Easy Peasy Finance for Kids and Beginners

A comparison of Index Funds and Mutual Funds: The differences between Index Funds and Mutual Funds, cost and expense ratio of Index Funds and Mutual Funds, income tax on Index Funds and Mutual Funds, the asset classes they invest in, what should Index Funds and Mutual Funds be used for. Show notes and transcript at: http://easypeasyfinance.com/comparison-index-funds-vs-mutual-funds/

Everything you need to know about the differences between Actively Managed Funds and a Passively Managed Funds: Cost and expense ratio of Actively Managed Funds and a Passively Managed Funds, income tax on Actively Managed Funds and a Passively Managed Funds, the asset classes they invest in, what should Actively Managed Funds and Passively Managed Funds be used for, and more. See transcript and s...

Everything you need to know about Passively Managed Funds: What is a Passively Managed Fund, can you only invest in the entire market using a Passively Managed Fund or an index fund, what are the advantages of passively managed funds, what are the disadvantages of passively managed funds, what asset classes do passively managed funds invest in, should you invest in passively managed funds, and mor...

Everything you need to know about inflation: What is Inflation, how does inflation affect us, is inflation bad, can the prices of goods or services go down over time instead of going up (deflation), who decides the rate of inflation, what is the current rate of inflation, and more. Show notes and transcript at: http://easypeasyfinance.com/what-is-inflation/

All you need to know about Index Funds: What are Index Funds, what happens if there is a change in the constituents of the stock index, what are the advantages of index funds, what kind of returns can you expect from index funds, who should invest in index funds, and more. Show notes and transcript at: http://easypeasyfinance.com/what-are-index-funds/

All you need to know about Actively Managed Funds: What are Actively Managed Funds, what kind of analysis is done before investments are made by the fund manager in Actively Managed Funds, what are the advantages and disadvantages of actively managed funds, what asset classes do actively managed funds invest in, should you invest in actively managed funds, and more. Show notes and transcript at: h...

Everything you need to know about Life Insurance: What is Life Insurance, who could be the beneficiary, how much money is paid by the insurance company in case of death, what is a policy, how long is life insurance valid for, is any money paid by the life insurance company if the policy holder outlives the policy term, who should buy life insurance, how long should you buy life insurance for, how...

Everything you need to know about stock indexes: What is a Stock Index, how many stocks are there in a stock index, what are some of the popular stock indices (like Dow Jones Industrial Average, S&P 500, Nasdaq Composite Index, London's FTSE 100 or the "Footsie", Hong Kong's Hang Seng), can the constituents of a stock market index change or they stay the same, if the index goes up or down does it...

Everything you need to know about a bank Certificate of Deposit or CD: What is a Certificate of Deposit, how a Certificate of Deposit works, can the money in CD be withdrawn early, does the price of a Certificate of Deposit change, why should you invest in a Certificate of Deposit or CD, and more. Show notes and transcript at: http://easypeasyfinance.com/what-is-a-certificate-of-deposit-or-cd/

Everything you need to know about dividends from stocks: what is a dividend, is a higher dividend always better, why is dividend important, and more. Show notes and transcript at: http://easypeasyfinance.com/what-is-dividend/

All you need to know about EPS or Earnings Per Share: What is EPS, example of EPS, calculation of EPS, how much money you get in your hands if you own stock in a company (EPS vs dividend), and more. Show notes and transcript at: http://easypeasyfinance.com/what-is-eps-earnings-per-share/

Everything you need to know about stock exchanges: What is a Stock Exchange, can bonds also be bought and sold at a Stock Exchange, can you buy and sell stocks in a stock exchange yourself, can you buy and sell any stock in any stock exchange, what are the major stock exchanges around the world, can stocks only be traded on a Stock Exchange, and more. Show notes and transcript at: http://easypeasy...

Everything you need to know about down payments: What is Down Payment, can you get 100% of the amount as loan / mortgage, can you pay more money upfront as a down payment, how much should you pay as the down payment, if you are taking a loan jointly with your spouse - can the down payment come from both people's accounts, and more. Show notes and transcript at: http://easypeasyfinance.com/what-is-...

All you need to know about the basics of Health Insurance: what is health insurance, is the health insurance premium the same for everyone, what are the different kinds of health insurance, does the insurance company pay all the medical bills even if it’s a lot of money, is the premium returned by the insurance company if you don’t fall sick or don’t visit a doctor, does the health insurance premi...

Everything you need to know about estate planning and will: what is a will, who needs a will, how can you create a will, when should you create a will, can you change your will, how many wills can you have - can you have multiple wills, and more. Show notes and transcript at: http://easypeasyfinance.com/what-is-a-will-succession-planning-or-estate-planning-basics/

All you need to know about a Brokerage Account: what is a brokerage account, where does the money to buy stocks etc come from in the brokerage account, is there any fee for opening or maintaining a brokerage account, how do you get the money when you sell a stock or bond or any other things, is the money in the brokerage account safe or is insured, how can you open a brokerage account, and more. S...

Everything you need to know about Fixed and Floating (or adjustable - ARM) interest rate for mortgage: what is a fixed interest rate, what is a floating or adjustable interest rate, what happens if the interest rate changes, is there a maximum rate for floating or adjustable interest rate, what are the advantages of a floating or adjustable interest rate, who decides if the rate should change or g...

Everything you need to know about mortgages: what is a mortgage, can you get more money through a mortgage than what the home is actually worth, what is a down payment, can you buy a home if you don’t have the whole 20% down payment, how is the mortgage amount decided, how long do you have to repay the mortgage for, how frequent is the mortgage payment, how much do you have to pay every month, wha...

Everything you need to know about an emergency fund: what is an emergency fund, how much money should you have in my emergency fund, who should have an emergency fund, do you need a special bank account for an emergency fund, what should you do first - invest or start an emergency fund, and more. Show notes and transcript at: http://easypeasyfinance.com/what-is-an-emergency-fund-and-why-it-is-impo...

All you need to know about a Credit Card: what is a credit card, where does the money that you use to pay come from, much interest do you get charged, what are the charges and fees for credit cards, how long do you have to pay back the bank, what are the benefits of a credit card, what kind of rewards do credit cards offer, where can I get a credit card from, what should you consider while choosin...

Everything you need to know about ATM or Automated Teller Machine: what is an ATM, what does an ATM do, what do you need to use an ATM, can you take out or withdraw money if you have a debit card from one bank and the ATM belongs to another bank, can a credit card be used in an ATM, and more. Show notes and transcript at: http://easypeasyfinance.com/what-is-atm-or-automated-teller-machine/

Ever wondered what the similarities and differences are between Mutual Funds and Exchange Traded Funds (MF and ETF)? Find out the similarities and differences in terms of how they are bought and sold, how their prices change, their fees commissions and loads, their income tax implications, their holding restrictions, their investment minimums, and more. Also find out which one is better - whether...

Everything you need to know about Market Capitalization or Market Cap: what is market capitalization, what are the different kinds of market cap, how is market cap relevant or important, and more. Show notes and transcript at: http://easypeasyfinance.com/what-is-market-cap-or-market-capitalization/

Everything you need to know about What are Exchange Traded Funds or ETFs: What is an Exchange Traded Fund or ETF, what do Exchange Traded Funds invest in, investing in an ETF versus investing directly in stocks and bonds, how to buy and sell ETFs, commission and fees for investing in ETFs, how to make money using ETFs, how much money to invest in an ETF, and more. Show notes and transcript at: htt...

All you need to know about the Coronavirus / Covid-19 related stimulus check / Economic Impact Payment: what is a stimulus check, who is eligible to get this Economic Impact Payment and how will they receive it, how much money would you get, how do you get a stimulus check, do you have to apply for it, when do you get the stimulus check payment, what can you do if you are eligible but did not rece...