Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

Author

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Category

Education

Podcast website

budgetbesties.com

Latest episode

Jul 10, 2026

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Episodes

The #1 Money Mistake Keeping Women Stuck Right Now (Your Money Questions Answered) | 540 16.03.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! In this Q&A episode, we’re answering real questions from our budget besties straight from our Facebook group and email. We’re talking about the biggest money mistake we’re seeing right now, why so many of us end up using credit cards for groceries and gas, why using your emergency fund can feel weirdly gui...

How to Stop Overspending at Target: Decluttering + Boundaries That Actually Work with Emily McDermott | 539 13.03.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Check Out Emily's Podcast! Budget besties, this one is for all of us who have ever walked into Target for one thing and somehow left with a cart full of “why did I buy this?” items. In this episode, we’re joined by Emily McDermott, host of Moms Overcoming Overwhelm , to talk about what clutter really means and...

Make Property Taxes Easy, Stop the HELOC Habit, Let Kids Pay Their Own Bills & Budgeting Amazon Categories (Lessons From The Sessions) | 538 11.03.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Hey budget besties, this episode is all about one very grown-up truth: the financial stuff that sneaks up on us usually is not actually a surprise. It just feels that way when we are not planning ahead. We are talking about why property taxes should not be a yearly jump scare, how relying on a financial “Plan...

The 5 Hardest Money Habits to Break (and How to Finally Break Them) | 537 09.03.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Today we’re diving into the top 5 hardest financial habits to break — straight from our community. We’re talking about the real-life stuff that keeps showing up in our budgets again and again: eating out, impulse spending, credit cards, grocery overspending, and living above our means. But we’re not just calli...

How Angie Paid Off $72,000 in Debt Without Cutting the Fun | Budgeting Tips for Busy Couples | 536 06.03.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Budget besties, this episode is such a good one. We’re sitting down with Angie, a longtime listener turned client, who shares how she completely transformed her finances by getting organized, simplifying her accounts, and building habits that actually work in real life. Angie and her husband were juggling a lo...

How to Pay Off $3,000 in Credit Card Debt and Fix the $3 Gas Budget Problem with Coach Michelle | 535 04.03.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Coach Michelle is back in Office Hours every Wednesday, helping budget besties get unstuck—whether you’re brand new, you’ve got the budget system already, or you’re still trying to save up to buy it. This episode is basically a peek into the kinds of questions that come up every week… and the little shifts tha...

The Real Reason You’re Overspending (And How To Fix It) | 534 02.03.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! 1) Overspending is the norm… and shame is lying to us A lot of people walk around thinking: “I’m terrible with money.” “I can’t do math.” “I have no discipline.” But y’all… that’s not the real issue. The real issue is not knowing what’s safe to spend in the moment. So we guess. And guessing gets expensive. 2)...

Hormones & Your Budget: How Your Cycle Impacts How You Spend Money and What to Do About It with Leisha Drews | 533 27.02.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Check Out Leisha's Podcast! Today’s episode is a female-focused conversation on something most of us have felt but never connected to our money habits: your hormones and your spending. We’re talking with Leisha Drews , nurse and host of the Happily Hormonal podcast, about how different phases of your cycle can...

Stop Stealing Your Own Spending Money, Storm Mode & Savings Buckets: Lessons From The Sessions | 532 25.02.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Hey budget besties — today we’re pulling back the curtain on real-life lessons from our private coaching sessions. Because if our clients are dealing with it… chances are you are too. We’re talking layoffs and job loss prep, why “0% interest” debt can still be a budget emergency, how to build a storm-mode mock...

How To Make A Budget From Scratch, A Step-by-Step Monthly Money Plan | 531 23.02.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Budget besties, February is basically a blink—so we’re not letting March sneak up on us without a plan. In this episode, Shana and Vanessa walk us through their simple, repeatable monthly budget process: close out the current month first , then build the next month’s budget in a specific order so your money fe...

Car Paid Off, Student Loan Debt Next? The Best Move for Your Budget | 530 20.02.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Amanda joined us to talk through a super relatable moment: they’ve built a solid budgeting system… and now the question is what to do with a big, scary student loan balance once the car is paid off. Add in military life + possible paycheck disruptions, and you’ve got a perfect “real life” money crossroads. The...

How We Started a Podcast (Accidentally) and Grew to 1.5 Million Plays 18.02.2026

🎧 Want the free Podcast Bootcamp + VIP upgrade? Click here. Today is a short, fun, behind-the-scenes episode where we’re taking you back to the VERY unglamorous beginning of Financial Coaching for Women. 😂🎙️ If you’ve ever wondered how you even found us, why this show feels so “meant to be,” or what it looked like before we had any clue what we were doing… this one’s for you. In this episode, we...

What To Do With Your Tax Refund So It Doesn’t Disappear: Pay Off Debt, Fund Your Savings Buckets, or Treat Yo’ Self? | 528 16.02.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Tax season is here, budget besties—and while it might not be anyone’s favorite, it is inevitable. In this episode, Shayna and Vanessa walk you through a simple, step-by-step plan for what to do with your tax refund (or what to do if you owe), so the money doesn’t disappear the second it hits your account. We t...

How to Budget as a Couple: Separate Accounts, Automation, and Debt Payoff - Jamie's Story| 527 13.02.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Hey budget besties — today we’re hanging out with Jamie (Twin Cities, MN!) to talk about what it actually looked like to go from “shooting from the hip and hoping for the best” to having a real plan, real peace, and real progress. Jamie and her husband Kevin have been together since they were teenagers (marrie...

Real Coaching Lessons: Budgeting for Paycheck Gaps + Planning College Visits Without Debt | 526 11.02.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Today we're pulling back the curtain and sharing real stories from our private coaching sessions – because if our clients are dealing with it, chances are you are too. From job transitions messing with pay schedules to college visits sneaking up on us (hello senior year!), we’re breaking down exactly how we he...

How To Fix The Money Beliefs Sabotaging Your Budget | 525 09.02.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Hey budget besties! 💸 This episode is for every single one of us walking around with invisible—but very real—money baggage. Whether it came from childhood sayings like “money doesn’t grow on trees” or past relationship drama, Shana and Vanessa are breaking down where our money beliefs come from and how they s...

Growing Up Broke, Breaking the Cycle: How This Single Mom Transformed Her Money Mindset with Kallai Plummer | 524 06.02.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Check out Kallai's Podcast! This one’s for all of us who grew up with “just make it work” energy—and are ready to do things differently . In today’s powerful episode, we’re joined by the incredible Kallai Plummer , founder of The Kal + Co, operations expert, and host of That Big CEO Energy podcast. Kallai is s...

Savings Buckets, Transfers, and Debt Payoff: Your Questions Answered With Coach Michelle | 523 04.02.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Coach Michelle is back, besties! 🙌 We’re diving into some of the most common questions we’ve been getting in office hours and in our community—from savings buckets to debt payoff strategies and how to actually get started without spinning out in decision fatigue. In this episode, we talk about: 💸 What saving...

How Multiple Bank Accounts Make Budgeting Easier | 522 02.02.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! You’re not the only one avoiding your bank account like it’s haunted. 👻 Two-thirds of people do it too! But what if one tiny shift could help you go from financial fog to total clarity? That shift? Multiple. Bank. Accounts. Sounds complicated? It’s not. We’re breaking it down step-by-step, budget bestie style...

Starting Over With $0: How Amanda Rebuilt Her Life and Budget After Divorce | 521 30.01.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! In today’s episode, we're sitting down with Amanda — a rockstar, graduated client who proves that hitting the reset button doesn't mean starting over empty-handed. Amanda’s story is real, raw, and SO relatable for any of us navigating a financial rebuild, especially after a major life change. She came to coach...

Lessons from the Sessions: Budgeting for Sports Seasons & Being Ready for Job Loss | 520 28.01.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Today, we’re bringing you behind the scenes, straight into our coaching calls — because if our clients are navigating it, chances are you are too. We’re talking about budgeting through real-life seasons, shifting priorities, and how to create space in your budget without the guilt. ✨ What We’re Talking About:...

How To Set Up Your Budget: Bills, Spending, and Savings Buckets (Without Tracking Every Dollar) | 519 26.01.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! February’s knocking at the door (yes, the month with TWO R’s — we didn’t forget 😉), and you know what that means — it’s budget planning time ! In this episode, we’re walking you through how to set up your February budget step-by-step , and helping you think through all the little things that might be coming y...

Should I Save or Pay Off Debt First? The Answer Isn't One-Size-Fits-All | 518 23.01.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! This week, we’re deep in storm mode — that intense life season when everything feels a little chaotic and you’ve got no choice but to laser focus on what matters most. 💥 Whether it’s prepping for the bar exam, going through a job change, or any other major shift, we’re walking through what it means to pause t...

How To Stop Living Paycheck To Paycheck And Get One Paycheck Ahead | 517 21.01.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Are you tired of that suffocating paycheck-to-paycheck cycle—even though you make good money? You’re not alone, and you're not doing anything wrong. In this episode, Shana and Vanessa are breaking down exactly how to get a paycheck ahead and why it’s the key to breathing room in your budget. We're diving into:...

7 Reasons You’re Living Paycheck To Paycheck | 516 19.01.2026

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you’ve ever looked at your bank account and thought, “Wait… where did my money just go?” — this episode is your episode, bestie. This week, we’re breaking down the 7 real reasons so many of us stay stuck in the paycheck-to-paycheck cycle (even if we’re making good money). We’re talking overspending, surpris...

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