Easy Peasy Finance for Kids and Beginners

Everything you need to know about Home Equity Line of Credit or HELOC: What is Home Equity Line of Credit or HELOC, How does Home Equity Line of Credit work, Is the interest rate for Home Equity Line of Credit fixed or adjustable / floating, Can you borrow again after you repay your Home Equity Line of Credit / HELOC, What are the benefits of a HELOC, Are there any disadvantages of Home Equity Lin...

Everything you need to know about home equity loans: What is Home Equity Loan or a Second Mortgage, How does a Home Equity Loan work, Is the interest rate for a Home Equity Loan fixed or adjustable / floating, What are the benefits of a Home Equity Loan, Are there any disadvantages of taking a Home Equity Loan, Is a Home Equity Loan or a Second Mortgage the only way to convert your home equity int...

Everything you need to know about Home Equity: What is Home Equity, Why is home equity important, Example of Home Equity calculation, How can you increase your home equity, Can home equity go down, Can home equity be negative, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-home-equity/

All you need to know about LIBOR or London Interbank Offered Rate: What Is LIBOR, Why is LIBOR important, Is it a fixed rate or changes from time to time, Why is London Inter-Bank Offered Rate used in the US, Does the US have some similar benchmark of its own, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-libor-london-interbank-offered-rate/

Everything you need to know about topline / revenue and bottomline / profit: What do the terms top line and bottom line mean and why are they called so, since the bottom line given / distributed to the stock holders as dividend, how is knowing the topline and bottomline useful as an investor, do both top line and bottom line go up or down together, can bottomline be more than topline, and more. Sh...

Everything you need to know about technical analysis: What is Technical Analysis, How is technical analysis conducted, Is technical analysis only for stocks, Is Technical Analysis the only way to forecast a security's price, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-technical-analysis/

All you need to know about FDIC and FDIC Insurance: What is FDIC, What does FDIC insured account mean, Is there any limit to FDIC insurance, Is this limit per person or per bank, Is there any additional cost for FDIC insurance, What is not covered by FDIC insurance, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-fdic-federal-deposit-insurance-corporation-and-fdic-...

All you need to know about direct deposit or bank direct deposit: What is Direct Deposit, How is Direct Deposit different from a regular deposit or a check, How can you set up a Direct Deposit, How long does direct deposit take, What are the pros and cons of Direct Deposit / what are the advantages and disadvantages of Direct Deposit, How much does Direct Deposit cost, and more. Show notes and tra...

Everything you need to know about bull and bear stock market: What is a bull market and a bear market, is there an easy way to remember what is a bull market and a bear market, how were the names bull market and a bear market coined, what causes a bull or bear market, can you predict if there is going to be a bull or bear market, is a bull market always followed by a bear market and vice versa, wh...

All you need to know when it comes to stock market investment and sectors: What are Sectors, Other than diversifying among large cap, mid cap and small cap stocks is there any other way of diversifying while investing in stocks, Is industry the same as a sector (industry vs sector), How can you achieve diversification by investing in different sectors, and more. Show notes and transcript at: https...

All you should know about saving for retirement and retirement planning: What happens when you stop working and retire, where does the money come from after you retire, when should you start saving for retirement, is there a specific age for retirement, how do you save for retirement, examples of retirement accounts, and more. Show notes and transcript at: https://www.easypeasyfinance.com/saving-f...

All you need to know about Coupon Rate vs Yield comparison for a Bond: What is the difference between coupon and yield of a bond, Can coupon rate and yield be the same at any time, How do coupon and yield change with the price of the bond, Is yield to maturity or YTM the same as the current yield, and more. Show notes and transcript at: https://www.easypeasyfinance.com/comparison-coupon-rate-vs-yi...

Everything you need to know about Dividend Yield: What is Dividend Yield, How is dividend yield calculated, Is dividend yield only for stocks, Do all stocks have a dividend yield, Does dividend yield change or stays the same, Why does the dividend yield change, Is dividend yield the rate of return you get from your stock investment, Should you invest in stocks that have a high dividend yield, and...

All you need to know about Yield for bonds: What is Yield, how is yield calculated, is the return you get from your bond investment the same as the current yield, do all bonds have a yield, do stocks also have a yield, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-yield-for-bonds/

All you need to know about Coupon or Coupon Rate: What is Coupon Rate, how is the coupon rate decided, do stocks also have a coupon, do all bonds pay a coupon, how often is coupon paid, is coupon a fixed amount or keeps changing, is coupon rate the return you receive from your bond investment, and more. For show notes and transcript, please visit: https://www.easypeasyfinance.com/what-is-coupon-or...

Everything you need to know about Portfolio Rebalancing: What is portfolio rebalancing (or portfolio re-balancing), when should it be done, how does asset allocation change over time, how can portfolio rebalancing be done, is buying and selling assets the only way to rebalance your portfolio, what are the benefits of portfolio rebalancing, are there any disadvantages of portfolio rebalancing, what...

Everything you need to know about risk-return: What is Risk Return, example of risk and return and risk-return trade off, is this relationship between risk and return always true, does a higher risk always give a higher return, can a low risk investment ever provide a higher return than a high risk investment, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-risk-re...

Everything you need to know about a Portfolio: What is a Portfolio, how do you decide what's in your portfolio, can someone help with creating a portfolio, how many asset classes can be in your portfolio, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-a-portfolio/

All you need to know about investing: What is Investing, an example of how money could grow when you invest it, how much money do you need to start investing, who should invest, is investing only for adults who have a steady income, when should you start investing, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-investing-for-kids/

Everything you need to know about Asset Allocation: What is Asset Allocation, why do you need asset allocation, how is asset allocation expressed, how is asset allocation decided, is the asset allocation same for everyone, what asset allocation is right for you, do you have to keep changing the asset allocation, what happens to the asset allocation if one of the assets gains or loses too much, and...

Everything you need to know about diversification: What is Diversification, why do you need diversification, who needs to diversify, if you want to diversify what factors should you consider, why do you need to diversify across asset classes, example explaining diversification and its impact, and more. Show notes and transcript at: http://easypeasyfinance.com/what-is-diversification-and-why-should...

All you need to know about Money Orders: What is a Money Order, why do you need a Money Order, where can you buy a Money Order, what do you need to get a Money Order, how do you use a money order, how do you pay for a Money Order, what is the fee for getting a Money Order, is there a minimum or maximum amount for a Money Order, if you receive a payment through a money order how do you get the mone...

Everything you need to know about Asset Classes: What is an Asset Class, How does something become a part of an asset class / how is something classified into an asset class, Examples of asset classes, Why are asset classes important for diversification, and more. Show notes and transcript at: http://easypeasyfinance.com/what-are-asset-classes/

Everything you need to know about a Bankers Check or a Cashiers Check: What is a Cashiers Check or a Bankers Check, why do you need a Cashiers Check, where can you get a Cashiers Check, what do you need to get a Cashiers Check, how much does getting a Cashiers Check cost / What is the fee for a Bankers Check, how do you pay for a Cashiers Check, is there a minimum or maximum amount for the Cashier...

All you need to know about filing income tax returns: What is Filing a Tax Return, How does the government know how much you have earned and how much income tax you need to pay, What is an income tax return, What information is captured on the income tax return, How do you receive a refund, How do you file an income tax return, Is there a deadline for filing of income tax return, Does everyone nee...