DURHAM TALENTS CHANNEL

Is paying cash actually a detriment to building wealth? I believe so and I would like to use a real life scenario from a recent conversation with a great client to display some reasons why this is so. There’s another way. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar mee...

In this episode we address a sentiment heard something like, “I don’t want to spoil my children so I don’t want to leave them a bunch of money” Watch your language! Don’t cop out. Focus on good stewardship. Infinite banking is an intentional and purposeful process of financially inter-generational planning and acting. If you truly want optimal financial results, become your own banker! WELCOME TO...

In this episode Jeremiah Dew (J Dew) of the Banking Bros and I get together and talk about Dave Ramsey, his “baby steps”, his books, message, etc. in contrast, and even in conjunction(!!!!!!!) with Infinite Banking. We had fun talking through this and hope you enjoy. WELCOME TO THE DURHAM TALENTS CHANNEL! https://youtu.be/xBzHrbi1Ywo TO SUBSCRIBE: https://youtube.com/c/jessewdurham JESSE W DURHAM...

In this quick take we briefly brainstorm on various ways to fund your private banking entity/system with single and ongoing premiums; considering lazy funds, windfalls, cash flows, budgeting, redirecting funds and much more. There’s a better way. Become your own banker. WELCOME TO THE DURHAM TALENTS CHANNEL! https://youtu.be/xBzHrbi1Ywo TO SUBSCRIBE: https://youtube.com/c/jessewdurham JESSE W DURH...

In this episode of the Interview Series I share a conversation I had with a professional acquaintance, Robert Lee. Robert educates and works in the Infinite Banking community and he asked me to come on and share my experience with his channel. It was a pleasure to speak with him and I hope you enjoy our conversation. WELCOME TO THE DURHAM TALENTS CHANNEL! https://youtu.be/xBzHrbi1Ywo TO SUBSCRIBE:...

Myths, Mysteries & Misconceptions #04 Whole Life is NOT an investment!!! It’s not. It’s just not. Here’s why… In this episode we consider the loathsome, detestable, odious (give me a few more moments and I’ll tell you how I really feel, Haha!…;) and bothersome miss-classification of calling Whole Life Insurance an investment. Some BIG names get this wrong. Let’s clear this myth up! YOU can become...

In this episode I discuss the levels of my own experience of becoming my own banker; from vetting the concept, to starting a policy, through several years of using that policy, buying a few more and into…beyond. Here are some of my best practices, some pointers and encouragement for you to learn for yourself what it means to become YOUR own banker. Live free and independent my friends. Become your...

In this episode we take a provoking perspective on the very charitable activity philanthropy. Many, as well as myself, love to give gifts, donate, make offerings and give generously. However, this concept of “giving BACK” may be detrimental. Maybe. Let’s talk about it. If you truly want optimal financial results, even for your giving, become your own banker! WELCOME TO THE DURHAM TALENTS CHANNEL!...

In this episode we address questions and comments about the Infinite Banking Concept concerning when to know the right time to get another policy, how long to capitalize before leveraging a policy, policies on children, transferring policy ownership, how to use a segregated account and more! WELCOME TO THE DURHAM TALENTS CHANNEL! https://youtu.be/xBzHrbi1Ywo TO SUBSCRIBE: https://youtube.com/c/jes...

In this quick take we talk about what wealth really is. We consider the market, goods, services, the meaning of net worth and of what it consists, the significance of money and much more, all with an Infinite Banking lens. There’s another way. Become your own banker. WELCOME TO THE DURHAM TALENTS CHANNEL! https://youtu.be/xBzHrbi1Ywo TO SUBSCRIBE: https://youtube.com/c/jessewdurham JESSE W DURHAM...

“Overfunding” a Whole Life policy… WRONG! In this episode we consider the loathsome, detestable, odious (give me a few more moments and I’ll tell you how I really feel, Haha!…;) and bothersome term: “Overfunding” For those vetting and implementing the Infinite Banking Concept, you are likely to have heard, or will hear, this idea of “overfunding” whole life insurance. It is erroneous, misleading,...

In this episode we address a quote from Ayn Rand who said, “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver”. The first part is really good to recognize! That last part about us being the “drivers” in our own life is amazingly powerful!!! YOU, yes you!, can become your own banker! Money is just a tool but YOU are the driver! Buckle up and let’s t...

In this quick take we address the massive flexibility there is in controlling the banking function for yourself. The collateral, capital, terms, access, compounding interest and much more are all part and parcel of your flexibility in being your own banker. There’s a better way. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this vide...

In this episode we address a perennial saying from Jim Rohan when he said, “Formal education will make you a fortune; self education will make you a fortune”. The Infinite Banking Concept isn’t taught in any of the conventional institutions but, for the proactive and discerning individual it is the most advantageous approach to personal finance. If you truly want optimal financial results, become...

In this quick take we address the pros and cons of down-payments. Whether it’s for a car, for an investment, for avoiding PMI on a mortgage, or anything else, down payments deserve a discussion. Get ready! I’m going to ask: Do you even know what to do with capital? If not, you can learn. If you choose. If yes, then why give your capital to someone else for them to use it? There’s another way. Beco...

In this quick take we address the Infinite Banking Concept as it can apply and relate to children; preparing for them, having them, providing for them, funding them, banking with them and more! There’s another way. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to...

In this episode we consider a quote from Ralph Waldo Emerson where he said, “Money often costs too much”. It seems that Emerson was addressing a particular aspect of having money; emotional, social, etc. That’s worth noting. We also take that discussion into spiritual, practical and pragmatic directions in this conversation. Money is a tool; for good or ill. Money is simply a means of exchange. Mo...

In this quick take we consider Robert Kiyosaki’s Cashflow Quadrants with an Infinite Banking lens. If you’re on your journey of being a “Rich Dad” or a “Rich Mom” then this episode is for you. There’s a better way. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to...

In this episode we consider a quote from Cicero where he said, “Frugality includes all the other virtues”. At face value it seems like a stretch to envelope all other virtues in the one of frugality and yet, it has merit worthy of discussion. Also, it is worthy of note that Nash addressed Parkinson’s Law as the first human problem to be address in having financial success. There seems to be a conn...

In this quick take we look at the pros and cons of a “set it and forget it” mentality when it comes to the Infinite Banking Concept. That means we consider both the ideal product and the best process so you can become your own banker. There’s another way. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you w...

In this Series we will be studying, subject by subject, the concepts within the original source material for “Unlocking the Infinite Banking Concept” in R. Nelson Nash’s book, Becoming Your Own Banker. This episode gives insight into how this process, of privately financing your lifestyle, can progress over time. Seceding completely from conventional finance, getting premiums to equal income, cove...

In this quick take we address the simple reality that no individual, business or entity can be too well capitalized. It takes capital to run a household, a business, to finance investments, all of it requires capital. Therefore intentionally paying premiums into a privatized banking system is the solution to addressing our need of finance. There’s another way. Become your own banker. If you have a...

In this Series we will be studying, subject by subject, the concepts within the original source material for “Unlocking the Infinite Banking Concept” in R. Nelson Nash’s book, Becoming Your Own Banker. This episode covers implementing the actual process of becoming your own banker by financing cars, for example. Remember, we must conquer the human problems! After that though, it’s time for the rub...

In this quick take we talk about how NOT to be average when it comes to personal finance by implementing the Infinite Banking Concept. Isn’t it crazy that while most people aren’t wealthy, the average person still does what most people do? READ THAT AGAIN. There’s another way. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video...

“Term Insurance is Pure Insurance” Eh, kinda…sure, but…well, that’s just not all there is to it. In this episode we address the derision that people use when speaking about whole life insurance by touting that term insurance is actually a product that’s “pure insurance”. Properly structured, whole life insurance, with a mutual company that pays dividends is the ideal asset. Let’s clear this myth u...