DURHAM TALENTS CHANNEL

EncycloMedia Series #07 Direct vs Non-Direct Recognition In this installment we cover: Direct and Non-Direct Recognition, as it particularly relates to Whole Life Insurance for Infinite Banking. You can implement Infinite Banking with either of these options, I have myself, but, there are factors to consider beyond this one aspect of Direct vs. Non-Direct Recognition. Enjoy this exposure to these...

QUICK TAKE #0037 Vacations Have you ever taken a vacation AND kept the money too? You can. You can take a vacation AND keep the money. In this episode we discuss how to privately finance vacations in a way that will allow you to be more efficient with your money, control the financing of the vacation and thus provide for greater, longer and more frequent vacations in the future! Live & Leave A Las...

The Life Lessons Series #04: Land In The Life Lessons Series we cover specific practicable aspects of vetting, understanding, implementing and scaling a privatized monetary system with the Principles, Philosophy, Paradigm, Process & Product necessary for Infinite Banking. In this Lesson we discuss all things Land; leases, landlords, land owners and more! We all interact with land and someway and t...

Quotes Series #0119 “Money Fights” In this episode we address a quote from Dave Ramsey’s book, The Legacy Journey, where he said, “Money fights and financial stress are the leading causes of divorce in North America…I think that has more to do with how couples handle their money than how much money they do or don’t have”. This is a worthwhile topic to ponder. Nelson Nash also addresses what he cal...

“Agents Only Sell Whole Life Insurance Because of High Fees” Is that so? Compared to what? How do you know that? Even if that were so, is there a good reason as to why? In this episode we clear up this misconception. Is there something wrong with commissions, inherently? Is there something wrong with high commissions, inherently? Personally, I have no disparagement for high income earners who prov...

In this installment we cover: Policy Loans, as it particularly relates to Whole Life Insurance and Infinite Banking. Loans and debt can have a negative connotation for many folks. However, everything is financed. Everything. That leads us to policy loans from mutual life insurance companies. A whole life policy loan is a way to compound your money, while maintaining liquid, contractual access, wit...

“Whole Life Insurance Has High Fees” Is that so? Compared to what? How do you know that? In this episode we clear up this misconception. Doesn’t mostly everything have a fee/cost to it? Sure. So then, aren’t a Prius and a Peterbilt both vehicles? Yes. Ok, so, there’s also a wide difference in the value each of those vehicles provide too, isn’t there? Right. So, it stands to reason that the price,...

Have you ever experienced financial FOMO (The Fear Of Missing Out)? Through controlling, and profiting, from the banking function in your life you can address feelings of conventional financial FOMO by Infinite Banking FOMO: Financing One’s Mission & Occupation! You’re already occupied with things and have certain missions in your life. What if you simply financed those occupations and missions to...

In The Life Lessons Series we cover specific practicable aspects of vetting, understanding, implementing and scaling a privatized monetary system with the Principles, Philosophy, Paradigm, Process & Product necessary for Infinite Banking. In this Lesson we discuss Leisure; namely vacations, for an example. We all enjoy a vacation! Nobody regrets a vacation (unless we go into debt to take it). Did...

In this installment we cover: Premium, as it relates to Whole Life Insurance and Infinite Banking. Premium is what makes the Infinite Banking world go around! Premium is capital; and when paid into a properly structured, whole life policy, with a mutual company that pays a dividend it is building the ideal asset for privatized banking. Enjoy this exposure to these topics and feel free to dive deep...

In this Series we will be studying, subject by subject, the concepts within the original source material for “Unlocking the Infinite Banking Concept” in R. Nelson Nash’s book, Becoming Your Own Banker. This episode covers how to actually get started. You will need to regularly review the book, find a personally practicing and knowledgeable agent, honestly evaluate your previous habits, organize li...

In this episode we address the saying, “Break the bank” This saying originates as early as the 1600s but came to popular usage when a large winning at the Casino De Monte Carlo, in 1873, was said to “break the bank”. At the macro level, it is good to recognize that through history thousands of banks have broken and failed. It’s good to consider if a commercial bank is the best place to build our w...

Q & A #17 In this episode we address questions and comments about the Infinite Banking Concept concerning the policy loans as they relate to death benefit, policy ownership and transfer of ownership and much more. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how y...

QUICK TAKE #0035 Rent or Buy??? Should you Rent or Buy??? Yes. (Ha!) In this episode we discuss the permeating reality, whether you rent or buy a home, that everything is financed; to include our living situation. You can control and profit from whichever route you choose for yourself, as long as you are the banker! Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you’...

Myths, Mysteries & Misconceptions #10: Whole Life Cash Value Grows Slowly “Whole Life Insurance Cash Value Grows Slowly” Is that so? Compared to what? Are you sure? In this episode we clear up this misconception. It is a myth that 10 to 20 years must pass, for a properly structured whole life policy with a dividend-paying mutual life insurance company, to have significant growth of capital. You ce...

In this installment we cover: Dividends as they relate to Whole Life Insurance and Infinite Banking! Dividends are an integral part of propelling the results of implementing Infinite Banking! Dividends are possible with properly structured, whole life insurance policy from mutual companies; which is the ideal asset for privatizing the banking function in your life. Enjoy this exposure to these top...

The Life Lessons Series #02: Leveraging Liabilities (Debt Recapture) In The Life Lessons Series we cover specific practicable aspects of vetting, understanding, implementing and scaling a privatized monetary system with the Principles, Philosophy, Paradigm, Process & Product necessary for Infinite Banking. In this Lesson we discuss Leveraging your Liabilities (Paying Off/Recapturing Debt)! Recogni...

In this episode we address the saying, “Wealth consists not in having possessions but, in having few wants”. This classic stoic expression from Epictetus gives plenty of pause for the discerning student. It goes right along with Nash encouraging us all to conquer Parkinson’s Law to achieve financial independence. It could also be thought provoking to begin defining what “wealth” is for you, how ma...

In this episode of the Interview Series I have a conversation with Robin Washington. Robin has personally implemented Infinite Banking, into her life, as a multi-generational approach to building wealth and financial independence. She was personally mentored and met the discoverer of the IBC, R. Nelson Nash, and eventually transitioned into mentoring people herself as an agent. In this episode we...

In this episode of the Interview Series I have a conversation with Robin Washington. Robin has personally implemented Infinite Banking, into her life, as a multi-generational approach to building wealth and financial independence. She was personally mentored and met the discoverer of the IBC, R. Nelson Nash, and eventually transitioned into mentoring people herself as an agent. In this episode we...

In The Life Lessons Series we cover specific practicable aspects of vetting, understanding, implementing and scaling a privatized monetary system with the Principles, Philosophy, Paradigm, Process & Product necessary for Infinite Banking. In this Lesson we discuss Legacy. In fact, we consider how to “Live & Leave A Lasting Legacy” with Infinite Banking. Planning and acting inter-generationally is...

In this installment we cover: Proper Policy Structure for Infinite Banking There are an infinite (pun intended;) number of ways that a policy may be structured for the individual seeking to implement Infinite Banking. Contractual rights, obligations, riders, splits, sufficient capitalization and so much more come into understanding proper structuring for a whole life policy. Enjoy this exposure to...

What do you even really know about your 401k? Really. In this episode we discuss the importance of education when it comes to financial decisions, what may be the ideal asset, 5 winning personal finance principles and more. Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you wo...

In this Series we will be studying, subject by subject, the concepts within the original source material for “Unlocking the Infinite Banking Concept” in R. Nelson Nash’s book, Becoming Your Own Banker. This episode covers picking an appropriate plan for yourself, the important of adequate capitalization, the benefits of tapping into an existing and efficient system, the power of privatized banking...

In this installment we cover: Types of Life Insurance Companies. There are two types of Life Insurance Companies: Stock and Mutual. Stock companies have stockholders as owners whereas Mutual life insurance companies have policy holders as owners. Mutual companies are preferred for implementing Infinite Banking, as the policy owners receive dividends thereby. Welcome to our EncycloMedia Series! Thi...