ClearPath - Your Roadmap for Life

Retirement is a time in life when people transition out of the workforce with more free time to enjoy life. But, when we do so, we are leaving our paychecks behind. We will need to live on income from Social Security, employer pensions and 401(k)s, and other savings and investments. For most people, this is far easier said than done. See omnystudio.com/listener for privacy information.

Today, we're going to be talking about one of the most important topics for older adults in the United States - Medicare. It's rather surprising that only 22% of people are well-versed with Medicare, as per research conducted by nonprofit Transamerica Institute. This could be because many adults rely on employer-sponsored health insurance most of their lives, so when they retire, they may not be w...

Our retirement landscape is evolving due to population aging, increases in longevity, employer benefit trends, and looming reforms to Social Security. It is shifting so rapidly that many of the underlying assumptions about retirement differ across generations in the workforce.  See omnystudio.com/listener for privacy information.

Maintaining health involves taking care of ourselves and having access to health insurance. Yet, research from Transamerica Institute shows that 32% of Americans in their 20s do not have health insurance. Without access to medical care, it can be difficult to maintain our health and prevent unexpected medical expenses. For many young adults, dealing with health insurance can be confusing and burde...

Our retirement landscape is evolving due to population aging, increases in longevity, employer benefit trends, and looming reforms to Social Security. It is shifting so rapidly that many of the underlying assumptions about retirement differ across generations in the workforce.  See omnystudio.com/listener for privacy information.

: Air pollution can be caused by a variety of factors, many of which have dire consequences for our health. For instance, the recent series of wildfires across the country has led to unhealthy air quality that can trigger allergies, asthma, and other respiratory problems. Moreover, emissions from factories and cars, as well as the burning of fossil fuels like oil or coal, are also major contributo...

Our retirement landscape is evolving due to population aging, increases in longevity, employer benefit trends, and looming reforms to Social Security. It is shifting so rapidly that many of the underlying assumptions about retirement differ across generations in the workforce. See omnystudio.com/listener for privacy information.

Our retirement landscape is evolving due to population aging, increases in longevity, employer benefit trends, and looming reforms to Social Security. It is shifting so rapidly that many of the underlying assumptions about retirement differ across generations in the workforce. See omnystudio.com/listener for privacy information.

It's no secret that water is vital to good health because every part of the body needs water to function properly specifically all cells, tissues and organs, which has got me wondering are we really getting enough. How do we know? Are some sources of water better for our bodies than others? See omnystudio.com/listener for privacy information.

Do you have a grasp of retirement investing? Do you understand the terminology? If you do, then you are among the relatively few. A recent survey from nonprofit Transamerica Institute found that almost two-thirds of U.S. workers say they do not know as much as they should about retirement investing. See omnystudio.com/listener for privacy information.

Did you know that research from nonprofit Transamerica Institute shows more than 1 in 4 (27%) workers work remotely1? With the rising popularity of remote work, many individuals are opting to leave behind the traditional office setting and move to more rural areas. While urban living has its challenges, it also offers many health advantages that often go unnoticed—and we’ll be highlighting some of...

69% of people indicate they are concerned about their physical health, and 57% indicate they are concerned about their mental health, according to research by Transamerica Institute1. Did you know that spending time in nature can benefit both? See omnystudio.com/listener for privacy information.

Now, while warm, long, sunny days are one of the perks of springtime, it’s important to remember that the sun and its ultraviolet rays can really pose some serious health threats. See omnystudio.com/listener for privacy information.

June is Pride Month, which celebrates the LGBTQ+ community. It is observed around the world with parades, festivals, workshops along with other activities to commemorate the June 1969 Stonewall Uprising that took place in New York’s Greenwich Village following a police raid on a gay club, the Stonewall Inn, which sparked a movement. See omnystudio.com/listener for privacy information.

Megatrends are increasingly influencing industry, employers, and the world of work. Welcome back to ClearPath – Your Roadmap to Health & Wealth  SM . I’m your host, Al Waller. Joining me is Catherine Collinson , founding CEO and president of nonprofit Transamerica Institute® and its Transamerica Center for Retirement Studies®. On this episode, we’ll be explaining megatrends, how they are impac...

According to a Cleveland Clinic survey , only half of the 1,174 adult men surveyed said they get regular checkups, and 72 percent would rather do household chores than go see a health care provider. Since it has been proven that health checkups are vital for longevity, why are men so hesitant to visit the doctor? See omnystudio.com/listener for privacy information.

It’s no secret that more people today are feeling lonely and isolated than ever before, and it’s time we talk about it. A survey by Transamerica Institute suggests that individuals who report they feel isolated and lonely may be neglecting their health, as only 29% are avoiding harmful substances, 30% are getting routine physicals and recommended health screenings, and 24% are seeking mental healt...

Amid concerns about the estimated depletion of the Social Security Trust Funds by the mid-2030s and fears that workers are inadequately saving, retirement security is a hot topic these days. See omnystudio.com/listener for privacy information.

The future of work is a hot topic in today’s post-pandemic turbulent economy, especially as disruptive technologies such as artificial intelligence find their way into industry. See omnystudio.com/listener for privacy information.

Grief and loss are difficult experiences that will affect all of us during some point in our lives. Dealing with grief is a difficult process, and everyone copes in their own way. Grief can disrupt daily life, making it difficult to focus on loved ones, work, and other responsibilities. See omnystudio.com/listener for privacy information.

As most are aware, people are living longer now than any generation that came before us. However, with that gift of time comes some significant life decisions, and what probably comes to mind first would be where to live later in life. For an increasing number of people, that desire would be to age in place in their own homes. See omnystudio.com/listener for privacy information.

Stress is a natural response to a trigger or a difficult situation. However, not managing stress, by taking care of ourselves, or practicing “self-care”, can lead to issues with our mental and physical health. For instance, 44% of people who are not managing stress report often feeling anxious and depressed, according to a survey by Transamerica Institute (1) (1) “23rd Annual Transamerica Retireme...

Managing stress is essential for maintaining good physical, mental, and emotional health. However, fewer than half (41%) of people reported that they are managing their stress on a consistent basis, according to a survey by Transamerica Institute (1). (1) “23rd Annual Transamerica Retirement Survey,” nonprofit Transamerica Center for Retirement Studies (TCRS), 2022. TCRS is an operating division o...

“Financial literacy” is a term that we often hear – and it is an important one too. However, numerous research studies have indicated that many people are actually not financially literate. In fact, according to the  Financial Industry Regulatory Authority (FINRA) , about 66% of the American population is considered financially illiterate. So, at the end of the day, what does it mean to be financi...

Volunteering can help individuals make a positive impact on the world and the lives of others. According to a survey conducted by nonprofit Transamerica Center for Retirement Studies , one in four workers (24 percent) dream of spending their retirement doing volunteer work. Volunteering is not only a rewarding way to give back to our communities, but it can also benefit our health, especially as w...