Ensombl Advice Australia

What do the words dulcet and game-changing business coach have in common? Two words. Stewart Bell . Stewart is the industrious business coach of Audere Coaching & Consulting who is teaching frustrated advisers how to turn their business challenges into opportunities. Having spent the last two decades working with financial professionals, Stewart has seen significant shifts in the way our industry...

"I'll never invest money in a fund unless I meet the fund manager" – Paul Mann ( True Direction Financial Services ) With 25 years of combined experience as a futures trader and a financial adviser, Paul Mann has watched the evolution of financial advice change from a very heavy sales culture to one that is more focused on making a lasting difference in clients lives. For Paul, transitioning into...

If marketing, public relations and social media were like Kung-Fu, Adele Martin is definitely your Bruce Lee. She's the Money Mentor , financial adviser and keynote speaker who has nailed the one-to-many market and continues to use her trusted personal brand to grow and scale her advice business, and boy is it growing. She's a big believer in a sharing economy and is full of tested ideas and strat...

If you're an active member in the XY community, you've probably seen her name start to pop up regularly, you may have even connected with her some way, somehow. But what do you actually know about XY's newest team member, the new Community Manager – Emily Blanch ? Experience wise, Emily is a mixed bag of paraplanning, online media and writing, but she is totally in her element when she is deliveri...

Glen James is the financial adviser whose life does not revolve around his work. Instead, he moulds his work around his life up on the Central Coast and enjoys every minute of it. After starting his business Fortify Financial at the ripe age of 25, Glen recalls being young enough and dumb enough to think he could do it – and it turns out he could. With 8 years under his belt as a self-employed adv...

At the age of 20, James Millard had it all figured out. He was going to make it big in the clothing industry, sell his 'Insufficient Funds' branded T-shirts to Billabong and never work a day in his life. Unfortunately for James this dream never eventuated, but fortunately for us, this failed business venture sent James down a 10-year career path in personal finance for which he now co-owns YOLO Fi...

If straight up insight and opinion on the royal commission and areas around best interest duty, tough regulation for advisers and everything in between makes your ears prick up then this XY Podcast is exactly what you've been waiting for.   With punchy lines like "are they bad advisers or just good employees", Aleks Vickovich,  author of G'day USA , award-winning journalist and legend commentator...

Master of 'technoclientology', financial adviser, behavioural specialist, speaker and author, there's not much that Andy Marshall can't do. It's been two years since he hosted XY's 'The Modern Adviser' event so we thought a catch up on all things finance, behaviour and everything in between was well and truly in order. In this comical and thought provoking podcast, Andy gives his insights and demo...

2017 has been a year full of surprises, changes and announcements. We saw a world divided over the inauguration of President Trump, the Australian Government announced a royal commission within the banking sector and cryptocurrencies appear to have become a household term overnight. For the XY community, 2017 has undoubtedly been the biggest year yet with an increasing presence of nearly 1,500 ent...

Two years ago we interviewed Cathryn Gross who was just two months into launching her brand new business Twelve Wealth . Two years on from the single most downloaded XY Live podcast ever ( watch it here ), it was a no brainer that we had to get Cathryn back on the show to follow up and get the juicy on what it's really like building an advice business from scratch.   From starting out with referra...

Is this the most useful whitepaper ever produced in Financial Services? Benjamin Marshan is at the forefront of a digital whitepaper having just been released by the FPA and encompassing months (and months) of research looking at the marketplace relative to Fintech and the Financial Services industry. We have an accidental run-in at Bunnings to thank for the idea which kick started a project analy...

Daring. Different. Disruptive. Fox & Hare are taking everything we know about the 'traditional' approach of giving advice and breaking it, re-shaping it and re-building a framework (from the ground up might we add) that is value driven and specifically tailored to help their clients live a life they aspire to. You could say Glen Hare and Jessica Brady were both crazy (and some people did) for leav...

You've heard the latest industry buzzwords popping up left, right and centre – disruption, innovation, Fintech. But what do that actually mean and more importantly, how do they relate and what benefit are they to financial advisers? Back from a recent expedition across the seas to the annual Fincon Conference and jumping on the opportunity to further understand the people and technologies that hav...

Investing with your head and your heart. This sums up the work of Geoff Wilson and his team of investment fund managers at Wilson Asset Management (WAM) . With over 37 years' experience in the investment market industry, Geoff Wilson pioneered Australia's first ever listed philanthropic wealth creation vehicles (Future Generation Investment Company & Future Generation Global Investment Company) an...

" Having rubbish content is like trying to put lipstick on a pig " – Thea Cowie from 99Content Thea Cowie is the editor and content marketing guru from 99Content who understands the importance of using content marketing to make your business' brand really shine. In today's episode we explore all of the components that make up great content marketing and how you can implement these best practices t...

On this episode of XY Live, we will be discussing with Chris how to balance out all the competing priorities in your business, from business development to service innovation and getting the right people around you. As the current CEO of MyProsperity and ex CEO of Xero Chris will share the mistakes he's made and many of the things he's learnt at the business start up stage which are useful to fina...

Interviews by Adrian Patty Michael Back, a specialist consultant to Financial Advice businesses, will be joining us to unpack how people can achieve more fulfillment in the workplace. We'll be running through how employees can find more passion in what they do and also what businesses can do to help them achieve this. Michael will share his personal story as well as the insights he's gleaned from...

Interviews by Ray Jaramis So you're in your business and wondering how you can get better relationships with your clients and keep them around for longer whilst leveraging referral opportunities at the same time. Social proof in the digital age is huge and potential clients are googling more than ever to learn about the people they're considering doing work with. Join us with Ray McHale to discuss...

Interviews by Clayton Daniel. Join us on this exciting episode with Steve Crawford, Financial Coach & Adviser at Experience Wealth to discuss Cash Flow and a lot more. Watch it here.

On this special episode of XY Live, we had Simon O'Dell, Co-founder of Manner & Director of Eagle Insurance Brokers to talk about general insurance in your advice offering.

On this special episode of XY Live, we have Clayton Daniel chat with Angus Woods, Managing Director at Adviser Ratings to discuss about Dealer Groups. Listen here as they talk about how they are connecting people and bring bright ideas with those who provide it at a better cost, in better ways and with greater transparency.

Interviews by Ray Jaramis Finding a personal loan with good terms can be challenging, which is why some borrowers consider peer-to-peer (P2P) lending. Crown Money Management is Australia's leading specialist in debt and money management and we are fortunate enough to have CEO Scott Parry join us to talk all things P2P lending solutions for his clients.

Interviews by Adrian Patty This week we had Muneesh Wadha, Founder of Humanity in Business, to share his story on how they have been inspiring leaders who are creating highly engaged and purposeful businesses. They have also talked about how can advisers get their clients.  

Interviews by Adrian Patty Sam Robinson and Josh Winsgrove will delve into why they made the call to set up a board and how the did it. We'll discuss the benefits the challenges and the way other advice practices can do it as well.

In this episode we had Adrian Patty talk to Gavin Glozier from Your Wealth Hub about some of the stats around financial wellness program. Learn more of the prospective client journey and how has it been designed. Listen to what technology was helpful and how it affected the bottom line.