Easy Peasy Finance for Kids and Beginners

All you need to know about credit score or FICO score: What is a Credit Score or FICO Score, Who decides your credit score, How is credit score calculated, Why is credit score important, What is considered a good credit score, Can you do something to increase your credit score, and more. Show notes and transcript at: https://www.easypeasyfinance.com/credit-score-fico-score-for-kids/

Everything you need to know about a Credit Report: What is a Credit Report, What does a credit report contain, How many credit reports do you have, What do you have to do for creating a credit report - do you have to pay anything, Why is a credit report important, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-a-credit-report/

All you need to know about Treasury Bonds or T-Bonds: What is a treasury bond, How do treasury bonds work, Why should you buy treasury bonds - what are their advantages, Are there any disadvantages of treasury bonds, How can you buy treasury bonds, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-a-treasury-bond-or-a-t-bond/

All you need to know about Municipal Bonds, popularly known as Munis: What is a municipal bond or a muni, Why is a municipal bond issued, How can you buy munis, Why should you invest in municipal bonds - what are the advantages of munis, What are the disadvantages of municipal bonds, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-are-municipal-bonds-or-munis/

A comparison between an FHA Loan and a Conventional Mortgage: The similarities and differences between the two, and whether FHA Loans are better than Conventional Mortgages or the other way round. Show notes and transcript at: https://www.easypeasyfinance.com/comparison-fha-loan-vs-conventional-mortgage/

Everything you need to know about an FHA Loan or FHA Mortgage (Federal Housing Administration Loan): What is an FHA Mortgage or an FHA loan, What are the advantages of FHA loans, Are there any disadvantages of FHA mortgages, Who can qualify for an FHA loan or mortgage, Is the interest rate on FHA mortgages fixed or does it keep changing, How long are FHA loans - what is their duration, and more. S...

Everything you need to know about an Online Bank or Internet Based Bank: What is an Online Bank or Internet Based Bank, How is an online / internet bank different from online banking, Why should you use an online only bank - are there any advantages, Are there any disadvantages of online banks, Do online banks give loans as well, Are internet based banks safe, and more. Show notes and transcript a...

All you need to know about ABA Routing Number or Bank Routing Number: What is a Routing Number / Bank Routing Number / ABA Routing Number, Is a routing number different from an account number, When do you need to use a routing number, Does each bank have a different routing number, How can you find your bank’s routing number, and more. Show notes and transcript at: https://www.easypeasyfinance.com...

All you need to know about ECNs: What are Electronic Communication Networks or ECNs, What securities are traded on an ECN, What are the advantages of Electronic Communication Networks, Are there any disadvantages of ECNs, Are Electronic Communication Networks meant for investors with a lot of money or common investors, Examples of ECNs, and more. Show notes and transcript at: https://www.easypeasy...

All you need to know about check clearing: What is Clearing of Check / What is check clearing, How does the check clearing process work, How long does it take for a check to clear, What happens when there is not enough money in the check writer’s account for the check to be cleared, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-clearing-of-check-or-check-clearing...

All you need to know about Digital Wallet or e Wallet: What is a digital wallet used for, How is an e-wallet used for payment - how does it work, What are the advantages of a digital wallet, What are the disadvantages of a digital wallet, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-a-digital-wallet-or-e-wallet/

ACH Transfer vs Wire Transfer - a thorough comparison: the similarities and differences between the two, and whether ACH transfers are better than wire transfers, or the other way round. Show notes and transcript at: https://www.easypeasyfinance.com/bank-transfer-ach-vs-wire-transfer/

All you need to know about ACH Transfers or Bank Transfers: What is ACH Transfer or Bank Transfer, Why is it called ACH transfer, How does an ACH transfer work, How long does an ACH transfer take, How much do ACH Transfers cost - What is the ACH Transfer / Bank Transfer fee, What are the advantages of ACH transfers, Are there any disadvantages of ACH transfers, and more. Show notes and transcript...

All you need to know about wire transfers: What is Wire Transfer, How do Wire Transfers work, How much does a Wire Transfer cost / What is the Wire Transfer fee, Why should you use wire transfers for sending or receiving money - what are the advantages of wire transfers, Are there any disadvantages of wire transfers, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-...

Everything you need to know about Overdraft and Overdraft Protection: What is Overdraft, What happens in case of an overdraft - are you allowed to withdraw the money, What is overdraft protection, Do banks charge any overdraft protection fee, What is the advantage of overdraft protection, Are there any disadvantages of overdraft protection, Is there any alternative to overdraft protection, and mor...

A quick Banks vs Credit Unions comparison: the similarities and differences between the two, as well as the advantages (pros), disadvantages (cons) and safety / insurance for each. Show notes and transcript at: https://www.easypeasyfinance.com/comparison-banks-vs-credit-unions/

All you need to know about Credit Unions: What is a Credit Union, How to become a member of a credit union, What are the benefits of a credit union membership, Is there any eligibility criteria for the membership of credit unions, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-a-credit-union/

Everything you need to know about Virtual Credit Cards: What is a Virtual Credit Card, How does a virtual card make online purchases safer, How does a virtual credit card work, Can a refund be issued if you have used a virtual credit card for the original purchase, Are there any limitations to virtual credit cards, How much does a virtual credit card cost, How can you get a virtual credit card, an...

All you need to know about liquidity: What is Liquidity, which assets are liquid and which ones are not, what should be the proportion of liquid and illiquid assets in your investment portfolio, and more. Show notes and transcript at: https://www.easypeasyfinance.com/what-is-liquidity-of-assets-and-investments/

Everything you need to know about money: What is Money; are credit & debit cards and apps like Apply Pay, Google Pay Venmo, etc also money; what did people do before money; who creates money; banks deal with a lot of money - do banks create money too; and more. Show notes and transcript at: https://www.easypeasyfinance.com/money-for-kids-teens-financial-literacy/

Everything you need to know about a Safe Deposit Box or Safety Deposit Box: What is a Safe Deposit Box, Why is a safe deposit box needed, How big are safety deposit boxes, What should be kept in a safe deposit box, What should not be kept in a safe deposit box, How much does renting a safe deposit box cost, Are safe deposit boxes insured, and more. Show notes and transcript at: https://www.easypea...

All you need to know about the PEG ratio: What is PEG ratio, Why do we need PEG ratio when we already have P/E ratio, How can you find the growth rate of a company for calculating the PEG ratio, How do you know if a stock is under-valued or over-valued using the PEG ratio, Is PEG ratio an accurate measure for making a buy or sell decision, and more. Show notes and transcript at: https://www.easype...

Everything you need to know about using the Price Earnings (P/E) Ratio for stock valuation: How to interpret P/E Ratio during stock / equity investing, Does a low P/E mean that a stock is under-priced and a high PE mean that the stock is over-priced, How should the P/E ratio be used, Should you use trailing P/E ratio or forward P/E ratio, What are the factors that impact a stock’s P/E, What decide...

All you need to know about the PE ratio: What is P/E Ratio or Price to Earnings Ratio (also called Earnings Multiple or Price Multiple), How is PE calculated, What if a company if not making money (making a loss) - what is the PE then, Is the latest EPS of a company considered for PE ratio, Why is PE ratio important to you as an investor, What is better – a high PE or a low PE, and more. Show note...

Home Equity Loan vs Home Equity Line of Credit: a quick comparison between the two options. Show notes and transcript at: https://www.easypeasyfinance.com/comparison-home-equity-loan-vs-home-equity-line-of-credit-heloc/