DURHAM TALENTS CHANNEL

In this episode we discuss the conventional, the unconventional, the convenience, the paradigm shift and more of what Infinite Banking is. We look at some historic examples of using whole life insurance such as from Walt Disney, J.C. Penny, Stanford University, McDonalds and all the way to how you and I can benefit from owning and using a private monetary system. LIVE & LEAVE A LASTING LEGACY If y...

In this episode we address the saying from Warren Buffet, “Rule #1: Never Lose Money. Rule #2: Never Forget Rule #1”. It is in fact possible to keep what you earn; for your whole life. Use can use Whole Life Insurance for your whole life (pun intended;) to build a privatized banking system to protect your capital while still leveraging it for what you do. LIVE & LEAVE A LASTING LEGACY If you have...

“Whole Life Insurance has a bad rate of return.” Is that so? By what standard? Are you sure? In this episode we clear up this misconception. What value would you put on guaranteed, legally binding, contractual growth on your capital for your whole life? Is that a bad thing? I think not. Access to tax-free capital, compound interest, significant net worth, protection from market volatility and so m...

Welcome to our EncycloMedia Series! In this installment we cover: Whole Life Insurance. Whole Life Insurance is insurance on a life, with level premiums, and a guaranteed death benefit. It is a time-tested product that may be privately owned, with a cash value, guaranteed compounding growth, tax free access to capital, and much more. This series is dedicated to defining, classifying, and describin...

In this episode we discuss approaching personal finance with a marathon mindset. Planning as if you’ll live forever and living as if you’ll die today seems to be a good approach to “living & leaving a lasting legacy”. As people we tend to overestimate what we can do in a short amount of time and underestimate what we can do over a lifetime. You can become your own banker. You can also change the f...

What is a segregated account? When implementing Infinite Banking, it can be convenient, clean and helpfully concise to integrate the use of a separate traditional checking or savings account for your cash flows to and from your policies. Tune in to this Quick Take to learn how it can work for you. Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you’d like to see cover...

“With Whole Life Insurance Policies you pay interest to borrow our own money.” NOPE. Not even close. NO. Incorrect. In this episode we clear up the myth that “you pay interest when borrowing your own money” from a life insurance company. Cost of capital, contractual access, Economic Value Added, BANKING and more come into this conversation. There’s more to this misleading statement than at “face v...

In this episode we address the saying of “Big Hat. No Cattle”. Whew! This one can hit home if we are honestly able to introspect. Most of us spend all, if not more, than we make. Parkinson’s Law is expressed in lots of ways in our common talk and this saying is a good one to consider. Even for those who have a good income, pay cash for things, have a respectively good net worth, etc. it is worthwh...

In this episode we discuss the who, what, when, where and how of “the numbers” when it comes to Infinite Banking. Visual aids, policy illustrations, graphs, etc. can be very helpful for us visual learner as long as they are appropriately introduced. The numbers have their place whether you are researching, considering or implementing the Infinite Banking Concept. Going over the numbers before unde...

“Whole Life is 20x more expensive than term insurance” Ummm, maybe...but, definitely not necessarily. I mean, a Prius and a Peterbilt are both vehicles but, those products perform perceptibly particular to their purpose! In this episode we clear up the mystery of whether or not Whole Life is so much more expensive than term and, if it is, why it may be that way. There’s more to this misleading sta...

In this episode of the Interview Series I had an unexpected opportunity to sit down with Brent Kesler of The Money Multiplier for a podcast interview. Brent is a husband, a father, professionally a former chiropractor that sold his practice, and has been an educator in the Infinite Banking space for many years. In fact, it was Brent at the front of the room full of people making the presentation o...

What’s guaranteed in life? (Death and Taxes perhaps? Not exciting.) However, guaranteed access to a compounding pool of capital, guaranteed hedging against inflation, guaranteed interest environments, guaranteed windfalls of tax free capital to heirs/beneficiaries, (I could go on here you know…:), now THOSE things are Exciting!!! Live & Leave A Lasting Legacy. Become your own banker. If you have a...

In this episode we discuss the uncertainties and the certainties of life and life insurance. Taxation, inflation, and many uncertainties (and certainties) of life are out of our control. However, there is more that we are capable of beyond “face value” (pun intended;) If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like t...

In this episode we address acknowledge the fact that the consumer pays for every aspect of the service or product that they are procuring; the acquisition, distribution, warehousing, transportation, etc. All of it. Consider commercial banks: aren’t they the nicest buildings, in the nicest parts of town, with the best kept grounds? WHO PAYS FOR THAT??? (You.) You do. It’s me and you that pay for th...

In this episode we celebrate by sharing a few highlights from the past year of podcasting for those that are learning and implementing Infinite Banking from the Durham Talents Channel. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite...

In this episode Jeremiah Dew (J Dew) of the Banking Bros and I get together and talk about one of the most popular personal growth books out there: Think & Grow Rich and we do so through an Infinite Banking lens. We had fun talking through this book in light of knowing and using Infinite Banking and hope you enjoy. If you have any topics you’d like to see covered, if you have any questions concern...

In this episode we share clips of the fumbles, bumbles and humbles from the past year of promoting the idea that you can become your own banker! We share serious, practical information every week to propel your learning, exposure and implementation of the Infinite Banking Concept. However, that leads to fun times and gags often enough along the way. We hope you enjoy! If you have any topics you’d...

In this episode we talk through the conventional flow of our income to taxes, risky plans and other people’s businesses (banks) before we even see our own money. It’s not beneficial to us. There’s a better way. We can become our own bankers. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting...

In this episode we address questions and comments about the Infinite Banking Concept concerning the utility of policy loans, real estate investing, private lending, passive income/retirement, missing premium payments, having a tight budget and more! If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar...

“For 5 easy payments of ONLY $19.99 you too can have access to the SECRETS of this 200 year old strategy of the Wealthy…” Ummm, NO. In this episode we clarify the misconception that Infinite Banking is some 200 year old strategy/secret of the wealthy. It’s not. I said what I said. It’s not. Now, I’m the biggest fan of vetting, considering and implementing Infinite Banking as described in R. Nelson...

Financial hardships happen. One of the worst must be bankruptcy. Thankfully we can glean inspiration, lessons and guidance from folks like Dave Ramsey, Walt Disney and of course, R. Nelson Nash who experienced and came through some drastic financial hardships. Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerni...

In this episode we address the principle of living below your means. The Holy Bible, Robert Kiyosaki, Dave Ramsey, R. Nelson Nash and many more speak to this subject. Conquering Parkinson’s Law (Living Below Your Means) coupled with EXPANDING your means are both accomplished in the optimal financial paradigm: Becoming Your Own Banker. If you truly want optimal financial results, become your own ba...

In this episode Jeremiah Dew (J Dew) of the Banking Bros and I get together and talk about one of our favorite authors to read behind, Robert Kiyosaki, in his 2nd book, The Cashflow Quadrant. We had fun talking through this book in light of knowing and using Infinite Banking and hope you enjoy. If you have any topics you’d like to see covered, if you have any questions concerning this video or ano...

MMM#05 “Self-Insured” Myths, Mysteries & Misconceptions #05 “Self-Insured”!?! Ummm, no. In this episode we consider the purported idea of being self-insured when it comes to life insurance. You’re always going to be alive while you’re alive so why not have WHOLE life insurance for your WHOLE life? When would we not want car insurance? Home insurance? Even if we could cover the cost of replacing a...

Would you rather be taxed on the seed or the harvest? Our money faces taxation, inflation, litigation and many other perils. Let’s talk about addressing and mitigating those perils. There’s another way. Become your own banker. WELCOME TO THE DURHAM TALENTS CHANNEL! https://youtu.be/xBzHrbi1Ywo TO SUBSCRIBE: https://youtube.com/c/jessewdurham JESSE W DURHAM BIO: https://youtu.be/AAZzuA6dJNY A 5 MIN...