Ensombl Advice Australia

Since pivoting from financial advice into a more permanent mortgage broking role, Marcus Roberts (@mrmarcusroberts) of Brighter Finance (www.brighterfinance.com.au) is the co-creator and co-host of the new Sydney Property Insider podcast ( www.sydneypropertyinsider.com.au) . A B2C podcast created with the intentions of providing property purchasing advice without the hard sell (no off-the-plan spr...

She's been dubbed the 'Walking Corporations Act', and has been on the pulse of Financial Services regulation since the beginning of the AFSL. So, if you're thinking about self-licensing or if the regulator ever comes knocking, Jaime Lumsden Kelly (@jaimelumsdenkel), Solicitor Director from The Fold Legal ( www.thefoldlegal.com.au ) is who you'll want to call. In this episode, Clayton and Jaime dis...

Like most entrepreneurial journeys, Drew Davison's (LinkedIn: drew-davison-b0013aba/) began when he saw a huge pain point for agents in the digital marketing of real estate. This led to his light bulb moment on a beach in October 2013 where B4 Real Estate (www.b4.com.au) was born; a piece of tech now being dubbed the 'Tinder of Real Estate'. This episode is a deep dive and step by step discussion...

From the humble beginnings of a ten-person startup in 2010, to now being one of the Australia's fastest growing companies with 700 + staff, ex-financial planner and devoted family man Chris Muddell (LinkedIn: chris-muddell-41132a14/) has been at the forefront of growth and sales at Employsure ( www.employsure.com.au ) – an innovative external HR solution for small businesses. Chris' authentic appr...

Vince Scully (LinkedIn:/vincescully) is the Financial Adviser, Author and Chief Sherpa at LifeSherpa ( www.lifesherpa.com.au ) who, with the use of just one personality profile, can instantly understand the psychological traits of his clients and is able to translate their life goals into financial goals while managing their emotional journey along the way. How does Vince successfully use lead gen...

After stepping out of the Military and falling into insurance sales by accident, Ryan King (LinkedIn:/ryan-king-announcer/) of the Announcer Group ( www.announcer.com.au ) is an energetic and passionate financial adviser now making some serious waves in the industry. In this comical and down to earth discussion with Clayton and Ray of XY Adviser, Ryan opens up about his transition into Financial S...

If you're interested in getting Paul Mann's accurate crystal ball reading on where the financial advice industry is headed… unfortunately, you won't get that here. What you will get instead is, an at times heated and opinion fuelled discussion between Paul, Clayton and Adrian on just about every topic in financial services that has Paul asking why this industry is so convoluted? If FASEA, the Roya...

You've heard the term 'holistic advice', but what does it actually mean and how do you shift yours or your boss' way of thinking to adopt this more modern approach to financial advice? Andrew Shakespeare (@ajshakey82) of The JSA Group (www.jsagroup.com.au), and 2010's AFA Rising Star Award Winner leads a team of financial professionals who are consistently looking beyond client's investment return...

Advisers don't start a financial planning business purely to take on and manage employees. But growth often requires more people, so how do you master the hiring, managing and firing of staff within your business? Enter Natasha Hawker (@NatashaHawker) of Employee Matters ( https://www.employeematters.com.au/ ) The proof that Natasha is a HR guru is seen in the sheer number of topics she covers in...

Whoever said you can't rule from the grave, never met Vik Sundar (LinkedIn:/viksundar) of Chamberlains Law Firm ( www.chamberlains.com.au ) – the country's fastest growing legal firm in Australia. Vik is Canberra's leading Tax and Estate Planning lawyer who works closely with Financial Advisers to ensure their client's assets, estates, businesses and families are protected when they're gone and wh...

This episode is what XY Adviser is all about. Shaking up the financial status quo. Doing things differently. Ever heard of dreams driven advice? What about speaking with purpose? It's these out of the box topics and more that Peita Diamantidis  (@peitad) of Caboodle Financial Services  (www.caboodlefs.com.au/) has been exploring and is keen as ever to share with the XY Adviser community.  Known as...

Steve Crawford (@SteveCrawford78) is the owner and head financial coach of Experience Wealth ( www.experiencewealth.com.au ). He's the opinionated show pony presenter (his words, not ours) on a mission to help young people and their families make meaningful connections with their money and build wealth. Beyond the initial house renovation chat (7:15) is where you can hear what Steve has really bee...

When a podcast starts with challenging the notion of what Financial Planning actually is, you know it's going to be good. Our guest is  Andrew 'Rocksy' Rocks  (LinkedIn: /andrewrocks) and he's the CEO and 'healthiest employer' from the  Announcer Group  ( www.announcer.com.au ); a boutique and bespoke financial services practice shaking up the status quo and traditional financial planning model li...

In this week's episode, Ben Nash's 'let's have at it' approach with Philip Kewin (CEO) (@afa_ceo) and Marc Bineham (National President) (@afa_pres) of the AFA  (www.afa.com.au)  explores some of the most discussed and debated topics within the XY community and the advice profession as a whole. We're talking vertical integration, fee for no service, grandfathering, FASEA and the Royal Commission it...

"Second only to your health is your financial wellbeing. We [the driven and passionate advisers] have a big role to play to ensure the Australian public are looked after financially" – Dante De Gori At a time when impugning comments about this industry we all love are being flung around left right and centre, Dante De Gori  (@ddegori10)of the FPA ( Financial Planning Association - www.fpa.com.au )...

There's developing a standard business model of advice, and then there's being at the forefront of digital innovation to maximise the client experience. Mike Weeding (@michaelweeding) and Sean Brennan (LinkedIn: /brennansean/) are two creative brains that make up part of the AMP ( www.amp.com.au ) 'think tank' dedicated to digital innovation and human centred design. Whether you are part of a big...

In this episode, you're going to hear how a children's story about a rhino and a monkey can help financial advisers understand their clients better and in turn provide amazing value. Quite frankly, we think it's pretty spot on. Our guest is Daniel Murray (LinkedIn:/daniel-empathicconsulting) of Empathic Consulting (www.empathicconsulting.com). He's the applied mathematics corporate turned empathy...

XY Adviser started when a handful of curious financial advisers wanted to know what others in the industry were doing and how they could improve their business practices. From just a couple hundred members to now etching towards 2,000 with an average active user rate of 70% each day, it's obvious the Facebook Group (www.facebook.com/groups/xyadviser) is the heart and soul of what makes the XY comm...

Caitlin Iles' (@ms_iles) story is one we're sure Universal Studios wish they could get their hands on. After discovering she was dyslexic in year 12 she then went on to start a property investment company in Dubai at the age of 24, receive an invitation to Necker Island from 'Mr. Virgin' himself and is now creating the largest portfolio of female founded startups through her Venture Capital firm C...

After 'retiring' from the unique Latvian sporting code that is Novus, Berin Delforce (@stickmanwealth) of Stickman Wealth Management (www.stickmanwealth.com.au) switched the snooker-like table for SOA's. He never initially had his sights set on Financial Planning though. It was only after a tumultuous job history (his words, not ours) that he saw a great entrepreneurial opportunity within the indu...

We think it's fair to say that despite being one of the most debated topics within the XY Community, it's also a topic that fosters the biggest absence of knowledge. We are of course talking about… cryptocurrency. To combat this, we've brought in one of the most qualified people in this space to define, debunk and dive into the ins and outs of cryptocurrency. As a qualified accountant, stock broke...

Neil Rogan  ( www.linkedin.com/in/roganneil/ ) of Centuria  ( www.centuria.com.au/ ) is the guy turning investment bond jargon into terminology that advisers can easily understand and use with their clients. Thanks to the XY community for throwing up the investment bond discussion on several occasions; you asked and we listened. This podcast explores the ins and outs of investment bonds – what the...

For those eagerly awaiting a smooth and sultry solo podcast from Clayton Daniel , unfortunately (or fortunately?!), thanks to Ben Nash you'll have to continue waiting for that one. In this episode, Ben and Clayton shoot the breeze and give us an update on the XY Adviser community and discuss why this awesome group just might be the sanity check we all need as to where we, as advisers and the indus...

Chris Bates of Wealthful is the Financial Adviser and Mortgage Broker with a very unique (and very successful) service offering for young families looking to 'live a life fulfilled with what they value'. Step inside his virtual LinkedIn abode and you'll instantly get a feel for the kinds of ideas, information and opinions that swirl around in Chris' head on the daily. With his short form posts rea...

"Our mission is to be the Amazon of Comparison sites" – Fred Schebesta When it comes to Fred Schebesta , we could tell you about the digital agency business he started and then sold to a publicly listed company at the ripe age of 25. We could tell you about the plethora of awards he's received OR we could just tell you that Fred has got the 'direct to market' business model crafted down to such a...