Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

Author

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Category

Education

Podcast website

budgetbesties.com

Latest episode

Jul 10, 2026

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Episodes

How to Stop Spending the Money You Need to Pay Your Bills | Lessons From The Sessions | 565 13.05.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties… we love you. But if you remember NOTHING else from this episode, remember this: Take the Bills debit card out of your wallet. Yes, we said it loud. Yes, we’re serious. And yes… we’ve probably said it every single episode since we started coaching. In this episode, we’re breaking down what happens...

How to Afford Summer Camps and Activities Without Going Broke: Plan a Fun Summer on Budget | 564 11.05.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties… it’s here. SUMMER. 😅 The kids are about to be home, the swimsuits don’t fit, the camps are filling up, and somehow it already feels like your budget is sweating. If we can plan for back-to-school and Christmas all year long… why aren’t we planning for summer the same way? In this episode, we’re...

How to Get Caught Up When Your Budget Feels Like a Mess: The No-Shame Plan for Getting Back on Track | 563 08.05.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, this episode is for the moments when we look at our income and think, “We should be okay… so why are we still behind?” In this coaching call, Shana and Vanessa talk with Chelsea, a mom of five in a single-income household, who is trying to catch up on bills, manage debt, and figure out why the mo...

Avoiding Credit Card Debt in a Hard Season: Budget Help, Side Hustles, and Real Wins | 562 06.05.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties… this one is GOOD. We’re back with the one and only 🎶 Coach Michelle 🎶 — our office hours queen and now the go-to for our Budget Setup Sessions! Today’s convo is all about what happens when real life hits your budget… and how community + clarity changes everything. 💛 When You’re Trying to Stay...

Budget Shortcuts for Busy Moms: How to Put Your Money on Autopilot | 561 04.05.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! This episode is for every mom who feels like she’s running a full-time taxi service, short-order cook, event planner, and somehow also expected to “just budget” on top of it all. We see you. We are you. Between volleyball tournaments, gymnastics, long drives, team dinners, school surprises, and figuring out who’...

From Cash Envelopes to Digital Envelopes: How Cindy Made Budgeting Easier in Retirement | 560 01.05.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Cindy’s story is one so many of us can relate to. After her divorce, she was suddenly in charge of everything financially. She was budgeting on a legal pad every paycheck, carrying around a purse full of cash envelopes, and dumping all extra money into one big savings account. It was working… technically. But: S...

Not Your Grandma’s Budget: How to Budget When You Hate Budgeting | Reair: Money Magnet Mama with Masha Goins | 559 29.04.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Check out Masha's Podcast! Hey budget besties 💕 If the word budget makes you want to run the other way, this episode is for you. Today we’re chatting with an entrepreneur who came into coaching with major resistance to budgeting. To her, it meant restriction, frugality, and being stuck in a financial cage. Soun...

How To Build Your Monthly Budget: Plan Your Money Step by Step | 558 27.04.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! We’re talking about the B word — and no, not in a scary way. Here’s the truth: Most of us are running the same “money operating system” we had at 18. Meanwhile… life got more expensive, more complicated, and way busier. So what do we do? We upgrade the system. Not with more tracking. Not with spreadsheets you ha...

Stop Letting Money Control You: Mindset + Money Habits for Real Abundance with Rebecca E. Whitman | 557 24.04.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Hey budget besties, this conversation is such a good reminder that true wealth is about so much more than what is sitting in your bank account. In this episode, we sit down with mindset coach Rebecca Whitman to talk about abundance, financial empowerment, and why money works best when it supports a full, healthy...

How They Paid Off $30,000 of Debt in 6 Months (Without Being "Gazelle Intense") | 556 22.04.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! We walked through a real-life case study of a totally normal family — married, two kids, busy jobs, travel sports — bringing in $16,000 a month but carrying over $300,000 in debt (not including their mortgage) with $6,300 in minimum payments alone. After a tough season of loss and emotional spending, things spir...

The Budget Mistake Keeping You Stuck Living Paycheck to Paycheck | 555 20.04.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! This week, we pulled two real questions from our Facebook group, and they both came down to one thing: savings buckets. We’re talking through how to save for something coming up in just a few months, what to do when quarterly or annual bills pop up, and why you do not need to track every single dollar in your ac...

How to Stop Fighting About Money With Your Spouse | 554 17.04.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Why do smart, hardworking couples who make good money still end up stressed, stuck, and fighting about money every month? In this episode, we’re getting real about what’s actually going wrong for so many couples. It’s usually not a lack of effort. It’s not laziness. And it’s not because they “should know better....

Business Money Feels Messy? Bookkeeping Is Not The Fix | Lessons from the Sessions | 553 15.04.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! In this episode, we’re talking about what it really costs to run a business and why savings buckets are not a one-time thing. They are a revolving door. Money goes in, money comes out, and that cycle is what keeps us prepared for the real expenses that pop up all year long. We walk through examples from two very...

Why Your Money Feels Disorganized (And How to Finally Fix Your Budget) | 552 13.04.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, if your money feels messy, scattered, or impossible to keep up with, this episode is for you. We’re answering real questions from our Facebook community about what makes money feel so disorganized and how to fix it in a way that actually works in real life. We talk about why one big savings accou...

Why Smart Women Still Struggle to Budget and How to Finally Take Control Without Shame | 551 10.04.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! In this episode, we talk with a woman who is successful, educated, and fully capable in every other area of life, but still feels completely out of control with her money. And honestly, that is something so many of us can relate to. We get into the truth about why budgeting can feel so hard, especially when your...

The Mom-Friendly Budget That Makes Room for Debt Payoff, Date Nights, and Travel Sports | Reair: Amy Dave, This Incredible Mom Life | 550 08.04.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Check Out Amy's Podcast! Budget besties, this episode is your reminder that a budget does not have to feel restrictive, confusing, or like a punishment. We’re talking all about how to make budgeting simple, realistic, and supportive of the life you actually want to live. In this conversation, we share why so man...

How to Stop Living Paycheck to Paycheck: Get One Paycheck Ahead | 549 06.04.2026

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Hey budget besties, if you feel like every single dollar already has a job before it even hits your account, this episode is for you. We’re talking about how to break out of the paycheck-to-paycheck cycle by getting a paycheck ahead. We walk through what that actually means, why looking at your budget monthly ch...

She Paid Off $20K of Debt in 5 Months Without Giving Up Vacations: Here’s How | 548 03.04.2026

Curious? Watch Our How To Budget Workshop! Ready? Buy Our Simplified Budget System Now! What happens when you are good with money on paper, but real life gets more expensive, more complicated, and way harder to manage once kids enter the picture? In this episode, we sit down with Brittany, who shares how she went from feeling like she was constantly paying for last month to finally getting ahead w...

How to Lower Debt Payments, Stick to Your Budget, and Stop Living Paycheck to Paycheck with Coach Michelle | 547 01.04.2026

Curious? Watch Our How To Budget Workshop! Ready? Buy Our Simplified Budget System Now! Michelle is back from office hours, and this episode is full of the kind of wins that remind us why budgeting matters. We are talking real-life progress, not perfection. From staying on budget for a kid’s birthday to paying for Disney in cash, these budget besties are proving that clarity and intentionality can...

55% of Americans Say Money Is Their Biggest Stress — Here’s What’s Causing It | 546 30.03.2026

Curious? Watch Our How To Budget Workshop! Ready? Buy Our Simplified Budget System Now! Did you know 55% of Americans say money is the biggest source of stress in their lives? Budget besties, we are not surprised. In this episode, we’re talking about why money feels so heavy, why it keeps us up at night, and why it causes so much tension in our homes and relationships. The truth is, for most of us...

How to Budget When Life Hits Hard: Medical Bills + A Grocery Plan That Works | 545 27.03.2026

Curious? Watch Our How To Budget Workshop! Ready? Buy Our Simplified Budget System Now! In this heartfelt episode, we talk with Alana, a wife and mom of three who is navigating recovery after two heart attacks at just 36 years old. In the middle of a serious health crisis, she shares how getting her budget organized has brought her a real sense of peace. Alana opens up about medical leave, disabil...

How to Lower Your Credit Card Payments and Free Up Cash Fast | 544 25.03.2026

Curious? Watch Our How To Budget Workshop! Ready? Buy Our Simplified Budget System Now! Do you make good money but still feel like you have nothing to show for it? Budget besties, this episode is full of real-life coaching lessons that prove small money moves can make a huge difference. We’re sharing client stories and honest budget breakthroughs, from lowering debt payments by more than $400 a mo...

Make Your Budget with Us: Plan Your Month and Your Money in 20 Minutes | 543 23.03.2026

Curious? Watch Our How To Budget Workshop! Ready? Buy Our Simplified Budget System Now! Budget besties, April is basically here, and that means it’s time to make a fresh budget before the month starts. In this episode, we walk through exactly how to build your April budget step by step in a way that feels simple, realistic, and doable. We’re talking about how to list your income, include your mini...

Are We Paying Off Debt Too Fast? Balancing Budget, Life, and Long-Term Goals | 542 20.03.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Shelby came in with a question a lot of us can relate to: when we’re laser-focused on paying off debt, how do we know we’re not pushing too hard and setting ourselves up to fall right back into it? After navigating grad school, living on credit cards for a season, and making some big money changes, Shelby and...

How to Budget for Unexpected Expenses Without Using Credit Cards | Reair: Lifelong Learners Collective with Ella Catherine | 541 18.03.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Check out Ella's Podcast! Budget besties, we’re bringing back a conversation we had with our friend Ella Catherine from the Lifelong Learners Collective podcast, and it is just as good the second time around. In this episode, we’re talking about the “B word” and why budgeting does not have to mean boring, rest...

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