of an amicable divorce but still navigating shared accounts...
The #1 Budgeting Shift That Will Give You Peace (and Still Let You Live Your Life!) | Reair: Bold Faith Moves with Jessie Mershon | 476 22.10.2025 32:21
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Hey, Budget Besties! 👋 Today, we’re reairing one of our favorite conversations — a guest appearance we did with our good friend Jesse Mershon , host of the Bold Faith Moves podcast. This was the very first time her community talked about budgeting on her show — and we went all in on making the “B word” less scary, more joy...
Your Credit Card Isn’t a Budget — How to Pay Off Credit Card Debt | 475 20.10.2025 11:42
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! You make way too much money to be in this much debt — and we say that with love. ❤️ If you’re swiping your credit card for groceries, juggling balances between cards, and convincing yourself it’s worth it “for the points,” this episode is for you. We’re breaking down the truth about debt — how it keeps you stuck in the past...
Stop the Holiday Burnout: Budget Your Time and Money So You Don't Go Broke or Crazy This Christmas 18.10.2025 27:25
Sign Up For The Challenge Now Festive season is coming in hot—and you don’t need to white-knuckle it. In this bonus chat with time management coach Anna Dearmon Kornick, we talk about setting a holiday vision, building simple guardrails for both time and money, and saying “yes” to what matters (and no to the rest). Plus: details on the Take Back Your Time Challenge: Stress-Free Holiday Edition—and...
How to Stop Living Paycheck to Paycheck as Two Spenders (and Still Buy a House) | 474 17.10.2025 28:26
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! In this heartfelt episode of Financial Coaching for Women , we’re joined by Kayden — a former coaching client whose story will remind you that it’s never too late to turn financial frustration into freedom. Kayden and her husband went from constant miscommunication and missed payments to budgeting as a team, buying a home,...
Budget Mistakes That Keep You Living Paycheck to Paycheck | 473 15.10.2025 11:26
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Today we’re bringing you real-life stories and real lessons straight from our private coaching sessions. If our clients are struggling with it, chances are you are too . We’re breaking down the mistakes we see most often, how to fix them, and how to set yourself up for easy, stress-free money wins. In this episode, we’re ta...
How to Budget for Irregular Expenses Without Blowing Up Your Month | 472 13.10.2025 13:51
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Most people say their budgets get blown by “surprise” expenses — but let’s be real: Christmas isn’t a surprise. New tires? Not a surprise. Your dog’s annual vet visit? Definitely not a surprise. These are expected expenses that just don’t happen every month. In this episode, we’re tackling how to stop the rollercoaster of “...
BONUS: All About Our Budget System 11.10.2025 17:00
Get Our Simplified Budget System! Quick Friday pop-in! If you make good money but have nothing to show for it, we walk through our simple, one-page budget system that actually matches how you live. You’ll learn the 5 money categories, how a separate Bills Account puts payments on autopilot, why separate spending cards end the guilt/fights, and how named savings buckets plus a clear debt plan tell...
How to Handle Business Travel Expenses Without Credit Cards | 471 10.10.2025 18:54
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Ever feel like your work life and home budget are in a tug-of-war? Same, bestie — and you’re not alone. This week, we sat down with Stephanie, a law professor who’s been making huge moves with her money using our budget system. But like many of us, she hit a snag when it came to business travel. Stephanie’s story is a maste...
Whole Life Insurance vs Term Life: Which Is Better? | 470 08.10.2025 10:44
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Today’s episode is ripped straight from real coaching convos with our clients — because if they’re dealing with it, chances are you are too. We’re talking about a common money trap that shows up in more budgets than you’d think: whole life insurance . Spoiler alert: It’s not a good investment. Not when you’re paying hundred...
Money Disappears Too Fast After Payday? Try This Simple Spending Budget Plan | 469 06.10.2025 11:37
Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! Hey budget besties! Today we’re cleaning out that messy “junk drawer” bank account and giving your money actual homes. If everything’s been tangled together—paychecks in, bills out, Target runs, Starbucks, gas, kids’ surprises—no wonder it feels like your money’s disappearing. We’ve got you. 💛 Why one catch-all account = c...
The Art of Delegation: Why Letting Go is the Key to Growth, Freedom, and More Time with Ral West | 468 03.10.2025 22:59
Check Out Ral's Mastermind Program! We’re chatting with our friend Ral West , a powerhouse entrepreneur who’s all about building a business that serves your life , not the other way around. Ral’s got 40+ years of experience, has built and sold a wildly successful company, and now teaches business owners how to get their time, health, and freedom back . Let’s just say… she’s walking the walk — 52 p...
Similar podcasts
Replaio is not a podcast publisher; show names, artwork and audio belong to their authors and are distributed through public RSS feeds.