Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

Author

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Category

Education

Podcast website

budgetbesties.com

Latest episode

Jul 10, 2026

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Episodes

How to Budget as a Couple (Without Fighting About Spending) | 590 10.07.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, this one is such a relatable money conversation for couples. In this coaching-style episode, Shana and Vanessa talk with Jennifer and Brandon about setting up their budget system, figuring out checking accounts vs. savings buckets, and working through the classic “is this a personal expense or a...

Business Budgeting for Irregular Income + How To Use Savings in a Slow Month | Lessons from the Sessions | 589 08.07.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, sometimes the budget just does not math the way we want it to. In this episode, Shana and Vanessa talk through what happens when personal and business budgets are connected, income is fluctuating, and the month is coming up short. Instead of making tiny stressful transfers from savings all month...

Debt Payoff Basics: How to Pay Off Debt and Stop Using Credit Cards Without Shame or Living on Beans and Rice | 588 06.07.2026

Watch Our Debt Payoff Workshop! Budget besties, today we’re talking about debt in a way that does not involve shame, panic, or living on beans and rice forever. Because listen: you are not bad with money. You were probably just never taught how to make a clear plan. In this episode, Shana and Vanessa walk through the real first steps of paying off debt: knowing your numbers, building a budget that...

How Two Teachers Paid Off Debt and Cash-Flowed Disney Vacation | 587 03.07.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, this episode is such a fun one because we’re chatting with Julie, one of Vanessa’s private coaching clients and basically the gold-star student of budgeting. Julie and her husband are both teachers, and before coaching, they were stuck in that cycle so many of us know too well: swipe the credit c...

How She Saved $1,000 Every 6 Months and Put It Toward Debt | 586 01.07.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, this episode is such a good reminder that the little “I’ll deal with it later” money tasks can turn into big wins when we finally give them attention. Shana, Vanessa, and Coach Michelle are talking about two real-life Office Hours wins: one woman who saved $1,000 by re-quoting her auto insurance...

She Wants to Quit Her Job, but Feels Guilty Because They’re Paying Off Debt | 585 29.06.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! It’s time for another Q&A session, and we’re answering real questions from our budget besties! In this episode, Shana and Vanessa talk through two big money-life situations: how to set up automatic transfers when you get paid on the 15th and the last day of the month, and how to know when it may be time to l...

Your Credit Card Isn’t a Budget: The Simple System to Stop Mindless Spending (Without Tracking Every Dollar) | 584 26.06.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Katrina is doing a lot right. She paid off over $100,000 in student loans, has no credit card debt, owns a home, has a full year of living expenses saved, and is investing for the future. But even with all that financial responsibility, she still feels like her everyday money system could be clearer. In this epi...

How to Pay Off Debt Without Going Back to Credit Cards | 583 24.06.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! We know paying off debt can feel like the urgent, obvious first step. But in this episode, Shana and Vanessa are flipping that script a little. Because here’s the truth: if we attack debt without savings buckets, spending accounts, and a real plan for upcoming expenses, we’re probably going to end up right back...

How to Make a Monthly Budget (Build Your July 2026 Money Plan Step-by-Step With Us) | 582 22.06.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, can you believe July is already here? We are officially stepping into the second half of the year, which means this is the perfect time to pause, reset, and make a money plan that actually works for real life. In this episode, Shana and Vanessa walk us through creating a July budget step by step....

After YNAB and Dave Ramsey: The Budget System That Finally Worked | 581 19.06.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, this episode is such a good one because Brianne came ready to preach. When Brianne first came to coaching, she was a newly divorced single mom, self-employed, and convinced she couldn’t afford help. She had used YNAB for years, taught Financial Peace University, knew her numbers inside and out… a...

Money Mindset Reset: Stop Avoiding Your Numbers | Reair: Mama's Tired with Rachel Kind | 580 17.06.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Check out Rachel's Podcast Mama's Tired Here. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes o...

10 Top Tips to Pay Off Debt and Stop Using Credit Cards | 579 15.06.2026

Watch Our Debt Payoff Workshop! Trying to pay off debt but still feel like nothing is working? In this episode, Shana and Vanessa are breaking down 10 of their best debt payoff tips to help us stop spinning our wheels, stop making debt worse, and start making real progress with a plan that actually fits real life. We’re talking about why your credit card balance is not your budget, how to figure o...

Budgeting in a Hard Season: How to Stay Stable Without Extra Income | 578 12.06.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! In this coaching session, Shana and Vanessa sit down with Chantelle, a longtime listener and budget bestie, who shares her experience navigating a difficult season of life. After stepping away from her job to advocate full-time for her son's medical needs, Chantelle is learning how to manage an unpredictable inc...

The Budget Mistakes That Keep You Living Paycheck to Paycheck | Lessons From The Sessions | 577 10.06.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, this episode is all about what happens when your money life has a lot of moving parts: personal finances, business income, real estate, trusts, debt payments, vehicles, savings goals, and everyday spending all tangled together. Shana and Vanessa walk through a real client example where three sepa...

How to Stop Feeling Stressed About Money Without Tracking Every Dollar | Reair: All Things Excellence Podcast with Chelsey Debruin | 576 08.06.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Check out Chelsey's podcast! Budget besties, this one is for anyone who has ever said, “I don’t need a budget,” while also wondering where all their money went. In this episode, Shana and Vanessa get real about why budgeting is not about restriction, shame, or living on beans and rice. It is about giving every d...

How This Single Mom Stopped Using Credit Cards and Paid Off $31K of Debt With a Simple Budget System | 575 05.06.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! When Sarah first found Financial Coaching for Women, one phrase stopped her in her tracks: "You make good money but have nothing to show for it." As a single mom, Sarah felt like she should have been further ahead financially. She was earning more than ever before, but still felt stuck. Credit cards, unexpected...

Where Is All My Money Going? How One Mom Found $1,000 in Her Budget | 574 03.06.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! What happens when you finally see all of your finances in one place? In this episode, Michelle from Budget Besties Office Hours shares the story of a military mom facing a huge overseas move, major life changes, and overwhelming financial stress. After listening to the podcast and joining Office Hours, she jumpe...

Get Out of Debt Faster: The Simple Debt Payoff Plan That Finally Works | 573 01.06.2026

Watch Our Debt Payoff Workshop! If you're tired of sending your hard-earned money to credit cards, loans, and debt payments every month, this episode is for you. In this episode, we're talking about what getting out of debt really looks like, common mistakes people make, and how to create a plan that helps you keep more of your money. Because the goal isn't just making payments forever. The goal i...

How to Decide Between Paying Off Debt or Building Your Savings | 572 29.05.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! In today’s episode, we’re answering YOUR money questions in real time. No prep. No scripts. Just honest conversations about budgeting, debt, savings buckets, and figuring out what actually matters most in your season of life. We’re talking through: Should you put extra money toward debt or savings? What savings...

How to Simplify Your Budget With Separate Accounts, Automation and Your Bank App | Reair: Ambitious Time Management Strategies for Working Moms with Kristen Edwards | 571 27.05.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Check out ths reair from our friend Kristen's Podcast: Ambitious Time Management: Strategies for Working Moms Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coach...

Make Your June 2026 Budget with Us: A Step-by-Step Monthly Money Plan | 570 25.05.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Have you made your June budget yet? In this episode, we’re walking you through exactly how to build your monthly budget from start to finish. We’re covering how to close out May correctly, update your real numbers, plan for spending, organize your bills, set up savings buckets, and figure out how much extra you...

How to Stop Pop-Up Expenses From Derailing Your Budget | 569 22.05.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Jen is tired of feeling like every paycheck is already spent before it even hits the account. Between dance competitions, surprise expenses, kids’ needs, and trying to “make it work,” she feels stuck in the constant cycle of hoping there’s enough money to cover everything. In this coaching session, we walk Jen t...

Making Good Money but Stuck in Credit Card Debt? How This Couple Avoided Debt Consolidation | 568 20.05.2026

Watch Our Debt Payoff Workshop! Caroline and AJ both booked a free call… without knowing the other one had already done it. That’s how ready they were for change. 🙌 They were working full time, running a growing wedding photography business on nights and weekends, and still wondering: Why isn’t the money stacking up? Why are we still in debt? Why does this feel so stressful? They were doing all t...

How to Budget Variable Income So You Can Spend Freely, Save for Big Goals, and Invest | Multi-Six-Figure Family Case Study | 567 18.05.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Hey budget besties! Today we’re bringing you a real-life coaching case study—and y’all, this one is so good. Because you might see yourself all over it. This adorable young couple (two kids, big dreams, cutest energy ever) came to us making great money… and spending it just as fast. He was 100% commission in fin...

Feel Broke Even After Payday? Try This 10-Minute Money Reset | 566 15.05.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties… do you have 10 minutes? Because if you do, we’re about to give you the easiest, quickest, least-overwhelming way to organize your finances. And we mean actually organize them — not just “everything’s fine” while the room is metaphorically on fire. 🔥🐶 You know the meme. “This is fine.” If you’ve...

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